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Security report for mctrustees.co.uk

Mattioli Woods Limited · Finance · United Kingdom

Medium risk. 6 critical or high findings in GDPR outside view, SSL/TLS and 2 other checks.

Security score

54/100

Risk levelMedium

0–100, higher is better. How it is calculated

Mattioli Woods Limited is a well-established UK-based financial services company specializing in wealth management, employee benefits, pensions, investments, and business planning. With over 30 years of experience and a client base exceeding 16,000, the company holds a strong market position as a trusted provider. Their website reflects a professional and client-focused approach, emphasizing personalized service and integrated financial solutions. The company is regulated by the Financial Conduct Authority and maintains transparent business practices. Technically, the website is built on WordPress with modern technologies including Google Tag Manager, HubSpot, Cookiebot for consent management, and Cloudflare Turnstile for bot protection. The site is mobile-optimized, SEO-friendly, and employs multiple analytics and marketing tools to enhance user engagement and compliance. Performance is moderate with good accessibility and security practices. Security posture is strong with HTTPS enforced, use of reCAPTCHA, and cookie consent mechanisms. However, explicit security headers are not fully visible and no dedicated security or incident response policies are published. No vulnerabilities or exposed sensitive data were detected in the content. Privacy compliance is robust, with clear privacy and cookie policies and GDPR adherence. Overall, the website and business demonstrate high professionalism, trustworthiness, and compliance. Strategic recommendations include enhancing security header implementation, publishing security policies, and maintaining vigilant monitoring of third-party scripts to sustain security and compliance standards.

Scanned

NIS2 and GDPR posture

GDPR outside view
70/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

6 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      No HTTPS encryption

      GDPR requires appropriate security measures for personal data

      What to do: Implement SSL/TLS certificate for HTTPS

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • Critical

      No HTTPS Encryption

      Website does not use HTTPS encryption, making all data transmission vulnerable to interception

      What to do: Implement SSL/TLS certificate and redirect all HTTP traffic to HTTPS

  3. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Strict-Transport-Security header

      Forces HTTPS connections

      What to do: Add "Strict-Transport-Security: max-age=31536000; includeSubDomains; preload"

      • CWE-319
      • OWASP A04:2025
      • ASVS V3.4.1
    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
0
Security headers
15
Email security
85
DNS health
55
Network security
100
GDPR outside view
70
Average
54

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Mattioli Woods operates in the finance sector, targeting individuals and businesses seeking comprehensive wealth management and employee benefits solutions. Their business model focuses on personalized advisory services and integrated financial products, supported by a large team of expert advisers. The company leverages partnerships with entities like Custodian Property Income REIT and Custodian Capital to expand service offerings. Growth indicators include a large client base, extensive assets under management, and a strong digital presence. The company emphasizes trust and long-term client relationships, supported by transparent regulatory compliance and active marketing efforts.

Security posture

The website exhibits a mature security posture with enforced HTTPS, bot protection via Google reCAPTCHA and Cloudflare Turnstile, and comprehensive cookie consent management through Cookiebot. No critical vulnerabilities or exposed sensitive data were found. However, the absence of explicit security headers like X-Frame-Options and a published security policy or incident response plan indicates areas for improvement. The company does not currently provide a vulnerability disclosure or security.txt file, which could enhance transparency and trust. Overall, the security measures align well with industry best practices for a financial services website.

Recommendations

  1. Implement and verify security headers such as X-Frame-Options, X-Content-Type-Options, and Content-Security-Policy.
  2. Publish a formal security policy and incident response plan accessible on the website.
  3. Establish a vulnerability disclosure program and consider adding a security.txt file.
  4. Regularly audit and update third-party scripts and plugins to mitigate potential vulnerabilities.
  5. Enhance monitoring and alerting mechanisms to detect and respond to security incidents promptly.

Contact details published on the site

Addresses
Legal name
Mattioli Woods Limited
Registration number
3140521
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Mattioli Woods Limited
Description
We are a leading provider of wealth management and employee benefits, and we want to help you enjoy a standard of living of your choosing.
Key services
Wealth Management, Employee Benefits, Financial Planning, Investments, Pensions, Business Planning
Content quality
excellent
Branding
consistent

Technology

Stack
WordPress, jQuery, Google Tag Manager, Google Analytics, Cookiebot, HubSpot, Contact Form 7, Cloudflare Turnstile Captcha
Frameworks
Yoast SEO
Platforms
WordPress
Performance
moderate
Mobile
excellent
Accessibility
good
SEO
excellent

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Use of Google reCAPTCHA and Cloudflare Turnstile for bot protection
  • Cookie consent management via Cookiebot
  • No exposed sensitive data in HTML
  • Secure contact forms with reCAPTCHA

Analytics and tracking

Services
Google Analytics, HubSpot Analytics, Microsoft Clarity
Tracking level
moderate
Privacy practices
good

Advertising

Ad networks
Google Ads
Tracking pixels
HubSpot, LinkedIn Insight Tag, Microsoft Clarity
Marketing tools
HubSpot, Cookiebot
Transparency
good

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is professionally designed and well-structured
  2. Comprehensive cookie consent and privacy compliance mechanisms in place
  3. Multiple contact methods including email, phone, and forms
  4. Use of modern analytics and marketing tools with transparency
  5. No signs of blocking or WAF challenges
  6. Strong trust signals including FCA regulation and company registration details
Technical notes

Notes

The website is built on a WordPress CMS platform, utilizing modern JavaScript libraries and frameworks including jQuery and Axios. SEO is enhanced through Yoast SEO Premium, and performance optimizations include lazy loading of images and asynchronous script loading. The site integrates multiple marketing and analytics tools such as Google Analytics, HubSpot, Microsoft Clarity, and Cookiebot for GDPR compliance. Hosting appears to be supported by Cloudflare, providing CDN and security features. The site is mobile-optimized with responsive design and accessible navigation. Technical debt is minimal, but continuous updates and security audits are recommended to maintain robustness.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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