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Security report for meetfabric.com

Fabric by Gerber Life · Finance · N/a

Low risk. 4 critical or high findings in GDPR outside view, Email security and 1 other check.

Security score

81/100

Risk levelLow

0–100, higher is better. How it is calculated

Fabric by Gerber Life operates as a financial services platform focused on providing affordable life insurance, free wills, and family financial planning tools. The website positions itself as a one-stop shop for family finances, targeting families and individuals seeking accessible financial products. The business is a medium-sized entity founded in 2015 and is a part of Gerber Life, a recognized name in the insurance sector. The website's branding is consistent and professional, supporting its market positioning as a trustworthy financial services provider. Technically, the website leverages modern web technologies including React and Material-UI, hosted on AWS infrastructure. It integrates multiple third-party analytics and marketing tools such as Google Tag Manager, Amplitude, Braze, TikTok Pixel, and Facebook Pixel, indicating a mature digital marketing and analytics strategy. The site is mobile-optimized and demonstrates good SEO practices, although accessibility features are basic. From a security perspective, the site uses HTTPS with a good SSL configuration and domain registration protections. However, it lacks DNSSEC and does not publish security headers or explicit security policies. Privacy compliance is weak, with no visible privacy or cookie policies and no consent mechanisms, which could pose regulatory risks. Contact information is not explicitly provided, limiting direct communication channels. Overall, the website is professionally built and credible but would benefit from enhanced privacy compliance and security transparency. Strategic improvements in these areas would strengthen user trust and regulatory adherence.

Scanned

NIS2 and GDPR posture

GDPR outside view
70/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

4 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

  2. Email security

    SPF, DKIM and DMARC stop others sending email that looks like it comes from your domain, a common route to phishing and invoice fraud.

  3. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

Keep watching meetfabric.com

This scan found 15 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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Recommended

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
77
Security headers
70
Email security
77
DNS health
90
Network security
100
GDPR outside view
70
Average
81

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Fabric by Gerber Life is positioned in the finance sector, focusing on life insurance and family financial planning. Its business model is direct-to-consumer, leveraging digital channels to offer affordable insurance products and legal tools like wills. The company benefits from the brand recognition of its parent, Gerber Life, which supports its market credibility. The target audience includes families and individuals seeking financial security and planning solutions. The website's integration of multiple analytics and marketing platforms suggests a data-driven approach to customer acquisition and retention. No subsidiaries or partner domains were identified from the content. The absence of explicit contact details and privacy policies may impact customer confidence and regulatory compliance.

Security posture

The website demonstrates a moderate security posture with HTTPS enabled and domain registration protections such as clientDeleteProhibited status. However, the absence of DNSSEC and security headers reduces its defense-in-depth. No vulnerabilities or exposed sensitive data were detected in the provided content. The extensive use of third-party tracking scripts increases the attack surface and raises privacy concerns. The lack of published security policies and incident response contacts indicates limited transparency and preparedness for security incidents. Privacy compliance gaps, especially regarding GDPR, are notable. Enhancing security headers, enabling DNSSEC, and publishing clear privacy and incident response policies would improve the security maturity and trustworthiness.

Recommendations

  1. Enable DNSSEC to protect against DNS spoofing and enhance domain security.
  2. Publish comprehensive privacy and cookie policies with clear GDPR compliance and consent mechanisms.
  3. Add visible contact information including support emails and phone numbers to improve customer trust and communication.
  4. Implement security headers such as Content-Security-Policy, X-Content-Type-Options, and X-Frame-Options to mitigate common web vulnerabilities.
  5. Develop and publish an incident response policy with dedicated security contact channels to demonstrate security readiness.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Fabric by Gerber Life
Description
Fabric by Gerber Life is the one-stop shop for your family's finances. Affordable life insurance, free wills and tools to plan your family's financial future.
Key services
Life insurance, Free wills, Family financial planning tools
Content quality
good
Branding
consistent

Technology

Stack
React (implied by react-helmet usage), Material-UI (Mui classes), AWS DNS hosting, Google Tag Manager, Amplitude Analytics, Braze Web SDK, TikTok Pixel, Bing Ads, Facebook Pixel
Frameworks
React
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
75/100
Good practices seen
  • HTTPS enabled
  • Domain status includes clientDeleteProhibited and other EPP protections

Analytics and tracking

Services
Amplitude Analytics, Google Analytics (via GTM), Braze Web SDK
Tracking level
extensive
Privacy practices
poor

Advertising

Ad networks
Bing Ads, Facebook Ads, TikTok Ads
Tracking pixels
Facebook Pixel, TikTok Pixel, Amplitude Analytics
Marketing tools
Braze Web SDK
Transparency
basic

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is professionally designed with clear branding and consistent messaging.
  2. No explicit privacy, cookie, or terms of service pages found in the provided content.
  3. Extensive use of third-party analytics and marketing scripts indicating active user tracking.
  4. No contact emails or phone numbers explicitly found in the HTML content provided.
  5. No security or incident response policies published on the website.
  6. DNSSEC is not enabled, which is a recommended security improvement.
  7. Domain WHOIS data is transparent and consistent with the business.
Technical notes

Notes

The website is built using modern front-end technologies, primarily React with Material-UI components, indicating a contemporary and maintainable codebase. Hosting on AWS DNS infrastructure suggests reliable and scalable backend support. The site integrates multiple analytics and marketing tools, reflecting a sophisticated digital marketing infrastructure. Performance is moderate, with good mobile optimization and SEO practices. However, accessibility features are basic and could be improved to meet wider compliance standards. The absence of a CMS suggests a custom or static site architecture. Overall, the technical implementation supports a professional user experience but has room for enhancements in security and privacy features.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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