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Security report for mozo.com.au

Mozo Pty Ltd · Finance · Australia

Medium risk. 5 critical or high findings in Security headers, GDPR outside view and 1 other check.

Security score

72/100

Risk levelMedium

0–100, higher is better. How it is calculated

Mozo Pty Ltd operates a well-established Australian financial product comparison platform since 2008, providing consumers with expert reviews and comparisons of home loans, banking, insurance, and superannuation products. The company is a subsidiary of Future PLC, a reputable media group, which enhances its market credibility. The website is professionally designed, mobile-optimized, and uses structured data to improve SEO and user experience. Technically, the site employs modern tracking and analytics technologies including Google Tag Manager, Facebook Pixel, TikTok Pixel, and Outbrain, indicating a mature digital marketing infrastructure. Security-wise, the site enforces HTTPS, uses standard security headers, and manages cookies and local storage with expiry mechanisms, reflecting good security hygiene. However, formal security policies and vulnerability disclosure mechanisms are not publicly available, suggesting room for improvement in transparency and incident response readiness. Overall, the site presents a low-risk profile with strong business credibility and technical implementation.

Scanned

NIS2 and GDPR posture

GDPR outside view
53/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

5 findings rated critical or high. Fix these first.

  1. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…
  2. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

  3. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

Keep watching mozo.com.au

This scan found 21 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
77
Security headers
30
Email security
85
DNS health
85
Network security
100
GDPR outside view
53
Average
72

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention mozo.com.au, from OffSeq Breach.

Total records
1
Employees
0
Customers
1
Third parties
0
Weak passwords
100%

1 subdomain affected

See the 10 newest leaked credentials

A one-off add-on to this report that lists the most recent identifier and password pairs OffSeq Breach holds for mozo.com.au.

Select it in the checkout above.

Breach keeps ingesting new leaks, so these numbers can grow between scans.

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Mozo targets Australian consumers seeking to make informed financial decisions by comparing a wide range of financial products from over 250 brands. Its business model revolves around affiliate partnerships and advertising revenue generated through product comparisons and reviews. The company benefits from its long-standing market presence and backing by Future PLC, which provides strategic advantages and potential for growth. The platform's comprehensive content and clear contact information foster trust and user engagement. The integration of multiple ad networks and tracking tools supports a robust marketing ecosystem. Mozo's focus on transparency, including editorial guidelines and contact points for PR and advertising, positions it well within the competitive finance comparison sector.

Security posture

The website demonstrates a solid security posture with HTTPS enforced and multiple security headers implemented, reducing common web vulnerabilities. The use of secure cookies with appropriate SameSite and Secure flags, along with local storage management, indicates attention to data protection. However, the absence of a publicly available security policy, incident response plan, or vulnerability disclosure program limits transparency and may hinder rapid response to security incidents. The extensive use of third-party tracking scripts introduces potential privacy risks, though these are common in the industry. Regular audits and updates of these scripts are recommended to maintain compliance and security. Overall, the security maturity is good but could be enhanced by formalizing policies and disclosure mechanisms.

Recommendations

  1. Publish a dedicated security policy and incident response plan on the website to improve transparency and user trust.
  2. Implement a vulnerability disclosure program or security.txt file to facilitate responsible reporting of security issues.
  3. Conduct regular security audits of third-party scripts and tracking technologies to minimize privacy and security risks.
  4. Enhance accessibility features to ensure compliance with WCAG standards and improve user experience for all visitors.
  5. Consider providing more detailed data retention and privacy information to align with GDPR and Australian privacy regulations.

Contact details published on the site

Addresses
Legal name
Mozo Pty Ltd
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Mozo Pty Ltd
Description
Since 2008, Mozo has been helping Australians make smarter money decisions. They provide expert comparisons and reviews of 1700+ home loans, banking & insurance products from 250+ brands.
Key services
Home loans comparison, Savings accounts comparison, Insurance product reviews, Banking product comparisons, Personal loans comparison, Superannuation and investing advice
Content quality
excellent
Branding
consistent

Technology

Stack
JavaScript, Google Tag Manager, Google Analytics, TikTok Pixel, Facebook Pixel, Outbrain, Adform, Font Awesome
Performance
moderate
Mobile
good
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Use of security headers
  • No exposed sensitive data in HTML
  • Use of cookies with Secure and SameSite attributes
  • LocalStorage with expiry management

Analytics and tracking

Services
Google Analytics, Google Ads, Facebook Analytics, TikTok Analytics
Tracking level
extensive
Privacy practices
good

Advertising

Ad networks
Adform, Outbrain, Taboola, DoubleClick
Tracking pixels
Google Ads, Facebook Pixel, TikTok Pixel
Transparency
good

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is professionally designed and well-structured.
  2. Comprehensive financial product comparison content.
  3. Strong use of structured data for SEO and business information.
  4. Multiple marketing and tracking technologies integrated.
  5. Clear contact information and corporate transparency.
  6. No signs of malicious or suspicious activity.
  7. Good security posture with HTTPS and security headers.
  8. No evidence of WAF blocking or content restrictions.
Technical notes

Notes

The website uses a modern JavaScript-heavy front-end with integration of multiple analytics and advertising platforms such as Google Tag Manager, TikTok Pixel, Facebook Pixel, Outbrain, and Adform. The presence of structured data (JSON-LD) enhances SEO and provides rich metadata about the organization and website content. The site is mobile-optimized with responsive design and uses font technologies like Font Awesome for icons. Performance is moderate, with preconnect and dns-prefetch hints to optimize resource loading. The technical infrastructure appears robust but relies heavily on third-party services, which requires ongoing management to avoid performance degradation or security issues. No CMS was explicitly detected, suggesting a custom or proprietary platform. Hosting provider details are not disclosed in the content analyzed.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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