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Security report for mandatumlife.fi

Mandatum · Finance · Finland

Low risk. 5 critical or high findings in GDPR outside view and SSL/TLS.

Security score

76/100

Risk levelLow

0–100, higher is better. How it is calculated

Mandatum is a prominent Finnish financial services group specializing in investment management, insurance, pension solutions, and employee reward services. The company positions itself as a unique combination of financial expertise and human-centric service, targeting individual customers, businesses, and entrepreneurs. Their market position is strong within Finland, supported by a comprehensive portfolio of services and a large professional workforce. The website reflects a mature digital presence with multilingual support and rich content tailored to diverse customer segments. Technically, the website employs modern frameworks such as Vue.js and Tailwind CSS, integrated with advanced analytics and marketing tools including Adobe Analytics, Microsoft Application Insights, and OneTrust for cookie consent management. The platform appears to be built on Episerver CMS, ensuring robust content management and search capabilities. Mobile optimization and accessibility are well addressed, providing a seamless user experience across devices. From a security perspective, the site enforces HTTPS and incorporates cookie consent mechanisms aligned with GDPR requirements. While explicit security headers are not visible in the provided data, the presence of security policy pages and incident reporting channels indicates a proactive security posture. No critical vulnerabilities or suspicious activities were detected. However, improvements such as publishing a security.txt file and providing direct incident response contact emails could enhance transparency and readiness. Overall, Mandatum's website demonstrates high professionalism, trustworthiness, and compliance with privacy regulations. The digital infrastructure supports business goals effectively, though minor enhancements in security transparency and incident response communication are recommended to further strengthen their security posture.

Scanned

NIS2 and GDPR posture

GDPR outside view
25/ 100 · Critical
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

5 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

    • High

      Third-party services without privacy policy

      Detected services: Facebook, Twitter, LinkedIn, YouTube

      What to do: Document all third-party data sharing in your privacy policy

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak SSL Key Length

      SSL certificate uses 256-bit key, which is considered weak

      What to do: Use at least 2048-bit RSA or 256-bit ECC key

      • CWE-326
      • OWASP A04:2025
      • Mozilla TLS: Mozilla Server Side TLS 6.0 intermediate: rsa_key_size 2048

Need hands-on remediation? Email guard@offseq.com

Keep watching mandatumlife.fi

This scan found 14 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
75
Security headers
75
Email security
98
DNS health
85
Network security
100
GDPR outside view
25
Average
76

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention mandatumlife.fi, from OffSeq Breach.

Total records
2
Employees
0
Customers
2
Third parties
0
Weak passwords
50%

1 subdomain affected

See the 10 newest leaked credentials

A one-off add-on to this report that lists the most recent identifier and password pairs OffSeq Breach holds for mandatumlife.fi.

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Breach keeps ingesting new leaks, so these numbers can grow between scans.

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Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Mandatum operates as a key player in the Finnish financial sector, offering a broad range of services including asset management, insurance products, pension planning, and employee compensation consulting. Their business model integrates financial expertise with personalized customer service, targeting individuals, corporate clients, and entrepreneurs. The company leverages partnerships and subsidiaries such as Mandatum Asset Management to expand its service offerings. The website content and structure indicate a focus on transparency, customer engagement, and regulatory compliance, which are critical in the finance industry. The presence of investor relations information and press releases suggests active market communication and governance. Growth indicators include digital service platforms like Mandatum Trader and mobile applications, reflecting adaptation to evolving customer needs and digital trends.

Security posture

Mandatum exhibits a mature security posture with enforced HTTPS, cookie consent management, and publicly available security policies. The integration of trusted analytics and marketing tools is managed with user consent, reducing privacy risks. The website's forms include required fields and validation, minimizing injection risks. No exposed sensitive data or vulnerable libraries were detected in the analysis. Incident response mechanisms are documented, though direct contact emails for security incidents are not explicitly provided. The absence of a security.txt file is a minor gap in vulnerability disclosure practices. Overall, the security culture appears strong, with room for improvement in transparency and explicit communication channels for security issues.

Recommendations

  1. Implement and publish a security.txt file to facilitate vulnerability reporting and improve transparency.
  2. Add explicit security headers such as Content-Security-Policy, Strict-Transport-Security, and X-Frame-Options to enhance protection against common web attacks.
  3. Provide direct contact emails (e.g., security@mandatum.fi or abuse@mandatum.fi) for incident reporting and vulnerability disclosures.
  4. Regularly audit and update third-party scripts and libraries to mitigate potential vulnerabilities.
  5. Enhance documentation of data retention policies and privacy practices to strengthen GDPR compliance and user trust.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Mandatum
Description
Mandatum on finanssialan asiantuntijakonserni, joka on enemmän kuin osiensa summa. Mandatum-konsernin tehtävänä on luoda sidosryhmilleen lisäarvoa yhdistämällä rahan ja hengen erikoisosaamista.
Key services
Varainhoito, Sijoittaminen, Henkilövakuutukset, Palkitseminen, Eläke
Content quality
excellent
Branding
consistent

Technology

Stack
Tailwind CSS, Vue.js, Adobe Launch (Adobe DTM), Microsoft Application Insights, OneTrust Cookie Consent, Watson Assistant Chatbot, Leadoo Bot, Euroland Tools
Frameworks
Vue.js
Performance
moderate
Mobile
excellent
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Cookie consent management
  • Secure form inputs with validation
  • Use of security and analytics scripts with consent
  • Incident reporting and security policy pages available

Analytics and tracking

Services
Adobe Analytics, Microsoft Application Insights, Eloqua, Zaius, Idio Episerver
Tracking level
moderate
Privacy practices
good

Advertising

Tracking pixels
Eloqua (img06.en25.com), OneTrust, Adobe Analytics, Microsoft Application Insights, Zaius, Idio Episerver
Marketing tools
Leadoo Bot, OneTrust Cookie Consent, Adobe Launch
Transparency
good

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is fully accessible with rich content and no blocking detected.
  2. Strong focus on Finnish financial services market with multilingual support.
  3. Comprehensive privacy and cookie policies with active consent management.
  4. Multiple customer contact channels including phone and contact form.
  5. Use of modern web technologies and analytics tools with privacy considerations.
  6. Presence of chatbot and interactive tools to enhance user engagement.
  7. Clear corporate branding and consistent design language.
  8. Security and incident response information publicly available but could be enhanced with direct contact emails.
  9. No suspicious or malicious indicators found in external links or scripts.
Technical notes

Notes

The website is built using a modern technology stack including Vue.js for frontend interactivity and Tailwind CSS for styling. It integrates with Adobe Launch for tag management and Microsoft Application Insights for telemetry and performance monitoring. The use of OneTrust ensures compliance with cookie regulations. The CMS appears to be Episerver, providing robust content management and search functionalities. Performance is moderate with good mobile optimization and accessibility features. The site uses multiple third-party services for marketing automation, chatbots, and analytics, all managed with user consent. Technical risks are minimal but include reliance on external scripts which require ongoing security monitoring. Opportunities exist to enhance security headers and incident response transparency to reduce technical debt and improve resilience.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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