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Security report for naudasskola.lv

Latvijas Bankas Naudas skola · Finance · Latvia

Partial score · DNS & email only

72/100

0–100, higher is better. How it is calculated

Latvijas Bankas Naudas skola is an official educational website operated by Latvijas Banka, aimed at improving financial literacy among Latvian citizens, including students and teachers. The platform offers a wide range of resources such as budgeting tools, savings and investment information, insurance, credit guidance, fraud awareness, games, podcasts, videos, and infographics. The website is well-branded, professionally designed, and provides comprehensive content in the Latvian language. Technically, it is built on Drupal 10 and integrates modern analytics and user experience tools like Google Analytics, Microsoft Clarity, Hotjar, and ReadSpeaker, indicating a mature digital infrastructure. Security-wise, the site enforces HTTPS, employs security headers, and uses cookie consent mechanisms, reflecting good security hygiene. However, the absence of explicit contact information and terms of service pages, along with unavailable WHOIS data due to query limits, slightly reduce the overall trust score. Overall, the site presents a low-risk profile with strong educational and governmental backing.

Scanned

NIS2 and GDPR posture

GDPR outside view
10/ 100 · Critical
Checks completed
6of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

6 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

    • High

      Third-party services without privacy policy

      Detected services: Google Analytics, Facebook, Google APIs

      What to do: Document all third-party data sharing in your privacy policy

Need hands-on remediation? Email guard@offseq.com

Keep watching naudasskola.lv

This scan found 14 issues across 5 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
77
Email security
85
DNS health
90
Network security
100
GDPR outside view
10
Average
72

Not counted

  • Security headers: did not complete in this scan.
  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The website serves as a key financial education resource under the auspices of Latvijas Banka, positioning itself as a trusted authority in Latvia's financial literacy market. Its business model is non-commercial, focusing on public education and awareness. The platform targets students, educators, and the general public interested in personal finance. The extensive content offerings and integration with official branding suggest a strategic initiative to enhance national financial competence. The use of multiple analytics and tracking tools indicates a data-driven approach to improving user engagement and content effectiveness. The lack of visible direct contact channels may reflect a centralized support model through Latvijas Banka. The site’s market position is strong within Latvia, supported by governmental legitimacy and comprehensive educational content.

Security posture

The website demonstrates a solid security posture with enforced HTTPS, presence of key security headers (HSTS, CSP, X-Frame-Options, etc.), and a cookie consent mechanism compliant with GDPR. No exposed sensitive data or vulnerable libraries were detected in the analyzed content. However, the absence of a published vulnerability disclosure policy or security.txt file and lack of explicit incident response contact details indicate areas for improvement in transparency and incident readiness. The site does not appear to be behind a WAF or show signs of blocking, which facilitates accessibility but may warrant additional protective layers. Overall, the security maturity is good for an educational platform, but enhancements in disclosure and response communication would strengthen trust.

Recommendations

  1. Publish a vulnerability disclosure or security.txt file to facilitate responsible reporting of security issues.
  2. Add explicit incident response contact information such as security@ or abuse@ email addresses.
  3. Create and publish a terms of service page to clarify user rights and obligations.
  4. Enhance visibility and availability of verified company contact emails and phone numbers for user support and trust.
  5. Consider implementing additional WAF or bot protection mechanisms to mitigate potential automated threats.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Latvijas Bankas Naudas skola
Description
Latvijas Bankas Naudas skola ir izglītojoša vietne, kas palīdz izprast ekonomikas likumsakarības, piedāvā skatīties filmas un multimedijus par naudas lietām, pārbaudīt savas zināšanas spēlēs un uzdevumos, kā arī piedalīties konkursos un citos interesantos pasākumos. Šeit piedāvājam arī skolotājiem noderīgu informāciju.
Key services
Finanšu pratības izglītība, Budžeta plānošana, Uzkrājumi, Ieguldījumi, Pensijas informācija, Apdrošināšana, Kredīti un pārkreditēšana, Krāpšanas un drošības informācija, Spēles un testi, Kalkulatori
Content quality
excellent
Branding
consistent

Technology

Stack
Drupal 10, Google Analytics, Microsoft Clarity, Hotjar, ReadSpeaker
Frameworks
Drupal
Performance
moderate
Mobile
good
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Cookie consent with opt-in for statistics and third-party cookies
  • No exposed sensitive data in HTML
  • Use of security headers

Analytics and tracking

Services
Google Analytics, Microsoft Clarity, Hotjar
Tracking level
moderate
Privacy practices
good

Advertising

Tracking pixels
Microsoft Clarity, Hotjar
Transparency
basic

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is an official educational platform by Latvijas Banka focused on financial literacy.
  2. Content is rich, well-structured, and professionally presented in Latvian language.
  3. Strong use of modern web technologies and analytics tools.
  4. Privacy and cookie policies are present with user consent mechanisms.
  5. No visible contact emails or phone numbers explicitly labeled as company contacts found in the HTML snippet.
  6. No terms of service or explicit security policy pages detected.
  7. WHOIS data unavailable due to query limit error; no registrar or domain age info extracted.
  8. No WAF or blocking detected; site content fully accessible.
Technical notes

Notes

The website is built on Drupal 10 CMS, leveraging modern web technologies and third-party analytics/tracking services including Google Analytics, Microsoft Clarity, and Hotjar. It uses ReadSpeaker for accessibility enhancements. The site is mobile-optimized with responsive design and includes accessibility features such as skip links and ARIA labels. Meta tags and Open Graph data are properly configured for SEO and social sharing. Performance is moderate, likely influenced by multiple external scripts. No critical technical debt or deprecated technologies were identified. Hosting provider details are not explicitly found in the content. Overall, the technical infrastructure supports a professional and user-friendly experience with room for performance optimization.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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