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Security report for ndf.fi

Nordic development fund · Financial services · Finland

Medium risk. 5 critical or high findings in Security headers, GDPR outside view and 2 other checks.

Security score

58/100

Risk levelMedium

0–100, higher is better. How it is calculated

Scanned

NIS2 and GDPR posture

GDPR outside view
53/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

5 findings rated critical or high. Fix these first.

  1. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

  2. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

  3. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

  4. Network security

    Services reachable from the internet are the first thing attackers probe. Anything open that does not need to be should be closed.

    • High

      High-Risk Service Exposed: FTP

      Port 21 (FTP) is publicly accessible - FTP - Often unencrypted file transfer

      What to do: Consider restricting access to FTP or implementing strong authentication

      • NIS2 21(2)(e)
      • IR 2024/2690 6.7.2(f): Implementing Regulation (EU) 2024/2690, Annex point 6.7.2(f): Network security
      • NIST CM-7: NIST SP 800-53 Rev. 5 CM-7: Least Functionality
      • NIST SC-7: NIST SP 800-53 Rev. 5 SC-7: Boundary Protection

Need hands-on remediation? Email guard@offseq.com

Keep watching ndf.fi

This scan found 22 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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Recommended

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
62
Security headers
45
Email security
85
DNS health
85
Network security
20
GDPR outside view
53
Average
58

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

NDF operates in the niche market of climate and development finance within the Nordic region, targeting lower-income and fragile countries globally. Its competitive advantage lies in its Nordic backing and specialized focus on climate finance, enabling it to catalyze additional funding and support innovative projects. The business model revolves around providing various financing instruments and strategic partnerships to maximize impact. The organization actively engages with stakeholders through events, reports, and social media, indicating a robust partnership ecosystem and growth orientation. The presence of detailed project databases and impact reports suggests transparency and accountability, enhancing its market credibility.

Security posture

The current security maturity level is moderate to good. The use of HTTPS and secure script loading are strengths, but the absence of security headers and vulnerability disclosure mechanisms represent gaps. The lack of a cookie consent mechanism may expose the organization to GDPR compliance risks. No critical vulnerabilities were found, and no exposed credentials or sensitive data were detected. Incident response readiness is unclear due to missing contact channels for security issues. Overall, the security culture appears cautious but could benefit from formalizing policies and disclosures.

Recommendations

  1. Implement a comprehensive cookie consent mechanism to ensure GDPR compliance.
  2. Add security headers such as Content-Security-Policy, X-Frame-Options, and Strict-Transport-Security to enhance protection.
  3. Publish a vulnerability disclosure or security.txt page to facilitate responsible reporting of security issues.
  4. Provide clear incident response contact information to improve transparency and readiness.
  5. Regularly audit third-party scripts and dependencies to mitigate risks from vulnerable libraries.

Contact details published on the site

Addresses
Legal name
Nordic Development Fund
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Nordic Development Fund
Description
The Nordic Development Fund (NDF) is the joint Nordic international finance institution focusing on the nexus between climate change and development in lower-income countries and countries in fragile situations.
Key services
Climate and development financing, Adaptation and mitigation projects, Support for private and public sectors, Flexible financing, Strategic partnerships, Project design and catalytic financing
Content quality
excellent
Branding
consistent

Technology

Stack
jQuery 3.6.0, Swiper 4.5.1, Chart.js, Google Tag Manager, Google Maps API, FontAwesome
Performance
moderate
Mobile
good
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enabled
  • Use of Google Tag Manager asynchronously
  • No exposed sensitive data in HTML
  • Secure forms with required fields

Analytics and tracking

Services
Google Tag Manager
Tracking level
moderate
Privacy practices
basic

Advertising

Transparency
basic

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is fully accessible with rich content and no blocking detected
  2. Strong focus on climate finance and development projects in lower-income countries
  3. Clear navigation with well-structured menus and multiple language alternates
  4. Multiple social media channels integrated including Facebook, LinkedIn, YouTube, and Bluesky
  5. No explicit cookie consent banner found, which may be a GDPR compliance gap
  6. No visible security.txt or vulnerability disclosure page
  7. Contact information includes phone number and physical address in Helsinki, Finland
  8. Multiple project highlights and news articles demonstrate active engagement
  9. Use of modern JavaScript libraries and asynchronous loading for performance
  10. No exposed sensitive data or obvious security vulnerabilities in HTML content
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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ndf.fi security report: 58/100, medium risk | Guard