Is motionpay.id Safe? Security Analysis for PT MNC Group
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Below Finance avg (78)
GDPR-aligned
Data handling
EU
Hosting region
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MotionPay is a licensed Indonesian electronic money application operated by PT MNC Teknologi Nusantara, part of the MNC Group. It offers a comprehensive digital payment platform enabling non-cash payments, bill payments, money transfers, and card storage. The platform targets general consumers in Indonesia seeking convenient and secure mobile payment solutions. The website demonstrates a professional design with good mobile optimization and clear navigation, reflecting a mature digital presence aligned with fintech industry standards. Technically, the website employs modern JavaScript libraries such as Livewire, Alpine.js, Swiper, and Splide, hosted behind Cloudflare DNS services. The site uses HTTPS with a valid SSL configuration, ensuring secure communications. However, some security best practices like security headers and published privacy or cookie policies are missing, indicating room for improvement in compliance and security posture. Security-wise, the site benefits from domain transfer protections and a legitimate WHOIS registration consistent with its business claims. No vulnerabilities or exposed sensitive data were detected in the HTML content. The absence of privacy and cookie policies and lack of incident response information represent compliance gaps. Analytics usage is moderate with Google Analytics and Google Tag Manager present, but privacy compliance is limited. Overall, MotionPay's website is a trustworthy and professional fintech platform with a solid technical foundation but requires enhancements in privacy compliance, security headers, and transparency to improve user trust and regulatory adherence.
Detected Technologies
13 urgent findings need attention
13 high
- + 5 more findings in the full report below
Keep motionpay.id under constant watch
Guard tracks your live infrastructure daily: certificate expiry, DNS & mail authentication drift, uptime changes, subdomain inventory, and unexpected tracker or content shifts. A full timeline captures every diff so you can prove remediation and spot regressions instantly.
Security drift alerts
Risk score drops, new high-severity issues, and header hardening gaps
Compliance watch
GDPR / NIS2 posture changes with governance evidence snapshots
Infrastructure surface
Unexpected open services, SSL expiry, DNS & email authentication changes
Content & tracker intelligence
Marketing tech shifts, analytics drift, and AI recommendation updates
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Security Headers
8 findings
15/100
GDPR Compliance
4 findings
35/100
NIS2 Compliance
9 findings
2/100
Email Security
5 findings
60/100
🧠AI Business Intelligence
Technology stack, business insights, and market analysis powered by AI.
Business Intelligence
Market & Strategic Analysis
MotionPay operates in the Indonesian fintech sector as a licensed e-money provider under Bank Indonesia, leveraging the strong brand and resources of the MNC Group. Its business model centers on providing a mobile wallet and payment platform supporting QRIS payments, digital remittance, and bill payments. The company targets mass-market consumers and partners with a broad ecosystem including retail chains, healthcare, transportation, and digital services, enhancing its market reach and utility. The domain age and registration details align with a recent but credible market entrant. The partnership ecosystem is diverse and strategic, supporting growth and customer acquisition. The lack of published privacy and security policies may impact regulatory compliance and customer confidence in the long term.
Security Posture Analysis
Comprehensive Security Assessment
The website demonstrates a moderate to strong security posture with HTTPS enforced and domain transfer protections in place. No exposed sensitive data or vulnerable libraries were identified. However, the absence of security headers such as Content-Security-Policy and lack of published security or incident response policies reduce the overall security maturity. No vulnerability disclosure or security.txt files were found, limiting transparency for security researchers. The WHOIS data is consistent and trustworthy, supporting legitimacy. To enhance security posture, the company should implement recommended HTTP security headers, publish privacy and cookie policies with consent mechanisms, and provide clear incident response contacts.
Strategic Recommendations
Priority Actions for Security Improvement
Publish comprehensive privacy and cookie policies including GDPR compliance and consent mechanisms.
✨Observations
Comprehensive website and business-context analysis.
AI-Enhanced Website Analysis
Business Insights
PT MNC Group
MotionPay adalah aplikasi uang elektronik dari PT MNC Group untuk melayani segala jenis pembayaran secara non tunai. MotionPay telah terdaftar dan memperoleh izin oleh Bank Indonesia sebagai penyelenggara sistem pembayaran elektronik (e-money, e-wallet, dan digital remittance).
good
consistent
Technical Stack
moderate
good
basic
good
Security Assessment
- HTTPS enforced
- Domain status clientTransferProhibited and serverTransferProhibited
- No exposed sensitive data in HTML
- No vulnerable libraries detected in scripts
Analytics & Tracking
Advertising & Marketing
Website Quality Assessment
Key Observations
Website is a licensed Indonesian e-money application under Bank Indonesia.
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🛡️Security Headers
HTTP security headers analysis and recommendations.
Security Headers
HTTP security headers analysis
Missing Strict-Transport-Security header
Forces HTTPS connections
Missing X-Frame-Options header
Prevents clickjacking attacks
Missing X-Content-Type-Options header
Prevents MIME type sniffing
Missing Content-Security-Policy header
Controls resources the browser is allowed to load
Missing X-XSS-Protection header
Legacy XSS protection (deprecated but still recommended)
Missing Referrer-Policy header
Controls referrer information sent with requests
Missing Permissions-Policy header
Controls browser features and APIs
Sensitive data may be cached
Cache-Control header should include "no-store" for sensitive pages
👤GDPR Compliance
Privacy and data protection assessment under GDPR regulations.
GDPR Compliance
Privacy and data protection assessment
No Privacy Policy found
GDPR requires a clear and accessible privacy policy
No Cookie Policy found
GDPR requires clear information about cookie usage
No Cookie Consent Banner found
GDPR requires explicit consent for non-essential cookies
Third-party services without privacy policy
Detected services: Google Analytics, Facebook, YouTube, Google APIs
GDPR Compliance Analysis
🛡️NIS2 Compliance
Network & Information Security Directive compliance assessment.
NIS2 Compliance
Network & Information Security Directive
No information security framework found
NIS2 requires documented cybersecurity and information security measures
No vulnerability disclosure policy
NIS2 encourages coordinated vulnerability disclosure
No security policy documentation found
NIS2 requires documented cybersecurity governance and risk management
No incident response procedures found
NIS2 requires documented incident response and business continuity plans
No business continuity planning found
NIS2 emphasizes operational resilience and business continuity
No security contact information
NIS2 requires clear incident reporting channels
No vulnerability reporting mechanism
Clear vulnerability reporting supports coordinated disclosure
No NIS2 reference found
Consider explicitly mentioning NIS2 compliance efforts
Critical sector without clear security compliance
Detected sectors: energy, transport, banking, digital
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📧Email Security
SPF, DKIM, and DMARC validation and email security assessment.
Email Security
SPF, DKIM, and DMARC validation
DMARC not enforcing
DMARC policy is set to "none"
No DKIM record found
DKIM adds cryptographic signatures to emails
No BIMI Record
BIMI displays brand logos in email clients
No MTA-STS Policy
MTA-STS enforces TLS for email delivery
No TLS-RPT Record
TLS-RPT provides reporting for email TLS issues
SPF Details
DMARC Details
🏆SSL/TLS Security
Certificate validity and encryption analysis.
SSL/TLS Security
Certificate validity and encryption analysis
Weak Protocols Supported
Server supports weak protocols: TLSv1.1
OCSP Stapling Not Enabled
OCSP stapling improves performance and privacy
Certificate Transparency Not Implemented
Certificate is not logged in Certificate Transparency logs
Mixed Content Detected
1 resources loaded over insecure HTTP
Partial SSL/TLS Assessment
Completed 3 of 4 security checks due to time constraints
Protocol Support
OCSP Status
📊DNS Health
DNS configuration and security assessment.
DNS Health
DNS configuration and security assessment
DNSSEC Not Enabled
DNSSEC is not configured for this domain
CAA Records Not Configured
Certificate Authority Authorization (CAA) records not found
Domain Delete Lock Not Enabled
Domain can be deleted without additional verification
DMARC Policy Set to None
DMARC is configured but not enforcing any policy
Domain Registration Details
DNS Records
DNSSEC Status
DNS Performance
SPF Analysis
⚡Network Security
Port scanning and network exposure analysis.
Network Security
Port scanning and network exposure analysis
Good Network Security Posture
No unnecessary services detected on common risky ports
How does motionpay.id compare?
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🔧Technical Analysis
Detailed technical findings and analysis from AI assessment.
Technical Analysis
Comprehensive security assessment findings
Additional Findings
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