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Security report for mobiliar.ch

Schweizerische Mobiliar Versicherungsgesellschaft AG · Finance · Switzerland

Medium risk. 2 critical or high findings in GDPR outside view.

Security score

74/100

Risk levelMedium

0–100, higher is better. How it is calculated

Die Mobiliar is a leading Swiss insurance company, established in 1826, offering a wide range of insurance and financial services to private individuals and businesses. The company holds a strong market position as one of the oldest and most trusted insurers in Switzerland, providing comprehensive coverage including household, building, vehicle, legal protection, cyber insurance, and savings products. Their cooperative business model emphasizes customer service and regional presence with over 160 locations. Technically, the website is built on modern frameworks such as Angular and Drupal CMS, with integrations of analytics and marketing tools like Google Analytics, Hotjar, and Tealium. However, a critical security issue is the invalid or missing SSL certificate, resulting in no HTTPS support, which significantly impacts the security posture. Privacy and legal policies are well-presented, including a vulnerability disclosure policy, indicating a mature approach to compliance and security. Overall, the website is professional, content-rich, and user-friendly but requires urgent remediation of SSL/TLS to ensure secure communications.

Scanned

This is an earlier scan of mobiliar.ch. View the latest report

NIS2 and GDPR posture

GDPR outside view
43/ 100 · High
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

2 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

Need hands-on remediation? Email guard@offseq.com

Keep watching mobiliar.ch

This scan found 13 issues across 5 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
100
Security headers
60
Email security
50
DNS health
90
Network security
100
GDPR outside view
43
Average
74

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Mobiliar operates primarily in the Swiss insurance and finance sector, targeting private customers, young adults, and corporate clients. Their product portfolio covers essential insurance needs and financial planning services, including pensions and savings. The company leverages partnerships with SwissCaution, Protekta, Ticketcorner, and others to extend service offerings. Their digital presence is robust, with multilingual support and extensive online services. The cooperative structure and longstanding market presence provide competitive advantages in trust and customer loyalty. The company invests in digital transformation but must address technical security gaps to maintain market confidence. Growth indicators include diversified insurance products and digital customer portals. Strategic partnerships enhance their ecosystem and service reach.

Security posture

The current security posture reveals significant weaknesses due to the absence of a valid SSL certificate, resulting in no HTTPS encryption. This exposes users to potential interception and undermines trust. While the site employs Content-Security-Policy headers and SPF records for email protection, the lack of HSTS, OCSP stapling, and modern TLS protocol support are notable gaps. No vulnerable libraries or exposed sensitive data were detected in the content. The presence of a vulnerability disclosure policy is a positive indicator of security awareness. Incident response contact information and formal security frameworks are not explicitly found, suggesting room for improvement in security governance and transparency.

Recommendations

  1. Immediately fix and deploy a valid SSL/TLS certificate to enable HTTPS across the entire site.
  2. Enable HTTP Strict Transport Security (HSTS) with includeSubDomains and preload directives.
  3. Implement OCSP stapling to improve certificate validation performance and security.
  4. Upgrade server configuration to support TLS 1.2 and TLS 1.3 protocols and disable legacy protocols.
  5. Publish explicit incident response contact information and enhance security policy transparency.

Contact details published on the site

Addresses
Legal name
Schweizerische Mobiliar Versicherungsgesellschaft AG
Technical notes

Notes

The website uses a modern Angular framework (version 19.2.11) combined with Drupal CMS backend, indicating a mature and scalable architecture. The tech stack includes Tailwind CSS for styling, Algolia for search, and integrations with analytics and marketing tools such as Google Analytics, Hotjar, and Tealium. The site is mobile-optimized with responsive design and accessibility features. Performance is currently slow with a load time of over 32 seconds and a large page size (~1MB), suggesting optimization opportunities. Hosting appears to be via Fastly CDN and Swisscom mail services. The site uses JSON:API for content delivery, enabling dynamic and flexible content management. Technical debt is moderate, with room for performance and security improvements.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Earlier scans of this domain

  1. 77/100 +1Low22 findingsView report
  2. 76/100Low23 findingsView report
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