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Security report for mbhbank.hu

MBH Bank Nyrt. · Finance · Hungary

Medium risk. 8 critical or high findings in GDPR outside view, Security headers and 1 other check.

Security score

68/100

Risk levelMedium

0–100, higher is better. How it is calculated

MBH Bank Nyrt. is a Hungarian financial institution offering a wide range of retail banking services including loans, accounts, cards, investments, savings, and insurance. The website targets retail customers primarily in Hungary and positions itself as a modern bank with comprehensive digital services such as Netbank, Mobile App, Videobank, and Telebank. The bank maintains a consistent brand presence and provides detailed customer information and security advice. Technically, the website uses modern JavaScript frameworks like Vue.js and integrates Google Analytics and Tag Manager for tracking and marketing purposes. The site is mobile-optimized and accessible with good SEO practices. Security posture is solid with HTTPS enforced and cookie consent implemented, though some security headers are missing and no explicit incident response contacts or vulnerability disclosure pages were found. Overall, the domain registration data aligns well with the business identity, indicating legitimacy and trustworthiness.

Scanned

NIS2 and GDPR posture

GDPR outside view
25/ 100 · Critical
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

8 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

  2. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

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Keep watching mbhbank.hu

This scan found 20 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
57
Security headers
45
Email security
98
DNS health
85
Network security
100
GDPR outside view
25
Average
68

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

MBH Bank operates in the Hungarian banking sector with a medium-sized footprint. Its business model focuses on retail and corporate banking, offering a broad portfolio of financial products. The bank leverages digital channels extensively to serve customers, including online account opening and video banking. Partnerships with investment banking entities and regulatory bodies are evident through linked domains. The bank emphasizes customer security and compliance with GDPR. Growth is supported by digital transformation and customer-centric services. The presence of detailed product information and educational content suggests a strategy to build customer trust and engagement.

Security posture

The website demonstrates a mature security posture with enforced HTTPS and a visible cookie consent mechanism aligned with GDPR. Security advice and warnings about phishing and biometric login issues are prominently displayed, indicating awareness and proactive communication. However, the absence of key security headers like Content-Security-Policy and lack of a published security.txt or explicit incident response contacts represent areas for improvement. No vulnerabilities or exposed sensitive data were detected in the HTML content. The use of third-party scripts such as Google Tag Manager requires ongoing monitoring to mitigate supply chain risks.

Recommendations

  1. Implement comprehensive security headers including Content-Security-Policy, X-Frame-Options, and X-XSS-Protection to enhance browser security.
  2. Publish a security.txt file to facilitate responsible vulnerability disclosure and improve transparency.
  3. Provide clear incident response contact information (e.g., security@ or abuse@ email addresses) on the website.
  4. Regularly audit and update third-party scripts and libraries to prevent vulnerabilities.
  5. Enhance user education on security best practices and update biometric login support promptly.

Contact details published on the site

Addresses
Legal name
MBH Bank Nyrt.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
MBH Bank Nyrt.
Description
MBH Bank offers banking services including loans, accounts, cards, investments, financing, savings, and insurance. It provides branch and ATM locators, exchange rate information, and opening hours.
Key services
Personal loans, Bank accounts, Bank cards, Investments, Savings products, Insurance, Digital banking services
Content quality
good
Branding
consistent

Technology

Stack
JavaScript, Vue.js (inferred from vue directives), Swiper.js (carousel), Google Tag Manager, Google Analytics
Frameworks
Vue.js
Performance
moderate
Mobile
good
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Cookie consent mechanism
  • Security advice provided to users
  • No exposed sensitive data in HTML

Analytics and tracking

Services
Google Analytics, Google Tag Manager
Tracking level
moderate
Privacy practices
good

Advertising

Transparency
good

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is professionally designed and well-structured.
  2. Strong focus on banking products and customer information.
  3. Comprehensive cookie consent and privacy mechanisms implemented.
  4. Multiple digital banking services offered with clear navigation.
  5. Security advice and warnings are prominently displayed.
  6. No signs of phishing or malware detected.
  7. Social media presence is official and consistent.
  8. No critical security headers detected in HTML but HTTPS is enforced.
  9. No explicit incident response or vulnerability disclosure page found.
Technical notes

Notes

The website is built using modern web technologies, notably Vue.js for reactive UI components and Swiper.js for interactive carousels. Google Tag Manager and Google Analytics are integrated for marketing and analytics purposes. The site is mobile-optimized with responsive design and accessibility features such as ARIA roles and keyboard navigation support. Performance is moderate, with potential for optimization in loading times and script management. No CMS was explicitly detected, suggesting a custom or proprietary platform. Hosting provider details are not disclosed in the HTML content. Overall, the technical implementation supports a professional and user-friendly banking website but could benefit from enhanced security configurations and performance tuning.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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