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Security report for lewpozyczka.pl

Aventus Group Sp. z o.o. · Finance · Poland

Medium risk. 6 critical or high findings in GDPR outside view, Security headers and 1 other check.

Security score

71/100

Risk levelMedium

0–100, higher is better. How it is calculated

Lewpozyczka.pl is an online loan brokerage platform operated by Aventus Group Sp. z o.o., offering short-term consumer loans in Poland. The company collaborates with licensed loan providers PIXO Sp. z o.o. and LTU Finance Sp. z o.o. The website provides a fully digital loan application process with clear legal disclosures, loan calculators, and comprehensive customer support information. The business targets Polish consumers seeking quick and transparent online loans, positioning itself as a modern and trustworthy financial service provider. Technically, the website uses modern frameworks like Bootstrap and integrates multiple analytics and consent management tools, ensuring a good user experience and compliance with GDPR. Security posture is solid with HTTPS and cookie consent, though some security headers and incident response information are missing. Overall, the site is professional, compliant, and trustworthy with a strong business foundation and clear market positioning.

Scanned

NIS2 and GDPR posture

GDPR outside view
40/ 100 · High
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

6 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      Third-party services without privacy policy

      Detected services: Google Analytics, Google APIs

      What to do: Document all third-party data sharing in your privacy policy

  2. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Strict-Transport-Security header

      Forces HTTPS connections

      What to do: Add "Strict-Transport-Security: max-age=31536000; includeSubDomains; preload"

      • CWE-319
      • OWASP A04:2025
      • ASVS V3.4.1
    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

Need hands-on remediation? Email guard@offseq.com

Keep watching lewpozyczka.pl

This scan found 18 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
75
Security headers
50
Email security
85
DNS health
75
Network security
100
GDPR outside view
40
Average
71

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The company operates in the finance sector focusing on consumer credit brokerage via an online platform. It leverages partnerships with established loan providers to offer competitive loan products including promotional zero-interest loans. The business model is commission-based loan facilitation with a fully digital customer journey. The presence of detailed legal documents and regulatory compliance statements indicates a mature operational approach. The company is small-sized, founded in 2017, and targets the Polish market. Its partnership ecosystem includes PIXO and LTU Finance, enhancing product offerings and regulatory compliance. The website's content and structure support customer trust and ease of use, which are critical in the competitive online lending market.

Security posture

The website demonstrates a good security baseline with enforced HTTPS, cookie consent management, and no visible exposure of sensitive data. Use of asynchronous loading for analytics and tag management reduces performance impact and potential security risks. However, the absence of explicit security headers like Content-Security-Policy and lack of published security policies or incident response contacts represent areas for improvement. No vulnerability disclosures or security.txt files were found, which could enhance transparency and trust. Overall, the security posture is adequate for the business type but could be strengthened by adopting additional best practices and formalizing incident response communication.

Recommendations

  1. Implement HTTP security headers such as Content-Security-Policy, X-Content-Type-Options, and X-Frame-Options to enhance protection against common web attacks.
  2. Publish a dedicated security policy page and provide incident response contact information to improve transparency and customer trust.
  3. Introduce a security.txt file to facilitate responsible vulnerability disclosure and improve security communication.
  4. Regularly audit and update third-party scripts and dependencies to mitigate risks from vulnerable libraries.
  5. Enhance accessibility features and conduct periodic security training to foster a stronger security culture.

Contact details published on the site

Addresses
Legal name
Aventus Group Sp. z o.o.
VAT number
NIP 9662029390
Registration number
KRS 00000355948
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Aventus Group Sp. z o.o.
Description
Lewpozyczka.pl to nowa chwilówka na rynku. Solidne podstawy działania firmy to gwarancja bezpiecznej i szybkiej pożyczki online. Pośrednik kredytowy Aventus Group Sp. z o.o. współpracuje z instytucjami pożyczkowymi PIXO Sp. z o.o. i LTU Finance Sp. z o.o. oferując krótkoterminowe kredyty konsumenckie przez internet.
Key services
Short-term consumer loans, Online loan application and approval, Loan brokerage services
Content quality
good
Branding
consistent

Technology

Stack
Bootstrap CSS, jQuery UI Slider, Google Fonts, Font Awesome, Google Analytics, Google Tag Manager, Microsoft Clarity, Cookiebot
Frameworks
Bootstrap
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Cookie consent implemented
  • No exposed sensitive data in HTML
  • Use of Google Tag Manager and analytics scripts asynchronously

Analytics and tracking

Services
Google Analytics, Microsoft Clarity
Tracking level
moderate
Privacy practices
good

Advertising

Tracking pixels
Microsoft Clarity
Marketing tools
Cookiebot
Transparency
good

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is fully accessible with no blocking or WAF challenges.
  2. Clear and comprehensive legal and business information provided.
  3. Strong presence of compliance with GDPR and cookie consent.
  4. Use of modern web technologies and analytics tools.
  5. No security policy or incident response contact found.
  6. No vulnerability disclosure or security.txt present.
  7. Business operates in the Polish finance sector offering online loans.
  8. Good overall professionalism and trust indicators.
Technical notes

Notes

The website is built using Bootstrap for responsive design, jQuery UI for interactive sliders, and integrates Google Fonts and Font Awesome for styling. It uses Google Analytics, Google Tag Manager, and Microsoft Clarity for analytics and user behavior tracking, managed with Cookiebot for GDPR-compliant cookie consent. The site loads scripts asynchronously to optimize performance. No CMS was explicitly detected, suggesting a custom or lightweight platform. Hosting provider details are not disclosed. Performance is moderate with good mobile optimization and basic accessibility. SEO is supported by proper meta tags and structured content. Technical risks include missing security headers and potential dependency on third-party scripts without explicit vulnerability management.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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