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Security report for metlife.sk

MetLife poisťovňa · Finance · Slovakia

Low risk. 4 critical or high findings in GDPR outside view.

Security score

77/100

Risk levelLow

0–100, higher is better. How it is calculated

MetLife poisťovňa is a well-established insurance provider in Slovakia offering life, accident, and travel insurance products for individuals and companies. The website reflects a professional and consistent brand presence with clear service offerings and customer support channels. The technical infrastructure leverages Adobe Experience Manager CMS and Adobe DTM for analytics, complemented by a robust cookie consent mechanism via Osano, indicating a mature digital presence. Security posture is strong with HTTPS enforced and partial security headers observed, though some improvements are recommended. Overall, the site is trustworthy, compliant with GDPR, and provides a good user experience.

Scanned

NIS2 and GDPR posture

GDPR outside view
25/ 100 · Critical
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

4 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

    • High

      Third-party services without privacy policy

      Detected services: Facebook, LinkedIn

      What to do: Document all third-party data sharing in your privacy policy

Need hands-on remediation? Email guard@offseq.com

Keep watching metlife.sk

This scan found 15 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

Email alerts on material changes and an exportable JSON history of every change.

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Full report

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Prices incl. 21% VAT. Secure checkout by Mollie; sold by SEQ SIA, Latvia.

Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
100
Security headers
80
Email security
70
DNS health
85
Network security
100
GDPR outside view
25
Average
77

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

MetLife poisťovňa holds a strong market position as part of the global MetLife group, with over 155 years of history. The business model focuses on insurance products tailored to both individuals and corporate clients, offering a range of life, accident, and travel insurance solutions. The company benefits from a broad partnership ecosystem, including customer portals and product-specific sites. The website content and structure support clear navigation and customer engagement, with testimonials enhancing trust. Growth indicators include digital customer zones and online claim reporting.

Security posture

The website demonstrates a good security maturity level with HTTPS and cookie consent mechanisms in place. Use of reputable third-party tools like Osano for consent management and Adobe DTM for analytics is evident. However, explicit security headers such as X-Frame-Options and X-Content-Type-Options are not clearly visible and should be implemented. No vulnerability disclosures or incident response contacts are published, which could be improved to enhance transparency and readiness. No critical vulnerabilities or exposed sensitive data were detected.

Recommendations

  1. Implement and verify comprehensive security headers including X-Frame-Options and X-Content-Type-Options.
  2. Publish a clear security policy and incident response contact information on the website.
  3. Add a vulnerability disclosure policy or security.txt file to encourage responsible reporting.
  4. Enhance transparency around data retention policies related to analytics and cookies.
  5. Regularly audit third-party scripts and libraries to ensure no vulnerabilities are introduced.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
MetLife poisťovňa
Description
Komplexné a variabilné riešenie poistného krytia širokého spektra poistných udalostí pre jednotlivcov a firmy. Vyberte si poistenie podľa potreby.
Key services
Life insurance, Accident insurance, Travel insurance, Group insurance for companies
Content quality
good
Branding
consistent

Technology

Stack
jQuery, Adobe DTM (Adobe Dynamic Tag Management), Osano Consent Management Platform, Adobe Experience Manager (AEM)
Frameworks
Adobe Experience Manager
Platforms
Web
Performance
moderate
Mobile
good
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Cookie consent banner with opt-in/out
  • No exposed sensitive data in HTML
  • Use of reputable consent management platform (Osano)

Analytics and tracking

Services
Adobe DTM
Tracking level
moderate
Privacy practices
good

Advertising

Tracking pixels
Facebook Pixel, Adobe DTM
Marketing tools
Adobe DTM, Osano CMP
Transparency
good

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is fully accessible with no blocking or WAF challenges.
  2. Comprehensive cookie consent mechanism is implemented using Osano.
  3. Contact information including phone and email is clearly provided.
  4. No explicit terms of service page found.
  5. Use of Adobe Experience Manager CMS and Adobe DTM for analytics and tag management.
  6. Security headers are partially visible; HTTPS is enforced.
  7. No visible vulnerability disclosure or security.txt file.
  8. Business information is consistent and professional.
  9. No suspicious or malicious content detected.
Technical notes

Notes

The website is built on Adobe Experience Manager CMS, indicating a robust enterprise-grade platform. It uses modern web technologies including jQuery and Adobe DTM for tag management and analytics. The site is mobile optimized with good accessibility features and SEO practices. Performance is moderate, with room for optimization. The presence of a comprehensive cookie consent mechanism shows attention to privacy compliance. No major technical debt or deprecated technologies were detected, but continuous monitoring of third-party scripts is advised.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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