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Security report for nauda.money

Nauda · Finance · N/a

Medium risk. 6 critical or high findings in Security headers, GDPR outside view and 1 other check.

Security score

65/100

Risk levelMedium

0–100, higher is better. How it is calculated

Nauda is a fintech company focused on providing streamlined financial services tailored for freelancers and small to medium enterprises (SMEs). Their platform offers multi-currency business accounts, efficient international payment solutions, and business loans up to £500,000, positioning themselves as a cost-effective alternative to traditional banks. The website reflects a professional and consistent brand image with clear service descriptions and pricing plans, targeting startups and SMEs globally. Technically, the website is built on the Webflow platform, utilizing modern frontend technologies including jQuery. It is mobile-optimized and provides a good user experience with clear navigation and responsive design. However, the site lacks visible advanced security headers and explicit incident response or security policies, which are important for fintech platforms handling sensitive financial data. From a security perspective, the site uses HTTPS (implied by Webflow hosting), has a cookie consent mechanism, and no exposed sensitive data was found in the HTML. The absence of WHOIS registrant data suggests privacy protection, which is common and justified for fintech businesses. No signs of WAF blocking or malicious content were detected. Overall, the security posture is moderate but could be improved by implementing stronger HTTP security headers and publishing security policies. The overall risk assessment is moderate with no critical issues detected. Strategic recommendations include enhancing security headers, publishing incident response and vulnerability disclosure policies, and improving accessibility compliance. These steps will strengthen trust and compliance, critical for fintech customer confidence and regulatory adherence.

Scanned

NIS2 and GDPR posture

GDPR outside view
68/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

6 findings rated critical or high. Fix these first.

  1. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Strict-Transport-Security header

      Forces HTTPS connections

      What to do: Add "Strict-Transport-Security: max-age=31536000; includeSubDomains; preload"

      • CWE-319
      • OWASP A04:2025
      • ASVS V3.4.1
    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

  2. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

  3. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

Keep watching nauda.money

This scan found 23 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
47
Security headers
15
Email security
85
DNS health
75
Network security
100
GDPR outside view
68
Average
65

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Nauda operates in the competitive fintech sector, targeting freelancers and SMEs with a comprehensive financial services platform. Their competitive advantage lies in offering multi-currency accounts with low FX fees, automated bulk payments, and rapid business loan approvals, which are attractive to startups and small businesses seeking agility and cost savings. The business model is subscription-based with tiered plans, supplemented by transaction fees and loan services. The company demonstrates social responsibility by supporting Ukraine and hiring in Kyiv, which may enhance brand reputation. The lack of explicit company registration details limits deeper business intelligence, but the professional website and service offerings indicate a legitimate and growth-oriented fintech startup.

Security posture

The security maturity level of Nauda's website is moderate. HTTPS is presumably enforced via Webflow hosting, and cookie consent is implemented, indicating awareness of privacy compliance. However, the absence of explicit security headers such as Content Security Policy (CSP), HTTP Strict Transport Security (HSTS), and X-Frame-Options reduces protection against common web attacks. No public incident response or vulnerability disclosure policies are present, which are important for fintech platforms. The contact form collects personal and business data but lacks visible anti-bot or CAPTCHA protections. No vulnerabilities or exposed sensitive data were detected in the HTML. Overall, the security posture is adequate for a marketing site but requires enhancements to meet fintech industry best practices and regulatory requirements.

Recommendations

  1. Implement comprehensive HTTP security headers including CSP, HSTS, and X-Frame-Options.
  2. Publish clear security policies and incident response procedures on the website.
  3. Add a security.txt file or vulnerability disclosure policy to encourage responsible reporting.
  4. Enhance accessibility features to improve compliance and user experience.
  5. Consider adding CAPTCHA or anti-bot measures on contact forms to prevent abuse.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Nauda
Description
Nauda provides a one-stop financial solution for freelancers and SMEs, offering multi-currency business accounts, payment platforms, and business loans.
Key services
Multi-currency business accounts, Currency conversion with low FX fees, Physical and virtual debit cards, International payments, Automated bulk payments, Business loans up to £500,000
Content quality
good
Branding
consistent

Technology

Stack
Webflow, jQuery 3.5.1
Frameworks
Webflow CMS
Platforms
Webflow hosting
Performance
moderate
Mobile
good
Accessibility
basic
SEO
basic

Security

Observed score
60/100
Good practices seen
  • Cookie consent banner implemented
  • No exposed sensitive data in HTML

Analytics and tracking

Tracking level
minimal
Privacy practices
good

Advertising

Transparency
basic

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
moderate

Key observations

  1. Website is fully accessible with no blocking or WAF challenge.
  2. WHOIS data is unavailable, indicating privacy protection or query failure.
  3. Website uses Webflow CMS and hosting with modern frontend technologies.
  4. Clear business focus on fintech services for SMEs and freelancers.
  5. Cookie and privacy policies are present with consent mechanism.
  6. Contact available only via form; no explicit emails or phone numbers found.
  7. No explicit security policies or incident response info published.
  8. No visible security headers detected in HTML content.
  9. No suspicious or malicious content detected.
  10. No adult or NSFW content present.
Technical notes

Notes

The website is built using Webflow CMS and hosting, leveraging jQuery 3.5.1 for frontend scripting. The design is modern, responsive, and mobile-optimized, providing a good user experience. Performance is moderate, with optimized images and lazy loading used. SEO basics are covered with meta viewport and title tags, but no Open Graph or JSON-LD structured data was detected, which could improve search visibility. The site lacks advanced accessibility features and security headers, representing technical debt and modernization opportunities. Hosting on Webflow provides reliable infrastructure but limits backend customization. Overall, the technical infrastructure supports the business goals but can be enhanced for security, SEO, and accessibility.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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