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Is moodys.com a Scam? Security Check Results - MOODY'S

moodys.com Security Report Summary

moodys.com received a security score of 79 out of 100 in Guard's comprehensive security analysis, classified as "Moderate Risk". This report covers MOODY'S's website security posture. MOODY'S operates in the Finance industry in United States.

Moody's is a leading global provider of credit ratings, research, and data analytics for capital markets. The company serves a broad range of clients including banking, insurance, corporations, public sector organizations, and asset management professionals. Moody's offers a comprehensive suite of services such as credit ratings, investment research, compliance and third-party risk solutions, lending suites, business intelligence, and portfolio management. Their market position is strong as a trusted and established entity in the finance industry, supported by consistent branding and professional digital presence. Technically, Moody's website is built on modern frameworks including React and Adobe Experience Manager, with integrations of Adobe DTM, Google Tag Manager, and Marketo for marketing and analytics. The site demonstrates good mobile optimization, accessibility, and SEO practices, delivering a professional user experience. Security measures include HTTPS enforcement, Content Security Policy, and bot protection via reCAPTCHA, although additional security headers could enhance the posture further. The security posture is solid with no visible vulnerabilities or exposed sensitive data. Privacy compliance is well addressed with clear privacy and cookie policies and consent mechanisms, indicating GDPR awareness. Contact information is clearly provided, including corporate emails and phone numbers, enhancing business credibility. However, the WHOIS data is unavailable, which is unusual for a major corporate domain and warrants further verification. Overall, Moody's website reflects a mature, secure, and professional digital asset aligned with its enterprise business model. Strategic recommendations include enhancing security headers, publishing explicit security policies and incident response information, and verifying WHOIS data to strengthen trust and transparency.

The security scan identified 19 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: React, Adobe Dynamic Tag Management, Vimeo Player API, Google reCAPTCHA, Marketo Forms, Webpack.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and business-context intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

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Is moodys.com Safe? Security Analysis for MOODY'S

https://www.moodys.com/

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FinanceUnited Statesenterprise
ReactAdobe Dynamic Tag ManagementVimeo Player APIGoogle reCAPTCHAMarketo Forms+1 more
Analyzed Completed
79
Security Score
LOW RISK

Above Finance avg (78)

GDPR-aligned

Data handling

EU

Hosting region

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AI Summary

Moody's is a leading global provider of credit ratings, research, and data analytics for capital markets. The company serves a broad range of clients including banking, insurance, corporations, public sector organizations, and asset management professionals. Moody's offers a comprehensive suite of services such as credit ratings, investment research, compliance and third-party risk solutions, lending suites, business intelligence, and portfolio management. Their market position is strong as a trusted and established entity in the finance industry, supported by consistent branding and professional digital presence. Technically, Moody's website is built on modern frameworks including React and Adobe Experience Manager, with integrations of Adobe DTM, Google Tag Manager, and Marketo for marketing and analytics. The site demonstrates good mobile optimization, accessibility, and SEO practices, delivering a professional user experience. Security measures include HTTPS enforcement, Content Security Policy, and bot protection via reCAPTCHA, although additional security headers could enhance the posture further. The security posture is solid with no visible vulnerabilities or exposed sensitive data. Privacy compliance is well addressed with clear privacy and cookie policies and consent mechanisms, indicating GDPR awareness. Contact information is clearly provided, including corporate emails and phone numbers, enhancing business credibility. However, the WHOIS data is unavailable, which is unusual for a major corporate domain and warrants further verification. Overall, Moody's website reflects a mature, secure, and professional digital asset aligned with its enterprise business model. Strategic recommendations include enhancing security headers, publishing explicit security policies and incident response information, and verifying WHOIS data to strengthen trust and transparency.

Detected Technologies

ReactAdobe Dynamic Tag ManagementVimeo Player APIGoogle reCAPTCHAMarketo FormsWebpack

5 urgent findings need attention

5 high

Continuous monitoring

Keep moodys.com under constant watch

Guard tracks your live infrastructure daily: certificate expiry, DNS & mail authentication drift, uptime changes, subdomain inventory, and unexpected tracker or content shifts. A full timeline captures every diff so you can prove remediation and spot regressions instantly.

Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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OffSeq Observations

No critical findings yet

83/100

Network Security

1 finding

100/100

SSL/TLS Security

3 findings

79/100

DNS Health

2 findings

85/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

Moody's operates in the finance sector with a focus on credit ratings and risk management. Its competitive advantage lies in its comprehensive data-driven solutions and global market presence. The business model revolves around providing subscription-based and service-oriented financial analytics and research products. Revenue streams likely include ratings fees, analytics subscriptions, and consulting services. Target customers span financial institutions, corporations, and government entities. The company maintains a strong partnership ecosystem and subsidiaries such as Moody's Investors Service and Moody's Analytics. Growth indicators include expansion into AI and GenAI capabilities and broadening compliance and regulatory solutions.

Security Posture Analysis

Comprehensive Security Assessment

The website demonstrates a mature security posture with HTTPS enforced and a Content Security Policy in place. Use of reCAPTCHA indicates bot mitigation efforts. No security.txt or explicit incident response contacts were found, representing a gap in transparency. No vulnerabilities or exposed sensitive data were detected. Security headers could be improved by adding X-Frame-Options, X-XSS-Protection, and HSTS. Privacy policies and cookie consent mechanisms are comprehensive and GDPR compliant. Overall, the security culture appears strong but could benefit from enhanced disclosure and additional header protections.

Strategic Recommendations

Priority Actions for Security Improvement

1

Implement additional security headers such as X-Frame-Options, X-XSS-Protection, and Strict-Transport-Security to harden security posture.

Observations

Comprehensive website and business-context analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

MOODY'S

Description:

Moody's CreditView is our flagship solution for global capital markets that incorporates credit ratings, research and data from Moody's Investors Service plus research, data and content from Moody's Analytics.

Key Services:
credit ratingsinvestment researchcompliance and third-party risk solutionslending suitebusiness intelligencefinancial and regulatory reportingportfolio managementcatastrophe modelingcyber riskAI and GenAI solutions
Content Quality:

excellent

Branding:

consistent

Technical Stack

Technologies:
ReactAdobe Dynamic Tag ManagementVimeo Player APIGoogle reCAPTCHAMarketo FormsWebpack
Frameworks:
ReactMaterial UI
Performance:

moderate

Mobile:

good

Accessibility:

good

SEO:

good

Security Assessment

Security Score:
85/100
Best Practices:
  • HTTPS enforced
  • Content Security Policy present
  • Use of reCAPTCHA for bot protection
  • No exposed sensitive data in HTML

Analytics & Tracking

Services:
Adobe AnalyticsGoogle Tag Manager
Tracking Level:moderate
Privacy Compliance:good

Advertising & Marketing

Ad Networks:
Bing AdsStackAdapt
Tracking Pixels:
Adobe DTMBing UET
Marketing Tools:
Marketo FormsSplit.io
Transparency Level:good

Website Quality Assessment

Design Quality:excellent
User Experience:excellent
Content Relevance:excellent
Navigation Clarity:excellent
Professionalism:excellent
Trustworthiness:high

Key Observations

1

Website is fully accessible with rich content and navigation

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

85/100
Score

Missing X-XSS-Protection header

MEDIUM

Legacy XSS protection (deprecated but still recommended)

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

88/100
Score

Privacy policy may not be GDPR compliant

MEDIUM

Privacy policy lacks explicit GDPR compliance elements

GDPR Compliance Analysis

Privacy Policy85% confidence
Cookie Policy85% confidence
Contact Information Found90% confidence
emailphone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

25/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

87/100
Score

Strict DMARC Alignment

LOW

Strict alignment may cause legitimate emails to fail

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 ip4:205.220.179.251 ip4:205.220.167.251 ip4:205.220.176.224 ip4:205.220.164.226 ip4:46.33.81.176/29 ip4:213.200.109.64/27 ip4:46.33.88.16/29 ip4:77.67.50.0/27 ip4:89.187.106.224/27 ip4:88.84.157.248/29 ip4:88.84.158.0/27 ip4:141.160.51.81 ip4:141.1 60.55.107 ip4:12.149.239.138 include:cust-spf.exacttarget.com include:spf_partner.moodys.com -all
DNS Lookups:2/10
Policy:-all
DKIM Selectors Found
Selector:s1(1440-bit rsa)
DMARC Details
Policy:reject
Aggregate Reports:[email protected]
Forensic Reports:[email protected]

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

79/100
Score

Weak Protocols Supported

HIGH

Server supports weak protocols: TLSv1.1

Certificate Transparency Not Implemented

LOW

Certificate is not logged in Certificate Transparency logs

HSTS Missing includeSubDomains

LOW

HSTS header does not include subdomains

Protocol Support

TLSv1.3TLSv1.2TLSv1.1

OCSP Status

OCSP Stapling Enabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

85/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

Domain Registration Details

Domain Age
33 years(mature)
Expiry Risk
medium(29 days)
Protection Level
strongDNSSEC OFF

DNS Records

A Records:104.18.43.60, 172.64.144.196
AAAA Records:2606:4700:4403::ac40:90c4, 2a06:98c1:3106::6812:2b3c
Name Servers:
ns1.moodys.comDNS only
ns2.moodys.comDNS only
ns3.moodys.comDNS only
ns4.moodys.comDNS only
ns5.moodys.comDNS only
ns6.moodys.comDNS only
pdns1.ultradns.net
pdns2.ultradns.net
pdns3.ultradns.org
pdns4.ultradns.org
pdns5.ultradns.info
pdns6.ultradns.co.uk
MX Records:
10: mxb-00520701.gslb.pphosted.com
10: mxa-00520701.gslb.pphosted.com
SOA:Serial: 2019122783, TTL: 900s

DNSSEC Status

DNSSEC Enabled(Algorithm: 13)

DNS Performance

Resolution Time:31ms

SPF Analysis

SPF Record:
v=spf1 ip4:205.220.179.251 ip4:205.220.167.251 ip4:205.220.176.224 ip4:205.220.164.226 ip4:46.33.81.176/29 ip4:213.200.109.64/27 ip4:46.33.88.16/29 ip4:77.67.50.0/27 ip4:89.187.106.224/27 ip4:88.84.157.248/29 ip4:88.84.158.0/27 ip4:141.160.51.81 ip4:141.1 60.55.107 ip4:12.149.239.138 include:cust-spf.exacttarget.com include:spf_partner.moodys.com -all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

How does moodys.com compare?

See how moodys.com stacks up against similar websites in the same industry.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website uses a modern technology stack with React and Adobe Experience Manager as the CMS. It integrates Adobe DTM for tag management, Google Tag Manager, and Marketo for marketing automation. The site loads multiple external resources including Vimeo for video content and uses reCAPTCHA for bot protection. Performance is moderate with good mobile optimization and accessibility features. The site structure is well organized with comprehensive metadata and structured data for SEO. Technical risks are minimal but could be reduced by tightening security headers and ensuring all third-party dependencies are up to date.
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Optional add-ons

via BREACH

Your order

Full Report
PDF · email delivery · lifetime access
39.90
Total
Incl. 21% VAT
39.90
Already purchased? Enter unlock code
VisaMastercardApple PayGoogle Payvia EveryPay
SEQ SIA
Reg. No. 40203410806 · VAT LV40203410806

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