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Security report for moneyland.ch

moneyland.ch · Finance · Switzerland

Low risk. 2 critical or high findings in Security headers and SSL/TLS.

Security score

82/100

Risk levelLow

0–100, higher is better. How it is calculated

moneyland.ch is a well-established Swiss online comparison platform specializing in financial products, insurance, and telecommunications services. It offers independent and free comparison tools targeted at Swiss consumers and businesses, positioning itself as a leading service in the Swiss market. The website features comprehensive content, professional design, and clear navigation, supporting a positive user experience and strong market presence. Technically, the site employs modern JavaScript libraries, Google Tag Manager, OneTrust for cookie consent, and integrates advertising networks responsibly with user consent. Security posture is strong with HTTPS enforcement, security headers, and reCAPTCHA usage, although explicit security policies and incident response contacts are not publicly detailed. Privacy compliance is robust, with clear privacy and cookie policies and a named data protection officer contact. WHOIS data confirms domain legitimacy and consistency with the business claims. Overall, moneyland.ch demonstrates a mature digital infrastructure, good security hygiene, and strong compliance, making it a trustworthy and professional online service.

Scanned

NIS2 and GDPR posture

GDPR outside view
88/ 100 · Low
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

2 findings rated critical or high. Fix these first.

  1. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak SSL Key Length

      SSL certificate uses 256-bit key, which is considered weak

      What to do: Use at least 2048-bit RSA or 256-bit ECC key

      • CWE-326
      • OWASP A04:2025
      • Mozilla TLS: Mozilla Server Side TLS 6.0 intermediate: rsa_key_size 2048

Need hands-on remediation? Email guard@offseq.com

Keep watching moneyland.ch

This scan found 14 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Prices incl. 21% VAT. Secure checkout by Mollie; sold by SEQ SIA, Latvia.

Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
75
Security headers
60
Email security
85
DNS health
85
Network security
100
GDPR outside view
88
Average
82

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The company operates in the finance, insurance, and telecommunications sectors, providing comparison services that help consumers make informed decisions. Its business model relies on aggregating product data and monetizing through advertising and possibly affiliate partnerships. The target audience is Swiss residents and businesses seeking transparent product comparisons. The platform's longevity since 2007 and consistent branding indicate stable market positioning. The use of advanced ad technologies and consent management reflects a sophisticated marketing and compliance approach. The absence of parent or subsidiary companies suggests an independent operation focused on its niche. The company benefits from trust signals such as GDPR compliance, transparent contact information, and professional content, supporting customer confidence and competitive advantage.

Security posture

moneyland.ch exhibits a solid security posture with HTTPS enforced site-wide, appropriate security headers, and the use of Google reCAPTCHA to protect forms from abuse. Cookie consent is managed via OneTrust, ensuring compliance with privacy regulations. However, the site lacks a dedicated security policy page and does not provide explicit incident response or vulnerability disclosure information, which are best practices for transparency and rapid response. No vulnerabilities or exposed sensitive data were detected in the analyzed content. The integration of third-party advertising and tracking scripts is handled with consent, reducing privacy risks. Recommendations include publishing a security policy, adding incident response contacts, and implementing a vulnerability disclosure program to enhance security maturity further.

Recommendations

  1. Publish a dedicated security policy page outlining security practices and commitments.
  2. Add an incident response contact or abuse email to facilitate reporting of security issues.
  3. Implement a vulnerability disclosure program or security.txt file to encourage responsible reporting.
  4. Enhance website accessibility features to improve inclusivity and compliance.
  5. Regularly audit and update third-party scripts to mitigate potential vulnerabilities.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
moneyland.ch
Description
Der unabhängige und kostenlose Online-Vergleichsdienst der Schweiz für Banken, Versicherungen & Telekom.
Key services
Krankenkassen Vergleich, Rechtsschutz Vergleich, Autoversicherung Vergleich, Kreditkarten Vergleich, Hypotheken Vergleich, Privatkredit Vergleich, Online-Trading Vergleich
Content quality
excellent
Branding
consistent

Technology

Stack
JavaScript, jQuery, Google Tag Manager, OneTrust Cookie Consent, Google reCAPTCHA, Swiper.js, Font Awesome, Prebid.js, Relevant Digital, DoubleClick for Publishers (DFP)
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Use of reCAPTCHA for forms
  • Cookie consent management
  • SafeFrame ads for ad security

Analytics and tracking

Services
Google Tag Manager
Tracking level
moderate
Privacy practices
good

Advertising

Ad networks
AppNexus, Google Ad Manager
Tracking pixels
Relevant Digital
Marketing tools
OneTrust Cookie Consent
Transparency
good

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is a professional Swiss online comparison platform for finance, insurance, and telecom products.
  2. Strong privacy and cookie compliance with OneTrust integration.
  3. Use of modern advertising and tracking technologies with consent management.
  4. No signs of security blocking or WAF interference.
  5. WHOIS data supports legitimacy and transparency.
  6. No explicit security policy or incident response page found.
  7. No vulnerability disclosure or security.txt present.
Technical notes

Notes

The website uses a custom CMS with a modern JavaScript stack including jQuery, Swiper.js, and Font Awesome for UI components. Advertising is managed through Google Ad Manager and AppNexus, with prebid.js for header bidding, indicating advanced monetization strategies. Cookie consent is handled by OneTrust, integrated seamlessly with Google Tag Manager for analytics and marketing. The site is mobile-optimized with responsive design and uses Google Fonts for typography. Performance is moderate, with asynchronous loading of scripts and lazy loading of assets. The technical infrastructure is robust but could benefit from enhanced accessibility and performance optimizations. Hosting details are not explicit but likely Swiss-based, aligning with the target market. Overall, the technical implementation supports a professional and scalable online service.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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