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Security report for nbs.rs

Народна банка Србије · Finance · Serbia

Medium risk. 8 critical or high findings in Security headers, GDPR outside view and 1 other check.

Security score

59/100

Risk levelMedium

0–100, higher is better. How it is calculated

The website represents the official online presence of the National Bank of Serbia, the central bank responsible for monetary policy, financial stability, banking supervision, and payment systems in Serbia. It serves a broad audience including citizens, financial institutions, investors, and analysts by providing comprehensive financial data, news, and regulatory information. The site is professionally designed with clear navigation and multilingual support, reflecting a mature digital infrastructure. Technically, the site uses modern web technologies including Bootstrap, jQuery, FontAwesome, and charting libraries like C3.js and D3.js. It is hosted under a domain registered by TELEKOM SRBIJA A.D., indicating a reliable hosting environment. The site is mobile optimized and uses HTTPS, but lacks DNSSEC and explicit security headers, which are recommended for enhanced security. From a security perspective, the site shows good practices such as HTTPS enforcement and secure form handling. However, the absence of privacy and cookie policies, as well as missing security headers, represent compliance and security gaps. No WAF or blocking mechanisms were detected, and the domain registration is consistent and legitimate. Overall, the site is trustworthy and professional but would benefit from improved privacy compliance and enhanced security configurations to align with best practices and regulatory requirements.

Scanned

NIS2 and GDPR posture

GDPR outside view
35/ 100 · High
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

8 findings rated critical or high. Fix these first.

  1. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Strict-Transport-Security header

      Forces HTTPS connections

      What to do: Add "Strict-Transport-Security: max-age=31536000; includeSubDomains; preload"

      • CWE-319
      • OWASP A04:2025
      • ASVS V3.4.1
    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

  2. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

Need hands-on remediation? Email guard@offseq.com

Keep watching nbs.rs

This scan found 27 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
72
Security headers
15
Email security
70
DNS health
60
Network security
100
GDPR outside view
35
Average
59

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The National Bank of Serbia holds a central position in the Serbian financial ecosystem, providing essential services such as monetary policy implementation, financial stability oversight, and banking supervision. Its business model is governmental and regulatory, focusing on maintaining economic stability and supporting financial institutions. The website's content and structure indicate a focus on transparency and public communication, targeting both professional and general audiences. The bank leverages partnerships with related domains for visitor centers and payment card services, enhancing its service ecosystem. The domain's long registration history and consistent branding reinforce its authoritative market position.

Security posture

The website demonstrates a moderate security maturity level with HTTPS enabled and secure form submissions. However, the lack of DNSSEC and absence of key security headers such as Content-Security-Policy and X-Frame-Options reduce its defense-in-depth posture. No exposed sensitive data or vulnerable libraries were detected in the provided content. The site lacks explicit incident response contacts and security policies, which are important for transparency and readiness. Compliance with GDPR and cookie consent mechanisms is also missing, indicating areas for improvement in privacy and regulatory adherence.

Recommendations

  1. Enable DNSSEC on the domain to protect against DNS spoofing and improve overall DNS security.
  2. Implement comprehensive privacy and cookie policies with clear consent mechanisms to comply with GDPR and enhance user trust.
  3. Add security headers such as Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options to mitigate common web vulnerabilities.
  4. Publish a security policy and incident response contact information to improve transparency and readiness.
  5. Conduct regular security audits of third-party libraries and update them to mitigate vulnerabilities.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Народна банка Србије
Description
Народна банка Србије (National Bank of Serbia) is the central bank of the Republic of Serbia, responsible for monetary policy, financial stability, banking supervision, payment systems, and currency issuance.
Key services
Monetary policy implementation, Financial stability oversight, Banking supervision, Payment system operation and oversight, Currency issuance and management, Statistical data publication, Public communication and education
Content quality
good
Branding
consistent

Technology

Stack
HTML5, CSS3, JavaScript, jQuery, FontAwesome, Google Fonts (Play), C3.js (charts), D3.js (charts)
Performance
moderate
Mobile
good
Accessibility
basic
SEO
basic

Security

Observed score
70/100
Good practices seen
  • HTTPS enforced
  • No visible sensitive data exposure
  • Use of POST method in forms
  • No inline passwords or credentials

Analytics and tracking

Tracking level
minimal
Privacy practices
poor

Advertising

Transparency
poor

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is official central bank site of Serbia with comprehensive financial and regulatory information.
  2. Content is primarily in Serbian Cyrillic with options for Latin and English versions.
  3. No explicit privacy or cookie policies found on the analyzed page.
  4. Contact information includes a toll-free info center phone number and multiple contact forms.
  5. Use of modern web technologies and responsive design is evident.
  6. No signs of WAF or content blocking detected.
  7. WHOIS data confirms domain legitimacy and long-term registration.
  8. No visible security policy or incident response contact information.
  9. No advertising or tracking scripts detected in the provided content.
Technical notes

Notes

The website is built on a solid technical foundation using OpenCms as the CMS platform, with front-end technologies including Bootstrap, jQuery, FontAwesome, and advanced charting libraries like C3.js and D3.js. The site is responsive and mobile-friendly, with structured navigation and multilingual support. Hosting is provided by TELEKOM SRBIJA A.D., a reputable Serbian provider. Performance is moderate, with room for optimization. The site lacks some modern security enhancements such as DNSSEC and security headers, which should be addressed to reduce technical risks. Overall, the technical infrastructure supports the bank's mission effectively but can be modernized further for security and performance.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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