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Security report for mojesimplea.cz

Simplea · Finance · Czech Republic

Medium risk. 9 critical or high findings in GDPR outside view, Security headers and 1 other check.

Security score

58/100

Risk levelMedium

0–100, higher is better. How it is calculated

Moje Simplea is an online client portal operated by Simplea, a Czech Republic-based insurance service provider. The portal offers clients access to their insurance contract overviews, personal data management, and claims reporting functionalities. The website is professionally designed with a clear focus on user self-service and client engagement. The technical infrastructure leverages modern frontend technologies such as jQuery, Bootstrap, and Font Awesome, ensuring a responsive and user-friendly experience. However, the absence of WHOIS data and lack of visible security headers indicate areas for improvement in transparency and security. The portal uses HTTPS and secure login forms, but additional security measures and privacy compliance documentation are recommended to enhance trust and regulatory adherence.

Scanned

NIS2 and GDPR posture

GDPR outside view
10/ 100 · Critical
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

9 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

  2. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Strict-Transport-Security header

      Forces HTTPS connections

      What to do: Add "Strict-Transport-Security: max-age=31536000; includeSubDomains; preload"

      • CWE-319
      • OWASP A04:2025
      • ASVS V3.4.1
    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

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Keep watching mojesimplea.cz

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
62
Security headers
30
Email security
70
DNS health
75
Network security
100
GDPR outside view
10
Average
58

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention mojesimplea.cz, from OffSeq Breach.

Total records
400
Employees
0
Customers
400
Third parties
0
Weak passwords
8%

2 subdomains affected

See the 10 newest leaked credentials

A one-off add-on to this report that lists the most recent identifier and password pairs OffSeq Breach holds for mojesimplea.cz.

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Breach keeps ingesting new leaks, so these numbers can grow between scans.

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Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Simplea positions itself as a medium-sized insurance service provider in the Czech market, focusing on digital client engagement through its Moje Simplea portal. The business model centers on providing clients with convenient online access to insurance information and claims management, reducing the need for physical interactions. The presence of a dedicated contact phone number and email address supports customer service efforts. The partnership with the main Simplea website indicates a cohesive brand and operational structure. Growth opportunities may include expanding digital services and enhancing compliance frameworks to meet evolving regulatory requirements.

Security posture

The website demonstrates a basic security posture with HTTPS usage and secure login forms. However, the lack of HTTP security headers such as Content Security Policy, HSTS, and X-Frame-Options reduces protection against common web attacks. The absence of privacy and cookie policies suggests potential GDPR compliance gaps. No incident response or vulnerability disclosure information is provided, limiting transparency in security management. The missing WHOIS data further impacts trustworthiness. To improve security maturity, the organization should implement comprehensive security headers, publish privacy and cookie policies with consent mechanisms, and establish clear incident response contacts.

Recommendations

  1. Implement standard HTTP security headers including CSP, HSTS, X-Frame-Options, and X-XSS-Protection.
  2. Publish comprehensive privacy and cookie policies with explicit GDPR compliance and consent mechanisms.
  3. Establish and publicize a vulnerability disclosure policy and incident response contact information.
  4. Conduct regular security audits of third-party libraries and update them to mitigate vulnerabilities.
  5. Verify and update WHOIS domain registration information to improve transparency and trust.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Simplea
Description
Online client portal providing insurance contract overview, personal data management, and claims reporting services.
Key services
Insurance contract overview, Personal data management, Claims reporting and tracking
Content quality
good
Branding
consistent

Technology

Stack
jQuery 3.3.1, Font Awesome 5, Bootstrap 4, Swiper Slider, Chart.js, jQuery Inputmask, Fancybox
Frameworks
Bootstrap
Performance
moderate
Mobile
good
Accessibility
basic
SEO
basic

Security

Observed score
65/100
Good practices seen
  • HTTPS enforced (implied by URL scheme)
  • Secure login form with password input

Analytics and tracking

Services
Chart.js (visualization)
Tracking level
minimal
Privacy practices
poor

Advertising

Transparency
poor

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
moderate

Key observations

  1. Website is a client portal for insurance services in Czech Republic.
  2. No WHOIS data available, which is unusual and reduces transparency.
  3. No privacy, cookie, or terms of service policies found on the login page.
  4. Contact information is clearly presented with phone and email.
  5. Website uses modern frontend technologies and responsive design.
  6. No explicit security headers detected in provided data.
  7. No signs of WAF or content blocking.
  8. No adult or questionable content detected.
Technical notes

Notes

The website uses a modern and widely adopted technology stack including jQuery 3.3.1, Bootstrap 4, Font Awesome 5, Swiper Slider, and Chart.js for data visualization. The site is mobile responsive and optimized for user experience with clear navigation and form usability. However, no CMS or hosting provider information is discernible from the provided data. Performance is moderate with room for improvement in accessibility and SEO optimization. The use of multiple external libraries requires ongoing maintenance to avoid security risks. Overall, the technical implementation supports the business goals but would benefit from enhanced security and privacy features.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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