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Security report for mojeid.pl

Krajowa Izba Rozliczeniowa S.A. · Finance · Poland

Medium risk. 6 critical or high findings in GDPR outside view, Security headers and 1 other check.

Security score

67/100

Risk levelMedium

0–100, higher is better. How it is calculated

Krajowa Izba Rozliczeniowa S.A. (KIR) is a prominent Polish company specializing in electronic identification, e-signature services, and banking payment systems. Their website highlights the mojeID service, which enables users to verify their identity online using electronic banking credentials. The company serves a broad audience including individual clients, banks, corporations, and public sector entities, positioning itself as a key player in Poland's digital finance infrastructure. The website content is professionally presented, with clear navigation and comprehensive service descriptions.

Scanned

NIS2 and GDPR posture

GDPR outside view
25/ 100 · Critical
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

6 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

    • High

      Third-party services without privacy policy

      Detected services: Google Analytics, Twitter, LinkedIn, YouTube

      What to do: Document all third-party data sharing in your privacy policy

  2. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

Need hands-on remediation? Email guard@offseq.com

Keep watching mojeid.pl

This scan found 22 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
72
Security headers
65
Email security
60
DNS health
80
Network security
100
GDPR outside view
25
Average
67

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

KIR operates in the finance and government sectors, providing critical digital identity and payment services. Their business model revolves around enabling secure, efficient electronic transactions and identity verification. The company leverages partnerships with multiple banks and service providers to extend mojeID and related services to a wide user base. Awards such as 'Teraz Polska 2021' and 'Digital Excellence Awards 2021' reinforce their market credibility. The website's integration with partner domains and social media channels indicates a mature ecosystem and strategic alliances.

Security posture

The website employs HTTPS with good SSL configuration and uses Google reCAPTCHA to mitigate automated abuse. Security headers are partially inferred but not explicitly confirmed in the HTML. No critical vulnerabilities or exposed sensitive data were detected. However, the absence of a published security policy or incident response contact limits transparency. The site demonstrates good privacy compliance with cookie consent mechanisms and a comprehensive privacy policy. Overall, the security posture is solid but could be enhanced by publishing explicit security headers and vulnerability disclosure information.

Recommendations

  1. Publish explicit security headers such as X-Frame-Options and X-Content-Type-Options to strengthen browser security.
  2. Implement and publicly disclose a security.txt file to facilitate responsible vulnerability reporting.
  3. Provide clear incident response contact details to improve transparency and trust.
  4. Regularly audit third-party scripts and dependencies to prevent supply chain vulnerabilities.
  5. Enhance data retention policy disclosures to align with GDPR best practices.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Krajowa Izba Rozliczeniowa S.A.
Description
KIR provides electronic identification and e-signature services, including mojeID, enabling users to confirm identity online via e-banking. It offers services to individuals, banks, corporations, and public sector entities.
Key services
mojeID electronic identity verification, mSzafir mobile e-signature, Szafir e-signature with card and reader, Express Elixir instant payments, Centralna informacja account inquiry, Paybynet internet payments
Content quality
good
Branding
consistent

Technology

Stack
Google Tag Manager, Google reCAPTCHA, CSS3, HTML5, JavaScript
Frameworks
Custom CMS (www.ideo.pl, edito - www.edito.pl)
Performance
moderate
Mobile
good
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Use of Google reCAPTCHA for bot protection
  • Consent mechanism for cookies
  • No exposed sensitive data in HTML

Analytics and tracking

Services
Google Tag Manager
Tracking level
moderate
Privacy practices
good

Advertising

Transparency
good

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is fully accessible with rich content and navigation
  2. No WAF or blocking mechanisms detected
  3. Strong focus on electronic identification and e-signature services
  4. Good use of modern web technologies and analytics
  5. Comprehensive privacy and cookie policies with consent mechanisms
  6. No contact emails or phone numbers explicitly found in the analyzed page content
  7. Social media presence on LinkedIn, Twitter, and YouTube
  8. WHOIS data unavailable publicly, typical for .pl domains
  9. Website content is in Polish language targeting Polish market
Technical notes

Notes

The website is built on a custom CMS platform developed by Ideo/edito, utilizing modern web standards including HTML5, CSS3, and JavaScript. It integrates Google Tag Manager and Google reCAPTCHA for analytics and security. The site is mobile-optimized with responsive images and accessible navigation. Performance is moderate, with potential for optimization in loading speed. SEO practices are good, with proper meta tags and Open Graph data. The technical infrastructure supports a professional and user-friendly digital presence aligned with the company's service offerings.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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