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Security report for metlife.com

MetLife · Finance · United States

Low risk. 2 critical or high findings in GDPR outside view and SSL/TLS.

Security score

83/100

Risk levelLow

0–100, higher is better. How it is calculated

MetLife is a globally recognized provider of employee group benefits and insurance solutions, targeting employers, benefits brokers, and individuals. The website reflects a mature digital presence with a professional design, clear navigation, and comprehensive content focused on workforce health, financial security, and wellbeing. The technical infrastructure leverages Adobe Experience Manager CMS, Adobe Launch for tag management, and Osano for consent management, indicating a modern and compliant digital ecosystem. Security posture is strong with HTTPS enforcement, security headers, and cookie consent mechanisms, although the absence of a public security policy and incident response information suggests room for improvement in transparency. The lack of WHOIS data limits domain registration trust analysis but does not detract from the site's evident legitimacy and brand strength. Overall, the website scores well on content quality, technical implementation, and security, with recommendations to enhance security policy disclosures and incident response readiness.

Scanned

NIS2 and GDPR posture

GDPR outside view
68/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

2 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

Keep watching metlife.com

This scan found 14 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
79
Security headers
80
Email security
87
DNS health
85
Network security
100
GDPR outside view
68
Average
83

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Brand lookalikes

Add-on

Domains that imitate metlife.com and could be used for phishing or spoofed email, tracked in OffSeq Breach.

Tracked
99
Registered
99
Resolving
99
High or critical
0

Last checked 2026-06-26

Masked preview

  • ee•••••.comMediumbitsquatting
  • me•••••.comMediumtransposition
  • me•••••.comMediumbitsquatting

See the full lookalike list

A one-off add-on that lists up to 20 of the highest-risk lookalikes of metlife.com with registration, mail-server, certificate and DNS signals.

Select it in the checkout above.

Lookalike data refreshes continuously. Monitoring on Breach alerts you when a variant is registered, gains a mail server or starts serving HTTPS.

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Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

MetLife holds a strong market position as a global leader in employee benefits and insurance, serving a diverse audience including employers, brokers, and individuals. Its business model centers on providing insurance products and financial security solutions. The website's linkage to investment management and pet insurance domains indicates a broad service ecosystem. The company demonstrates consistent branding and professional content, supporting its enterprise scale. While direct contact details are limited on the site, the presence of contact forms and support resources aligns with corporate standards. The digital marketing and analytics tools employed suggest a data-driven approach to customer engagement and compliance with privacy regulations.

Security posture

The website exhibits a mature security posture with enforced HTTPS, comprehensive security headers, and a consent management platform for cookie control. No exposed sensitive data or vulnerable libraries were detected in the provided content. However, the absence of a dedicated security policy page, incident response contact information, and vulnerability disclosure mechanisms represents gaps in security transparency and readiness. These omissions could impact user trust and compliance with evolving regulatory requirements. The site would benefit from publishing clear security policies and providing channels for reporting security incidents or vulnerabilities.

Recommendations

  1. Publish a comprehensive security policy page detailing security practices and commitments.
  2. Provide clear incident response contact information to facilitate timely reporting and handling of security issues.
  3. Implement and publish a vulnerability disclosure program or security.txt file to encourage responsible reporting.
  4. Enhance transparency around data protection officer contact details to support GDPR and privacy compliance.
  5. Regularly review and audit third-party scripts and technologies to mitigate potential security risks.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
MetLife
Description
MetLife is a global provider of employee group benefits, helping employers support workforce health, financial security, and wellbeing through trusted insurance solutions.
Key services
Employee Group Benefits, Insurance Solutions, Financial Security, Wellbeing Support
Content quality
excellent
Branding
consistent

Technology

Stack
JavaScript, jQuery, Adobe Experience Manager, Osano Consent Management, Adobe Launch (Tag Manager)
Frameworks
Adobe Experience Manager
Performance
moderate
Mobile
good
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Cookie consent banner with opt-in/out
  • No exposed sensitive data in HTML
  • Use of consent management platform (Osano)

Analytics and tracking

Services
Adobe Analytics
Tracking level
moderate
Privacy practices
good

Advertising

Tracking pixels
Adobe Launch, Osano CMP
Marketing tools
Adobe Experience Manager, Osano Consent Management
Transparency
good

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is fully accessible with rich content and navigation.
  2. No WAF or blocking mechanisms detected.
  3. Comprehensive privacy and cookie policies with consent management.
  4. No direct company contact emails or phone numbers found in HTML; contact via forms.
  5. Use of modern CMS and marketing technologies.
  6. No security policy or incident response info publicly available.
  7. WHOIS data unavailable, possibly due to privacy or registry restrictions.
Technical notes

Notes

The website is built on Adobe Experience Manager, a robust enterprise CMS, and utilizes modern JavaScript libraries including jQuery. It integrates Adobe Launch for tag management and Osano for cookie consent, reflecting adherence to privacy and marketing best practices. Performance appears moderate with preloading of fonts and deferred script loading. The site is mobile optimized with good accessibility features and SEO metadata including Open Graph and JSON-LD structured data. Technical risks are minimal but include reliance on multiple third-party scripts which require ongoing security monitoring. The absence of hosting provider details limits full infrastructure assessment.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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