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Security report for makleraktiv.de

Healthcare · Germany

High risk. 9 critical or high findings in GDPR outside view, Security headers and 3 other checks.

Security score

47/100

Risk levelHigh

0–100, higher is better. How it is calculated

Makleraktiv.de operates as a specialized distribution partner portal focused on statutory health insurance in Germany. It targets insurance brokers and professionals by providing tools such as comparison calculators, online application processing without signature requirements, and a pooling service for membership applications. The platform emphasizes its 25 years of experience and offers a registration system for brokers to access these services. Technically, the website uses modern web technologies including Bootstrap and JavaScript ES modules, hosted on infrastructure associated with DomainControl. The site is mobile-optimized and presents a professional design with clear navigation. Security-wise, the site uses HTTPS and secure form submission but lacks visible advanced security headers and CSRF protections, which are recommended for improvement. Privacy compliance is partially addressed via a privacy policy hosted on a related domain, but no cookie consent mechanism is present on the login page. Overall, the website is legitimate and functional with moderate trustworthiness, suitable for its business purpose.

Scanned

NIS2 and GDPR posture

GDPR outside view
28/ 100 · High
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

9 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

  2. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Strict-Transport-Security header

      Forces HTTPS connections

      What to do: Add "Strict-Transport-Security: max-age=31536000; includeSubDomains; preload"

      • CWE-319
      • OWASP A04:2025
      • ASVS V3.4.1
    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

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  • TLS certificates and expiry
  • DNS records
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  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
77
Security headers
20
Email security
65
DNS health
70
Network security
20
GDPR outside view
28
Average
47

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention makleraktiv.de, from OffSeq Breach.

Total records
12
Employees
0
Customers
12
Third parties
0
Weak passwords
92%

2 subdomains affected

See the 10 newest leaked credentials

A one-off add-on to this report that lists the most recent identifier and password pairs OffSeq Breach holds for makleraktiv.de.

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Breach keeps ingesting new leaks, so these numbers can grow between scans.

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The business positions itself as an important player in the German statutory health insurance brokerage sector, offering a comprehensive platform for insurance professionals to register, compare, and submit applications. Its business model revolves around facilitating membership applications with a commission-based revenue stream, supported by a pooling service. The partnership with kassensuche.de suggests a broader ecosystem for health insurance services. The target audience is niche but well-defined, focusing on insurance brokers and sales partners. The platform's longevity claim (25 years) indicates established market presence, although domain age data is unavailable. The lack of direct contact details on the login page suggests a controlled access environment, typical for partner portals.

Security posture

The website demonstrates a basic to moderate security posture. HTTPS is used, and login forms employ POST methods, reducing exposure of credentials in transit. However, the absence of visible security headers such as Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options reduces protection against common web attacks. The login form lacks CSRF tokens, which could expose the site to cross-site request forgery risks. No incident response or security policy information is publicly available, limiting transparency. Tracking is implemented via a proprietary ActivityLogger, but no third-party analytics or trackers are evident, which reduces privacy risks. Overall, the site would benefit from enhanced security controls and clearer compliance disclosures.

Recommendations

  1. Implement comprehensive security headers (CSP, X-Frame-Options, X-Content-Type-Options) to mitigate common web vulnerabilities.
  2. Add CSRF tokens to all forms, especially login and sensitive data submission forms.
  3. Introduce a cookie consent banner and explicit cookie policy to improve privacy compliance.
  4. Publish or link to a security policy and incident response contact information to enhance trust and transparency.
  5. Consider adding direct contact information or a dedicated support portal for registered users to improve user support and credibility.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Description
Makleraktiv.de ist das Vertriebspartnerportal rund um die Gesetzlichen Krankenkassen. Unabhängige Versicherungsprofis und Versicherungsmakler finden hier alle Hilfsmittel, Gesetzliche Krankenkassen unabhängig zu beraten. Zusätzlich wird ein Abwicklungsservice (Pooling) für Mitgliedschatsanträge geboten.
Key services
Registrierung für Makler, Vergleichsrechner für gesetzliche Krankenkassen, Online-Anträge ohne Unterschrift, Abwicklungsservice (Pooling) für Mitgliedschaftsanträge, App für Vertriebspartner
Content quality
good
Branding
consistent

Technology

Stack
HTML5, CSS3, Bootstrap Icons, JavaScript ES Modules
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
65/100
Good practices seen
  • HTTPS implied by URL
  • Secure form with POST method for login
  • No visible exposed sensitive data

Analytics and tracking

Services
Custom ActivityLogger (proprietary)
Tracking level
moderate
Privacy practices
basic

Advertising

Transparency
poor

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
moderate

Key observations

  1. Website is fully accessible with no blocking or WAF challenges.
  2. Content is in German and targets insurance brokers and professionals in the statutory health insurance sector in Germany.
  3. No direct contact information such as emails or phone numbers found on the login page.
  4. Privacy policy and imprint are hosted on a related domain kassensuche.de, indicating shared or related business entities.
  5. No cookie consent banner or explicit cookie policy detected on this page.
  6. Login form uses POST method but lacks visible CSRF tokens.
  7. Use of modern JavaScript modules and Bootstrap framework for UI.
  8. No social media links or explicit marketing/advertising tools detected on this page.
  9. Tracking is done via a custom ActivityLogger with AJAX calls for events and pageviews.
Technical notes

Notes

The website is built using modern front-end technologies including HTML5, CSS3, Bootstrap framework, and JavaScript ES modules. It uses a custom ActivityLogger for user interaction tracking via AJAX calls. Hosting is managed through DomainControl nameservers, indicating use of a commercial DNS and hosting provider. The site is mobile-optimized with responsive design elements and uses SVG images for logos and icons, enhancing performance and scalability. SEO is supported by meta description and keywords tags in German. However, no CMS or backend technology is explicitly identified. Performance is moderate with no evident heavy scripts or third-party dependencies. Accessibility is basic but could be improved with ARIA roles and better semantic markup.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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