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Security report for meritsoft.com

Meritsoft · Finance · N/a

Medium risk. 3 critical or high findings in GDPR outside view, SSL/TLS and 1 other check.

Security score

51/100

Risk levelMedium

0–100, higher is better. How it is calculated

Meritsoft is a specialized provider of post-trade payables and receivables automation solutions, serving primarily global investment banks and financial institutions. With over 20 years of experience and trusted by 7 of the top 10 global investment banks, Meritsoft offers a suite of products focused on trade tracking, exception management, claims, tax management, and regulatory compliance. The company operates under the parent company Cognizant, enhancing its market credibility and reach. The website reflects a mature digital presence with professional design, clear navigation, and comprehensive content tailored to its target audience. Technically, the website is built on WordPress using the Genesis Framework, enhanced with modern performance and privacy tools such as WP Rocket and Cookiebot. The site is mobile-optimized, accessible, and SEO-friendly, leveraging common web technologies like jQuery and slick carousel for interactive elements. Privacy compliance is well addressed with a detailed cookie consent mechanism and a comprehensive privacy policy. From a security perspective, the site enforces HTTPS and employs cookie consent best practices. However, explicit security headers and a published security policy or incident response contacts are not evident, representing areas for improvement. No critical vulnerabilities or exposed sensitive data were detected in the HTML content. Overall, Meritsoft's website demonstrates a strong business and technical foundation with good privacy compliance and a solid security posture. Strategic recommendations include enhancing security header implementation, publishing security policies, and providing incident response contacts to further strengthen trust and compliance.

Scanned

NIS2 and GDPR posture

GDPR outside view
58/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

3 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      No HTTPS encryption

      GDPR requires appropriate security measures for personal data

      What to do: Implement SSL/TLS certificate for HTTPS

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • Critical

      No HTTPS Encryption

      Website does not use HTTPS encryption, making all data transmission vulnerable to interception

      What to do: Implement SSL/TLS certificate and redirect all HTTP traffic to HTTPS

  3. Network security

    Services reachable from the internet are the first thing attackers probe. Anything open that does not need to be should be closed.

    • High

      High-Risk Service Exposed: FTP

      Port 21 (FTP) is publicly accessible - FTP - Often unencrypted file transfer

      What to do: Consider restricting access to FTP or implementing strong authentication

      • NIS2 21(2)(e)
      • IR 2024/2690 6.7.2(f): Implementing Regulation (EU) 2024/2690, Annex point 6.7.2(f): Network security
      • NIST CM-7: NIST SP 800-53 Rev. 5 CM-7: Least Functionality
      • NIST SC-7: NIST SP 800-53 Rev. 5 SC-7: Boundary Protection

Need hands-on remediation? Email guard@offseq.com

Keep watching meritsoft.com

This scan found 15 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

Email alerts on material changes and an exportable JSON history of every change.

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Full report

€39.90one-time

  • The complete analysis as a PDF you can cite
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  • Lifetime access to this report

Prices incl. 21% VAT. Secure checkout by Mollie; sold by SEQ SIA, Latvia.

Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
0
Security headers
85
Email security
70
DNS health
75
Network security
20
GDPR outside view
58
Average
51

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Meritsoft occupies a significant niche in the financial technology sector, focusing on post-trade automation and regulatory technology. Its competitive advantage lies in deep domain expertise, a comprehensive product suite, and strong relationships with leading global investment banks. The business model is B2B SaaS and services, targeting capital markets participants who require automation to reduce operational costs and meet regulatory demands. Revenue streams likely include software licensing, implementation services, and ongoing support. The partnership with Cognizant provides scale and additional resources. Growth indicators include recent news on AI-enabled tools and integration with platforms like Taskize. The company maintains a professional online presence with clear messaging and trust signals, positioning it well in a competitive market.

Security posture

Meritsoft's website security posture is solid with HTTPS enforced and a robust cookie consent mechanism that aligns with GDPR requirements. The use of Cookiebot ensures granular user consent and transparency about cookies and tracking technologies. No signs of exposed sensitive data or vulnerable libraries were found. However, the absence of explicit security headers such as Content-Security-Policy, X-Frame-Options, and Strict-Transport-Security suggests room for improvement. Additionally, there is no publicly available security policy or incident response contact information, which are important for transparency and readiness. Overall, the security maturity is good but could be enhanced by adopting additional best practices and publishing relevant policies.

Recommendations

  1. Implement and explicitly configure security headers including CSP, HSTS, and X-Frame-Options to mitigate common web vulnerabilities.
  2. Publish a dedicated security policy page detailing security practices and provide clear incident response contact channels.
  3. Regularly audit and update third-party scripts and libraries to avoid vulnerabilities.
  4. Enhance transparency by including data protection officer contact information and detailed data retention policies.
  5. Continue to optimize website performance and accessibility to maintain high user experience standards.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Meritsoft
Description
Provider of post-trade payables and receivables solutions helping unlock value and optimize operations with data digitization and process automation.
Key services
Trade Tracking and Exception Management, Asset Servicing Claims Management, Transaction Tax Management, Interest Claims, Trade Expense Management, CSDR Penalties Processing, CSA and Research Billing
Content quality
excellent
Branding
consistent

Technology

Stack
WordPress, jQuery, WP Rocket, Cookiebot, Slick Carousel
Frameworks
Genesis Framework
Platforms
WordPress CMS
Performance
moderate
Mobile
good
Accessibility
good
SEO
good

Security

Observed score
80/100
Good practices seen
  • HTTPS enforced
  • Cookie consent with granular controls
  • No exposed sensitive data in HTML

Analytics and tracking

Services
Google Analytics
Tracking level
moderate
Privacy practices
good

Advertising

Tracking pixels
Cookiebot session tracker
Marketing tools
AddToAny social sharing
Transparency
good

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is professionally designed and well-structured.
  2. Strong focus on post-trade automation solutions for financial institutions.
  3. Comprehensive cookie consent mechanism with detailed cookie declarations.
  4. No visible security policy or incident response information.
  5. No phone numbers or physical addresses explicitly listed on the homepage or footer.
  6. Contact primarily via email and contact form.
  7. Use of modern web technologies and performance optimizations.
  8. Parent company Cognizant is prominently mentioned, enhancing credibility.
Technical notes

Notes

The website is built on WordPress CMS using the Genesis Framework, supported by modern front-end technologies such as jQuery and slick carousel for UI components. Performance optimizations include WP Rocket for caching and lazy loading of images. Cookiebot is integrated for GDPR-compliant cookie management. The site is mobile responsive and accessible, with good SEO practices including meta tags and Open Graph data. No major technical debt or outdated technologies were detected. Hosting provider details are not explicitly available. Overall, the technical infrastructure is modern and well-maintained, supporting the business goals effectively.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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