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Security report for lpb.lv

Magnetiq · Finance · Latvia

Medium risk. 7 critical or high findings in Security headers, GDPR outside view and 1 other check.

Security score

68/100

Risk levelMedium

0–100, higher is better. How it is calculated

Magnetiq is a newly established banking infrastructure provider focused on delivering licensed banking products and Banking as a Service (BaaS) solutions primarily targeting FinTech companies, payment institutions, and eCommerce businesses. The company leverages modern technology and partnerships with major payment networks like VISA and MasterCard to offer a comprehensive suite of payment and account management services. The website reflects a professional and modern digital presence with detailed product offerings and customer testimonials, positioning Magnetiq as an innovative player in the banking technology sector. Technically, the website is built on WordPress with a modern tech stack including Yoast SEO, Swiper.js, and Google Tag Manager, hosted behind Cloudflare DNS. The site is mobile-optimized and SEO-friendly, though performance is moderate. Security posture is good with HTTPS and reCAPTCHA usage, but lacks DNSSEC and explicit security headers. Privacy compliance is weak due to missing privacy and cookie policies. Overall, Magnetiq demonstrates a solid business and technical foundation with room for improvement in privacy compliance and security best practices. The domain registration data supports the legitimacy of the business with consistent WHOIS information and no privacy protection, appropriate for a regulated financial entity.

Scanned

NIS2 and GDPR posture

GDPR outside view
50/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

7 findings rated critical or high. Fix these first.

  1. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Strict-Transport-Security header

      Forces HTTPS connections

      What to do: Add "Strict-Transport-Security: max-age=31536000; includeSubDomains; preload"

      • CWE-319
      • OWASP A04:2025
      • ASVS V3.4.1
    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

  2. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

Need hands-on remediation? Email guard@offseq.com

Keep watching lpb.lv

This scan found 20 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
75
Security headers
15
Email security
85
DNS health
85
Network security
100
GDPR outside view
50
Average
68

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention lpb.lv, from OffSeq Breach.

Total records
5
Employees
0
Customers
5
Third parties
0
Weak passwords
20%

2 subdomains affected

See the 10 newest leaked credentials

A one-off add-on to this report that lists the most recent identifier and password pairs OffSeq Breach holds for lpb.lv.

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Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Magnetiq operates in the banking and financial services sector, offering BaaS and payment solutions tailored for FinTech, eCommerce, crypto, and P2P lending platforms. The business model centers on providing licensed banking infrastructure as a service, enabling clients to launch and scale financial products efficiently. Market positioning is strengthened by direct cooperation with VISA and MasterCard and a growing client base exceeding 1000 companies across 10+ countries. The company emphasizes API-driven integration and customer collaboration, supported by a team with over 16 years of banking experience. Partnerships with lpb.lv and developer portals indicate a robust ecosystem. Growth indicators include recent domain registration, active news updates, and participation in industry events like SIBOS 2025.

Security posture

The website employs HTTPS with a valid SSL certificate and uses Cloudflare for DNS and nameservers, enhancing availability and basic security. Google reCAPTCHA is implemented on forms to mitigate automated abuse. However, DNSSEC is not enabled, which is a notable gap in DNS security. No explicit HTTP security headers (e.g., CSP, HSTS) were detected in the provided data, which could expose the site to certain web-based attacks. There is no published security policy or incident response contact information, limiting transparency. No vulnerabilities or exposed sensitive data were found in the content. Overall, the security posture is moderate but can be improved by adopting additional security headers, enabling DNSSEC, and publishing security policies.

Recommendations

  1. Enable DNSSEC on the domain to protect against DNS spoofing and improve domain security.
  2. Implement HTTP security headers such as Content Security Policy (CSP), Strict-Transport-Security (HSTS), X-Frame-Options, and X-Content-Type-Options.
  3. Publish a comprehensive privacy policy and cookie policy with clear GDPR compliance statements.
  4. Add a security policy and incident response contact information (e.g., security@ or abuse@ email addresses).
  5. Conduct regular security audits and vulnerability assessments to ensure no exposed sensitive data or outdated libraries.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Magnetiq
Description
Experience the future of banking with Magnetiq Bank Solutions. Discover their innovative technology and solutions for EMI, PI, P2P, CASP, SPI
Key services
All types of payments in 100+ currencies, Payment solutions for eCommerce, Banking as a Service, Safeguarding accounts with segregated bank accounts, API integration for payment processing
Content quality
good
Branding
consistent

Technology

Stack
WordPress, Yoast SEO Premium, Swiper.js, Overlay Scrollbars, Prism.js, IntlTelInput, Flag Icon CSS, Google Tag Manager, Google reCAPTCHA
Platforms
WordPress CMS
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
70/100
Good practices seen
  • HTTPS enabled
  • Use of Google reCAPTCHA for forms
  • Cloudflare DNS and nameservers

Analytics and tracking

Services
Google Tag Manager
Tracking level
moderate
Privacy practices
poor

Advertising

Transparency
basic

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is professionally designed and content-rich with clear business focus on banking infrastructure and BaaS.
  2. No explicit privacy or cookie policies found on the main site, which is a compliance gap.
  3. Contact information is clearly provided including email, phone, and contact form.
  4. Security practices are good but could be improved with DNSSEC and security headers.
  5. Use of modern web technologies and SEO best practices is evident.
  6. No WAF or blocking mechanisms detected; site is fully accessible.
  7. WHOIS data is consistent and transparent, supporting legitimacy.
Technical notes

Notes

The website is built on WordPress CMS with a modern front-end stack including Swiper.js for sliders, Prism.js for code highlighting, and Google Tag Manager for analytics and marketing. The site uses Yoast SEO Premium for SEO optimization and is hosted behind Cloudflare DNS and nameservers, providing performance and security benefits. Mobile optimization is good with responsive design and adaptive CSS. Performance is moderate, likely due to rich media content and animations. Accessibility features are basic but present. The site integrates Google reCAPTCHA for form security. There is no evidence of legacy or vulnerable libraries. Overall, the technical infrastructure is modern and well-maintained with opportunities to enhance security and privacy compliance.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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