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Security report for montea.lv

Montea · Finance · Latvia

Medium risk. 8 critical or high findings in GDPR outside view and Security headers.

Security score

50/100

Risk levelMedium

0–100, higher is better. How it is calculated

Montea is a Latvian insurance brokerage firm specializing in life and risk insurance products for both individuals and businesses. The company positions itself as a client advocate, offering comprehensive insurance solutions and consulting services. The website is professionally designed using WordPress and integrates SEO best practices via Yoast SEO. It features clear contact information and social media presence, enhancing business credibility. Technically, the site uses modern web technologies including Google reCAPTCHA for form security, but lacks some advanced security headers. Privacy and cookie policies are present, indicating GDPR awareness, though cookie consent mechanisms could be improved. WHOIS data was unavailable due to query limits, limiting full domain legitimacy verification. Overall, the site demonstrates a solid digital presence with room for enhanced security and compliance measures.

Scanned

NIS2 and GDPR posture

GDPR outside view
10/ 100 · Critical
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

8 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

  2. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Strict-Transport-Security header

      Forces HTTPS connections

      What to do: Add "Strict-Transport-Security: max-age=31536000; includeSubDomains; preload"

      • CWE-319
      • OWASP A04:2025
      • ASVS V3.4.1
    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

Need hands-on remediation? Email guard@offseq.com

Keep watching montea.lv

This scan found 25 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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Recommended

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
85
Security headers
15
Email security
70
DNS health
80
Network security
40
GDPR outside view
10
Average
50

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention montea.lv, from OffSeq Breach.

No leaked records found

Breach holds no records for montea.lv right now. New leaks arrive continuously, so monitoring on Breach alerts you if that changes.

Monitor on Breach (opens in a new tab)

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Montea targets the Latvian insurance market, focusing on brokerage services that compare multiple insurance providers to offer clients optimal coverage. The company emphasizes teamwork, client growth, and professional development. Its business model relies on brokerage commissions and consulting fees. The firm aims to become a leading insurance broker in Latvia, leveraging partnerships with local and foreign insurers. The website content and structure reflect a small-sized enterprise with a clear focus on finance and real estate sectors. The absence of WHOIS data limits deeper trust analysis, but the professional presentation and detailed service offerings suggest a legitimate and growing business.

Security posture

The website enforces HTTPS and integrates Google reCAPTCHA to protect forms from automated abuse. However, it lacks several recommended security headers such as Content-Security-Policy, X-Frame-Options, and Strict-Transport-Security, which could enhance protection against common web attacks. No visible vulnerabilities or exposed sensitive data were detected. The absence of a dedicated security policy or incident response contact reduces transparency in security management. Privacy policies are present and GDPR compliant, but cookie consent mechanisms are not implemented, which may pose compliance risks. Overall, the security posture is moderate with opportunities for improvement in headers and incident response readiness.

Recommendations

  1. Implement comprehensive security headers including Content-Security-Policy, X-Frame-Options, and Strict-Transport-Security to strengthen web security.
  2. Add a visible cookie consent banner/mechanism to ensure full GDPR compliance regarding user tracking and cookies.
  3. Publish a dedicated security policy and incident response contact information to improve transparency and readiness.
  4. Regularly update WordPress core and plugins to mitigate potential vulnerabilities.
  5. Consider obtaining and displaying relevant certifications or trust badges to enhance business credibility.

Contact details published on the site

Addresses
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Montea
Description
Apdrošināšanas brokeris - Montea. Mūsu misija ir izteikta mūsu sauklī - "Kopā uz virsotnēm"! Montea is an insurance broker representing clients in insurance matters, offering services to both legal and natural persons. The company emphasizes teamwork, comprehensive insurance solutions, and professional growth.
Key services
Life insurance brokerage, Risk insurance brokerage, Consulting on insurance products, Client representation in insurance matters
Content quality
good
Branding
consistent

Technology

Stack
WordPress, Yoast SEO, jQuery, Google reCAPTCHA
Platforms
Web
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
80/100
Good practices seen
  • HTTPS enforced
  • Google reCAPTCHA integration on forms

Analytics and tracking

Tracking level
minimal
Privacy practices
basic

Advertising

Transparency
poor

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is fully accessible with no blocking or WAF challenges.
  2. Content is in Latvian language targeting local businesses and individuals.
  3. No WHOIS data available due to query limit error.
  4. Website uses WordPress CMS with Yoast SEO plugin.
  5. Contact information is clearly presented including phone, email, and physical address.
  6. No explicit privacy or security policy beyond privacy and cookie policies detected.
  7. No visible terms of service or incident response information.
  8. No advertising or tracking scripts detected beyond Google reCAPTCHA.
  9. Good mobile optimization and user experience.
  10. No suspicious or malicious content detected.
Technical notes

Notes

The website is built on WordPress CMS with the Yoast SEO plugin, leveraging jQuery and Google reCAPTCHA for enhanced user interaction and security. The site loads moderate performance media such as videos and images optimized for desktop and mobile. Mobile optimization is good, with responsive menus and touch-friendly elements. SEO is well addressed with meta tags, Open Graph, and JSON-LD structured data. Accessibility is basic but could be improved with ARIA roles and better keyboard navigation. Hosting provider details are not explicitly identified. Overall, the technical infrastructure supports a professional and functional user experience with room for modernization and enhanced accessibility.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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