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Security report for mintos.com

AS Mintos Marketplace · Finance · Latvia

Medium risk. 4 critical or high findings in Security headers, GDPR outside view and 1 other check.

Security score

75/100

Risk levelMedium

0–100, higher is better. How it is calculated

Mintos is a leading European online investment marketplace specializing in passive income investing through diversified loan portfolios. The platform connects individual investors with loan originators, offering secure investment opportunities and attractive returns. Positioned as a major player in the finance sector, Mintos targets individual investors seeking to grow wealth passively. The website demonstrates a mature digital infrastructure with modern technologies such as Vue.js, Google Tag Manager, Braze, and Facebook Pixel, ensuring a fast, mobile-optimized, and accessible user experience. Security posture is strong with HTTPS enforcement, comprehensive security headers, and privacy compliance including GDPR adherence. However, the absence of WHOIS domain registration data raises transparency concerns, slightly impacting business credibility. Overall, Mintos presents a professional, trustworthy platform with room for improvement in explicit security policy disclosures and incident response readiness.

Scanned

NIS2 and GDPR posture

GDPR outside view
65/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

4 findings rated critical or high. Fix these first.

  1. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

  2. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      Third-party services without privacy policy

      Detected services: Google Analytics, Facebook, Twitter, LinkedIn, YouTube, Google APIs

      What to do: Document all third-party data sharing in your privacy policy

  3. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak SSL Key Length

      SSL certificate uses 256-bit key, which is considered weak

      What to do: Use at least 2048-bit RSA or 256-bit ECC key

      • CWE-326
      • OWASP A04:2025
      • Mozilla TLS: Mozilla Server Side TLS 6.0 intermediate: rsa_key_size 2048

Need hands-on remediation? Email guard@offseq.com

Keep watching mintos.com

This scan found 18 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
75
Security headers
40
Email security
80
DNS health
90
Network security
100
GDPR outside view
65
Average
75

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention mintos.com, from OffSeq Breach.

Total records
17,428
Employees
0
Customers
17,373
Third parties
55
Weak passwords
6%

13 subdomains affected

See the 10 newest leaked credentials

A one-off add-on to this report that lists the most recent identifier and password pairs OffSeq Breach holds for mintos.com.

Select it in the checkout above.

Breach keeps ingesting new leaks, so these numbers can grow between scans.

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Mintos operates in the finance sector as an essential entity providing an investment marketplace business model. Its competitive advantage lies in being Europe's leading platform for passive income investing, offering diversified loan investment opportunities. The company targets retail investors interested in passive income streams and portfolio diversification. The platform's revenue likely stems from fees on investments and loan originations. The presence of comprehensive privacy and cookie policies, along with GDPR compliance, indicates a strong regulatory adherence. The company maintains active social media channels and professional contact points, supporting customer engagement and trust. The lack of visible certifications or security policies suggests potential areas for strategic enhancement. Mintos' partnership ecosystem includes major advertising and analytics providers but no direct partner or subsidiary domains were identified in the data.

Security posture

Mintos exhibits a robust security posture with HTTPS enforced site-wide, presence of key security headers such as Content-Security-Policy and Strict-Transport-Security, and implementation of CSRF tokens. Privacy and cookie consent mechanisms are well established, supporting GDPR compliance. No vulnerabilities or exposed sensitive data were detected in the analyzed content. However, the absence of a dedicated security policy page and incident response contact information limits transparency and readiness perception. The lack of a vulnerability disclosure program or security.txt file is a gap in proactive security engagement. Overall, the security maturity is good but could be improved by publishing explicit security policies and incident response procedures to enhance trust and compliance.

Recommendations

  1. Publish a dedicated security policy page detailing security practices and controls.
  2. Provide clear incident response contact channels such as security@ or abuse@ emails.
  3. Implement and publicize a vulnerability disclosure program or security.txt file.
  4. Enhance WHOIS transparency by ensuring domain registration details are publicly available.
  5. Maintain and update privacy and cookie policies regularly to reflect evolving regulations.

Contact details published on the site

Addresses
Legal name
AS Mintos Marketplace
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
AS Mintos Marketplace
Description
Start passive income investing on Europe’s leading platform and see your money grow from day one. Explore diversified opportunities, secure investments, and attractive returns to grow your financial future.
Key services
Investment marketplace, Loan investing, Portfolio diversification
Content quality
excellent
Branding
consistent

Technology

Stack
Google Tag Manager, Braze Web SDK, Facebook Pixel, Vue.js
Frameworks
Vue.js
Performance
fast
Mobile
excellent
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Security headers present
  • CSRF token implemented
  • Consent management for cookies

Analytics and tracking

Services
Google Analytics, Braze, Facebook Pixel
Tracking level
moderate
Privacy practices
good

Advertising

Ad networks
Facebook Ads
Tracking pixels
Facebook Pixel, Google Analytics (via GTM), Braze
Marketing tools
Braze
Transparency
good

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is fully accessible with no blocking or WAF challenge
  2. Professional and modern design with good SEO and accessibility
  3. Strong privacy and cookie policy presence with consent mechanisms
  4. No explicit security policy or incident response information found
  5. WHOIS data missing, which reduces trustworthiness slightly
  6. Use of modern tracking and marketing technologies
  7. No suspicious external domains detected
Technical notes

Notes

The website is built using modern web technologies including Vue.js framework, Google Tag Manager for analytics and marketing, Braze for customer engagement, and Facebook Pixel for advertising tracking. The site is well optimized for performance and mobile responsiveness, with good accessibility and SEO practices evident from meta tags and structured data. The use of multiple external scripts is managed with async loading to optimize page speed. No CMS was explicitly detected, suggesting a custom or proprietary platform. Hosting provider details were not found. The technical infrastructure supports a professional and scalable online investment platform, though continuous monitoring for third-party script vulnerabilities is recommended.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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