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Security report for mycreditinfo.ge

სს “საკრედიტო საინფორმაციო ბიურო კრედიტინფო საქართველო” · Finance · Georgia

Medium risk. 5 critical or high findings in Security headers and GDPR outside view.

Security score

74/100

Risk levelMedium

0–100, higher is better. How it is calculated

Mycreditinfo.ge is a Georgian finance sector website operated by სს “საკრედიტო საინფორმაციო ბიურო კრედიტინფო საქართველო”, providing credit information services including free and premium credit reports, credit score monitoring, and educational content. The site targets individuals and legal entities in Georgia seeking to manage and improve their credit profiles. The business model includes both free access and paid premium services, positioning it as a key player in the local credit information market. Technically, the website is built on Angular 13 and integrates common analytics and marketing tools such as Google Analytics and Facebook Pixel. It is hosted on Microsoft Azure, indicating a modern cloud infrastructure. However, the site suffers from slow performance due to large page size and load times, which could impact user experience. From a security perspective, the site has significant weaknesses: it lacks a valid SSL certificate and does not support any TLS protocols, severely limiting secure communications. While HSTS is enabled, its benefits are negated by the missing SSL. The site implements SPF and DMARC for email security and has basic security headers, but lacks advanced features like OCSP stapling and session resumption. Privacy and cookie policies are present with a consent mechanism, but GDPR compliance is not clearly demonstrated. Overall, the site is functional and content-rich but requires urgent improvements in SSL/TLS configuration to ensure user data protection and trust. Performance optimization and enhanced privacy compliance would further strengthen its digital maturity and security posture.

Scanned

NIS2 and GDPR posture

GDPR outside view
25/ 100 · Critical
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

5 findings rated critical or high. Fix these first.

  1. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…
  2. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

    • High

      Third-party services without privacy policy

      Detected services: Google Analytics

      What to do: Document all third-party data sharing in your privacy policy

Need hands-on remediation? Email guard@offseq.com

Keep watching mycreditinfo.ge

This scan found 17 issues across 5 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

Email alerts on material changes and an exportable JSON history of every change.

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
100
Security headers
65
Email security
85
DNS health
70
Network security
100
GDPR outside view
25
Average
74

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention mycreditinfo.ge, from OffSeq Breach.

Total records
4,040
Employees
0
Customers
4,040
Third parties
0
Weak passwords
11%

3 subdomains affected

See the 10 newest leaked credentials

A one-off add-on to this report that lists the most recent identifier and password pairs OffSeq Breach holds for mycreditinfo.ge.

Select it in the checkout above.

Breach keeps ingesting new leaks, so these numbers can grow between scans.

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Mycreditinfo.ge operates in the finance sector, focusing on credit information services in Georgia. It offers a mix of free and premium services, including credit score checks, credit reports, and credit education, targeting both individuals and legal entities. The company is established since 2017, with a mature domain and consistent WHOIS data. Its competitive advantage lies in providing comprehensive credit data and educational resources in the local language, supported by a modern web platform. The site leverages partnerships with major banks and uses Microsoft Azure for hosting. Marketing efforts include Facebook and Google analytics integration. The business shows signs of growth and digital adoption but needs to address security and performance challenges to maintain market trust and compliance.

Security posture

The security posture of mycreditinfo.ge is currently weak due to the absence of a valid SSL certificate and lack of TLS protocol support, exposing users to potential data interception risks. Although SPF and DMARC records are correctly configured, and HSTS is enabled, the lack of certificate transparency and OCSP stapling reduces overall security effectiveness. No explicit security policies or incident response contacts are found on the site. The use of reCAPTCHA and secure email practices are positive indicators. Immediate remediation of SSL/TLS issues is critical to protect sensitive credit information and comply with data protection standards. The site should also consider implementing a formal security policy and incident response framework to enhance trust and readiness.

Recommendations

  1. Obtain and deploy a valid SSL/TLS certificate to enable HTTPS and secure user communications.
  2. Enable modern TLS protocols (TLS 1.2 or 1.3) and disable insecure protocols to improve encryption standards.
  3. Implement OCSP stapling and session resumption to enhance SSL performance and security.
  4. Develop and publish comprehensive privacy and security policies, including GDPR compliance details.
  5. Optimize website performance by reducing page size and improving load times for better user experience.

Contact details published on the site

Addresses
Legal name
სს “საკრედიტო საინფორმაციო ბიურო კრედიტინფო საქართველო”
Technical notes

Notes

The website is built using Angular 13 framework, indicating a modern single-page application architecture. It integrates Google Analytics and Facebook Pixel for user tracking and marketing. Hosting is provided by Microsoft Azure, with DNS managed via Azure DNS servers. The site uses reCAPTCHA for bot protection. However, the SSL configuration is invalid, with no TLS protocols enabled, which is a critical technical flaw. Performance metrics show a slow load time (8147 ms) and large page size (~5.3 MB), suggesting opportunities for optimization. The site is mobile-optimized with responsive design but lacks advanced accessibility features. SEO is basic with standard meta tags and language declarations. Overall, the technical infrastructure is modern but requires security and performance enhancements.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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