Skip to main content

Security report for libertyspecialtymarkets.com

Liberty Specialty Markets · Finance · Netherlands

Low risk. 2 critical or high findings in Email security.

Security score

81/100

Risk levelLow

0–100, higher is better. How it is calculated

Liberty Specialty Markets is a global specialty and commercial insurance and reinsurance provider operating across multiple key markets including the UK, Europe, Middle East, US, Bermuda, Asia Pacific, and Latin America. The company is part of the Liberty Mutual Insurance Group, a well-established insurance conglomerate. Their website reflects a professional and consistent brand image, targeting insurance brokers, corporate clients, and reinsurance partners. The business model focuses on underwriting specialty insurance products and reinsurance solutions, positioning itself as a significant player in the finance and insurance sectors. Technically, the website leverages modern web technologies such as React and Next.js, hosted on Akamai's CDN infrastructure, ensuring moderate to good performance and mobile optimization. The presence of multiple analytics and tracking tools like Google Tag Manager, Microsoft Clarity, and LinkedIn Insight indicates a mature digital marketing and analytics strategy. Accessibility and SEO are implemented at a basic to good level, with room for improvement. From a security perspective, the site enforces HTTPS with strong SSL configuration and implements key security headers, reflecting good security hygiene. The cookie consent mechanism demonstrates GDPR compliance awareness. However, the absence of explicit privacy policy, terms of service, security policy, and incident response contact information represents gaps in transparency and compliance documentation. Overall, the website is trustworthy and professional, with a strong business credibility score. The main risks relate to incomplete privacy and security policy disclosures, which should be addressed to enhance compliance and user trust.

Scanned

NIS2 and GDPR posture

GDPR outside view
88/ 100 · Low
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

2 findings rated critical or high. Fix these first.

  1. Email security

    SPF, DKIM and DMARC stop others sending email that looks like it comes from your domain, a common route to phishing and invoice fraud.

    • Critical

      No email authentication configured

      Domain is vulnerable to email spoofing

      What to do: Implement SPF, DKIM, and DMARC immediately

    • High

      No SPF record found

      SPF helps prevent email spoofing

      What to do: Add SPF record: "v=spf1 include:_spf.yourmailprovider.com ~all"

Need hands-on remediation? Email guard@offseq.com

Keep watching libertyspecialtymarkets.com

This scan found 15 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

Email alerts on material changes and an exportable JSON history of every change.

Billed monthly to your card. Cancel anytime. The full timeline opens with your unlock code.

Full report

€39.90one-time

  • The complete analysis as a PDF you can cite
  • Email delivery with an unlock code
  • Lifetime access to this report

Prices incl. 21% VAT. Secure checkout by Mollie; sold by SEQ SIA, Latvia.

Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
100
Security headers
80
Email security
40
DNS health
75
Network security
100
GDPR outside view
88
Average
81

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Liberty Specialty Markets operates in the specialty insurance and reinsurance market, leveraging the backing of Liberty Mutual Insurance Group. Their competitive advantage lies in their global footprint and diversified product portfolio spanning multiple regions and insurance lines. The business model is centered on underwriting and risk management services for commercial and specialty insurance clients. Revenue streams likely include premiums from insurance policies and reinsurance contracts. The target customer segments include brokers, corporate clients, and reinsurance partners. Growth indicators include a broad geographic presence and investment in digital marketing and analytics. The partnership ecosystem includes career platforms and analytics providers. Strategic observations suggest a focus on digital maturity and compliance enhancements to maintain market position.

Security posture

The website demonstrates a mature security posture with enforced HTTPS, strong SSL configuration, and implementation of multiple security headers such as Content-Security-Policy and Strict-Transport-Security. The use of a cookie consent banner aligns with GDPR requirements. No exposed sensitive data or vulnerable libraries were detected in the provided content. However, the lack of a published security policy, incident response contact information, and vulnerability disclosure mechanisms indicates areas for improvement in transparency and readiness. Compliance gaps exist in the absence of explicit privacy and terms of service documentation. Overall, the security maturity is good but could be enhanced by publishing comprehensive security and incident response policies.

Recommendations

  1. Publish a comprehensive privacy policy and terms of service pages prominently linked on the website.
  2. Add a dedicated security policy page outlining security frameworks and practices (e.g., ISO 27001, NIST).
  3. Implement and publish a vulnerability disclosure policy or security.txt file to encourage responsible reporting.
  4. Provide clear incident response contact channels such as security@ or abuse@ email addresses.
  5. Enhance website accessibility features to improve compliance with accessibility standards and user experience.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Liberty Specialty Markets
Description
Liberty Specialty Markets offers specialty and commercial insurance and reinsurance products across key UK, European, Middle East, US, Bermuda, Asia Pacific and Latin American markets.
Key services
Specialty insurance, Commercial insurance, Reinsurance
Content quality
good
Branding
consistent

Technology

Stack
React, Next.js, Google Tag Manager, Microsoft Clarity, LinkedIn Insight Tag, OneTrust Cookie Consent
Frameworks
Next.js
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Cookie consent banner implemented
  • No exposed sensitive data in HTML
  • Use of security headers

Analytics and tracking

Services
Google Analytics, Microsoft Clarity, Akamai mPulse, LinkedIn Insight
Tracking level
moderate
Privacy practices
basic

Advertising

Tracking pixels
LinkedIn Insight, Microsoft Clarity, Google Analytics (via GTM), Akamai mPulse
Marketing tools
OneTrust Cookie Consent
Transparency
basic

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is professionally designed and well-structured.
  2. Cookie consent mechanism is implemented indicating GDPR awareness.
  3. No explicit privacy policy or terms of service pages detected in the provided content.
  4. No direct contact emails or phone numbers found in the HTML snippet provided.
  5. Use of modern web technologies and analytics tools.
  6. No security or WAF blocking detected.
  7. WHOIS data supports business legitimacy.
Technical notes

Notes

The website is built using modern JavaScript frameworks including React and Next.js, enabling server-side rendering and improved SEO. Hosting is provided via Akamai CDN, which supports performance and security. The site includes multiple analytics and tracking scripts such as Google Tag Manager, Microsoft Clarity, and LinkedIn Insight, indicating a sophisticated approach to user behavior analysis and marketing. Cookie consent is managed via OneTrust, supporting GDPR compliance. Performance is moderate with preloading and preconnecting optimizations. Technical debt appears low, but accessibility and explicit compliance documentation could be improved. Overall, the technical infrastructure supports a professional and scalable web presence.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Reviews of this site

Share your experience with libertyspecialtymarkets.com. Every review is verified by email and published after moderation.

Overall rating
Select a rating
4000 characters remaining

We’ll email you to confirm your review and keep your details private.

Community rating

No published reviews yet. Be the first to review libertyspecialtymarkets.com.

Feedback on this report

Rate this report, add an optional comment, and tell us if you want a security specialist to follow up.

Overall report quality
Select a rating
2000 characters remaining

We only use your feedback to improve Guard reports. Contact details are never shared.