Skip to main content

Security report for mncleasing.com

PT MNC Guna Usaha Indonesia · Finance · Indonesia

Low risk. 3 critical or high findings in GDPR outside view and SSL/TLS.

Security score

79/100

Risk levelLow

0–100, higher is better. How it is calculated

PT MNC Guna Usaha Indonesia, operating as MNC Leasing, is a finance company specializing in leasing and financing services in Indonesia. Established originally in 1994 and acquired by PT MNC Kapital Indonesia in 2014, it offers a range of financial products including sale and leaseback, factoring, Islamic finance, operating leases, and financial leases. The company is positioned as a medium-sized finance entity with a network of over 11 branches across Indonesia and is a member of the reputable MNC Group. The website reflects a professional corporate presence with clear navigation and relevant content targeting businesses and individuals seeking financing solutions. Technically, the website employs modern JavaScript libraries such as jQuery and Slick Carousel, integrates Google reCAPTCHA for bot protection, and shows good mobile optimization and SEO practices. However, some security best practices like security headers are not evident, and cookie consent mechanisms are absent, which could impact compliance. The website is fully accessible without WAF or blocking mechanisms. Security posture is moderate with HTTPS enforced and input sanitization on forms, but lacks comprehensive security headers and incident response contact information. The absence of WHOIS data for the domain raises concerns about domain registration legitimacy, although the website content and branding strongly indicate a legitimate business under the MNC Group umbrella. Overall, the website is professional and trustworthy from a business perspective but would benefit from improved security headers, privacy compliance enhancements, and verification of domain registration details to strengthen trust and compliance.

Scanned

NIS2 and GDPR posture

GDPR outside view
53/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

3 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

Keep watching mncleasing.com

This scan found 18 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

Email alerts on material changes and an exportable JSON history of every change.

Billed monthly to your card. Cancel anytime. See sample alerts.

Full report

€39.90one-time

  • The complete analysis as a PDF you can cite
  • Email delivery with an unlock code
  • Lifetime access to this report

Prices incl. 21% VAT. Secure checkout by Mollie; sold by SEQ SIA, Latvia.

Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
77
Security headers
75
Email security
85
DNS health
85
Network security
100
GDPR outside view
53
Average
79

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

MNC Leasing operates in the Indonesian finance sector focusing on leasing and financing products for productive equipment and working capital. Its competitive advantage lies in its affiliation with the large MNC Group, providing brand trust and a broad operational network. The business model centers on providing tailored financing solutions to businesses and individuals, leveraging both conventional and Sharia-compliant products. Revenue streams likely include interest and fees from leasing and financing contracts. The company targets SMEs and corporate clients needing asset financing. Growth indicators include recent news on strategic partnerships and training initiatives. The partnership ecosystem includes CSR activities linked to mncpeduli.org and integration with MNC Group businesses. Strategic observations suggest a focus on digital accessibility and customer service enhancement through mobile apps and online forms.

Security posture

The website demonstrates a moderate security maturity level with HTTPS enabled and Google reCAPTCHA implemented to mitigate automated abuse. Input sanitization on search fields reduces injection risks. However, the absence of security headers such as Content Security Policy, HSTS, and X-Frame-Options weakens defense-in-depth. No explicit incident response or abuse contact channels are provided, limiting readiness for security incidents. Privacy compliance is partial, lacking cookie consent mechanisms and GDPR indicators. No vulnerable libraries or exposed sensitive data were detected in the provided content. Overall, the security posture is adequate for a finance website but requires enhancements in headers, incident response transparency, and privacy compliance to meet higher standards.

Recommendations

  1. Implement comprehensive HTTP security headers including CSP, HSTS, and X-Frame-Options to enhance protection against common web attacks.
  2. Add a cookie consent banner and detailed cookie policy to comply with privacy regulations and improve user transparency.
  3. Publish clear incident response and abuse contact information to facilitate timely security issue reporting and resolution.
  4. Regularly audit and update third-party libraries and scripts to mitigate vulnerabilities.
  5. Enhance accessibility features and conduct usability testing to improve user experience for all visitors.

Contact details published on the site

Addresses
Legal name
PT MNC Guna Usaha Indonesia
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
PT MNC Guna Usaha Indonesia
Description
PT MNC Guna Usaha Indonesia (MNC Leasing) is a finance company established in 1994 (originally as PT Indo Finance Perkasa) and acquired by PT MNC Kapital Indonesia in 2014. It focuses on providing financing solutions including productive equipment financing, investment financing, working capital financing, multipurpose financing, and Sharia financing in Indonesia.
Key services
Sale and leaseback, Factoring (Anjak Piutang), Ijarah Muntahia Bittamlik (Islamic finance), Operating lease, Financial lease
Content quality
good
Branding
consistent

Technology

Stack
jQuery, Slick Carousel, Google reCAPTCHA, SweetAlert (commented out), Zendesk Chat (disabled), Accounting.js
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
75/100
Good practices seen
  • HTTPS enforced
  • Google reCAPTCHA implemented on forms
  • Input sanitization on search fields to block special characters

Analytics and tracking

Tracking level
minimal
Privacy practices
basic

Advertising

Transparency
poor

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is fully accessible with rich content and navigation
  2. No WAF or blocking mechanisms detected
  3. WHOIS data missing, raising domain legitimacy questions
  4. Strong corporate branding and presence in Indonesian finance sector
  5. No cookie consent mechanism found
  6. Security headers not detected in provided data
  7. Google reCAPTCHA used for bot protection
  8. Multiple social media channels linked
  9. No explicit privacy or incident response contact emails found in content
  10. No terms of service page detected
Technical notes

Notes

The website uses a modern JavaScript-based front-end with libraries such as jQuery and Slick Carousel for UI components and sliders. Google reCAPTCHA integration indicates bot mitigation efforts. The site is mobile responsive with adaptive images and viewport settings. The absence of a detected CMS suggests a custom or proprietary platform. Performance is moderate with some deferred script loading. The site lacks visible security headers which is a technical debt. The code includes commented out legacy scripts and disabled Zendesk chat, indicating ongoing development or maintenance. SEO is supported by meta tags and structured navigation. Overall, the technical infrastructure is solid but could benefit from security and performance optimizations.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Reviews of this site

Share your experience with mncleasing.com. Every review is verified by email and published after moderation.

Overall rating
Select a rating
4000 characters remaining

We’ll email you to confirm your review and keep your details private.

Community rating

No published reviews yet. Be the first to review mncleasing.com.

Feedback on this report

Rate this report, add an optional comment, and tell us if you want a security specialist to follow up.

Overall report quality
Select a rating
2000 characters remaining

We only use your feedback to improve Guard reports. Contact details are never shared.