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Security report for mggroup.co.za

MG Solutions · Finance · South Africa

High risk. 10 critical or high findings in Security headers, GDPR outside view and 3 other checks.

Security score

39/100

Risk levelHigh

0–100, higher is better. How it is calculated

MG Solutions is a South African company specializing in prepaid debit card solutions tailored for payroll and business payment needs. Their offerings include multiple prepaid card products such as MG Black, MG Payroll, MG Payment, and MG Silver, designed to streamline payroll distribution, supplier payments, and expense management for businesses. The company targets a broad range of business customers seeking efficient and secure payment methods. Technically, the website is built using Adobe Muse with legacy JavaScript libraries and includes Google Analytics and Google Ads for tracking. While the site is functional and professionally designed, it lacks modern security headers and privacy policies, which are critical for compliance and user trust. The domain registration is consistent with the business location and history, enhancing legitimacy. Overall, the site presents a moderate security posture with room for improvement in privacy compliance and technical modernization.

Scanned

NIS2 and GDPR posture

GDPR outside view
35/ 100 · High
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

10 findings rated critical or high. Fix these first.

  1. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Strict-Transport-Security header

      Forces HTTPS connections

      What to do: Add "Strict-Transport-Security: max-age=31536000; includeSubDomains; preload"

      • CWE-319
      • OWASP A04:2025
      • ASVS V3.4.1
    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

  2. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

Need hands-on remediation? Email guard@offseq.com

Keep watching mggroup.co.za

This scan found 30 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
47
Security headers
15
Email security
70
DNS health
45
Network security
20
GDPR outside view
35
Average
39

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

MG Solutions operates in the finance sector, focusing on prepaid debit card issuance and payment processing services. Their business model revolves around providing reloadable prepaid cards to businesses for payroll and payments, offering convenience and control over financial transactions. The company appears to have a medium-sized operation with a stable market presence in South Africa. Their competitive advantage lies in offering no-contract, pay-as-you-go prepaid card solutions with 100% approval and no credit checks, appealing to diverse employment types. The partnership ecosystem is not explicitly detailed, but the use of Mastercard branding indicates collaboration with major payment networks. Growth indicators include multiple prepaid card products and active customer engagement through contact forms and call centers.

Security posture

The website demonstrates a basic security maturity level with HTTPS enabled but lacks advanced security headers such as Content Security Policy (CSP) and HTTP Strict Transport Security (HSTS). The use of an outdated jQuery version (1.8.3) introduces potential vulnerabilities. No privacy or cookie policies are present, indicating compliance gaps with GDPR and other data protection regulations. The presence of a dedicated fraud center email suggests some incident response readiness. However, the absence of a security.txt file or vulnerability disclosure policy limits transparency. Overall, the security posture is moderate but requires enhancements to protect user data and comply with privacy standards.

Recommendations

  1. Enable DNSSEC to improve domain security and prevent DNS spoofing.
  2. Update all JavaScript libraries, especially jQuery, to the latest secure versions.
  3. Implement security headers including CSP, HSTS, X-Frame-Options, and X-Content-Type-Options.
  4. Publish comprehensive privacy and cookie policies to enhance GDPR compliance and user trust.
  5. Establish a vulnerability disclosure policy and security.txt file to improve transparency and incident response.

Contact details published on the site

Addresses
Legal name
MG Solutions
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
MG Solutions
Description
MG Solutions offers prepaid debit card solutions for payroll, payments, and business expense management. Their products include MG Black, MG Payroll, MG Payment, and MG Silver prepaid cards designed to simplify and secure business payments, payroll distribution, and expense tracking.
Key services
Prepaid debit cards, Payroll distribution, Business payment solutions, Expense management
Content quality
good
Branding
consistent

Technology

Stack
jQuery 1.8.3, RequireJS, Google Analytics, Adobe Web Fonts, Animate.css
Frameworks
Adobe Muse
Performance
moderate
Mobile
basic
Accessibility
basic
SEO
basic

Security

Observed score
50/100
Good practices seen
  • HTTPS enabled

Analytics and tracking

Services
Google Analytics
Tracking level
moderate
Privacy practices
poor

Advertising

Ad networks
Google Ad Services
Tracking pixels
Google Ads Conversion Tracking
Marketing tools
Google Ads
Transparency
basic

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
moderate

Key observations

  1. Website is a business site offering prepaid debit card solutions primarily for payroll and payments.
  2. Multiple contact forms collect user data including name, email, phone, and company name.
  3. No privacy, cookie, or terms of service policies found, indicating compliance gaps.
  4. Use of outdated JavaScript libraries may pose security risks.
  5. No advanced security headers detected; DNSSEC not enabled.
  6. Google Analytics and Google Ads tracking scripts are present.
  7. WHOIS data is consistent and domain is registered in South Africa with a reputable registrar.
  8. No adult or questionable content detected; content is safe for general audiences.
Technical notes

Notes

The website is built using Adobe Muse, a static site generator, with legacy JavaScript libraries such as jQuery 1.8.3 and RequireJS. It uses Google Fonts and Animate.css for styling and animations. Hosting is provided by xneelo (Pty) Ltd, a South African registrar and hosting provider. Performance is moderate with basic mobile optimization and accessibility features. SEO optimization is basic with standard meta tags but no advanced structured data or Open Graph tags detected. The site includes multiple contact forms with AJAX submission but lacks visible advanced form security measures. Overall, the technical infrastructure is functional but dated, with opportunities for modernization and improved security.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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