Skip to main content

Security report for latfinance.lv

LatFinance · Finance · Latvia

Medium risk. 9 critical or high findings in GDPR outside view, Security headers and 1 other check.

Security score

64/100

Risk levelMedium

0–100, higher is better. How it is calculated

LatFinance is a Latvian-based finance company specializing in auto leasing services, offering competitive interest rates and flexible financing options. The company targets individuals and businesses in Latvia seeking vehicle leasing solutions, positioning itself as a local intermediary with partnerships with several banks and financial institutions. The website reflects a professional and consistent brand image with clear service offerings and contact channels. Technically, the website is built on WordPress with modern libraries such as jQuery, Bootstrap, and slick carousel, and integrates Google Analytics and Facebook Pixel for marketing and analytics purposes. The site is mobile-optimized and SEO-friendly, though some accessibility features could be improved. Security-wise, the site enforces HTTPS and uses cookie consent mechanisms, but lacks explicit security headers and detailed security policies. WHOIS data is unavailable due to query limits, which slightly reduces trust but the website content and contact information support legitimacy. Overall, the website scores well in content quality, technical implementation, privacy compliance, and business credibility, with room for improvement in security posture and transparency.

Scanned

NIS2 and GDPR posture

GDPR outside view
10/ 100 · Critical
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

9 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

  2. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Strict-Transport-Security header

      Forces HTTPS connections

      What to do: Add "Strict-Transport-Security: max-age=31536000; includeSubDomains; preload"

      • CWE-319
      • OWASP A04:2025
      • ASVS V3.4.1
    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

Need hands-on remediation? Email guard@offseq.com

Keep watching latfinance.lv

This scan found 22 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

Email alerts on material changes and an exportable JSON history of every change.

Billed monthly to your card. Cancel anytime. See sample alerts.

Full report

€39.90one-time

  • The complete analysis as a PDF you can cite
  • Email delivery with an unlock code
  • Lifetime access to this report

Prices incl. 21% VAT. Secure checkout by Mollie; sold by SEQ SIA, Latvia.

Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
62
Security headers
55
Email security
75
DNS health
80
Network security
100
GDPR outside view
10
Average
64

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention latfinance.lv, from OffSeq Breach.

No leaked records found

Breach holds no records for latfinance.lv right now. New leaks arrive continuously, so monitoring on Breach alerts you if that changes.

Monitor on Breach (opens in a new tab)

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

LatFinance operates in the finance and transportation sectors, focusing on auto leasing in the Latvian market. Its business model revolves around facilitating vehicle leasing through partnerships with banks like Bigbank, Inbank, TF Bank, and Primero. The company targets local customers needing financing for vehicles, offering services such as leasing applications and partner vehicle listings. The presence of multiple contact methods and a cookie consent mechanism indicates compliance with GDPR and customer engagement focus. The company appears to be a small-sized entity with a localized market presence. The partnership ecosystem is strong, leveraging established financial institutions to enhance service offerings. The website's professional design and clear navigation support customer acquisition and retention strategies.

Security posture

The website demonstrates a moderate security maturity level with HTTPS enforced and cookie consent implemented, aligning with GDPR requirements. However, the absence of key security headers such as Content Security Policy (CSP), HSTS, and X-Frame-Options reduces the overall security posture. No explicit security or incident response policies are published, and no vulnerability disclosure or security.txt files are found. The use of third-party scripts like Google Analytics and Facebook Pixel introduces potential privacy risks, though cookie consent mitigates some concerns. The site does not expose sensitive data in the HTML, and forms include validation for required fields and data formats. To enhance security, the company should implement recommended HTTP security headers, publish security policies, and regularly audit third-party dependencies. Incident response readiness and data protection officer contact information are not evident, indicating areas for improvement in compliance and security culture.

Recommendations

  1. Implement HTTP security headers including Content Security Policy, HSTS, X-Frame-Options, and X-XSS-Protection to strengthen defense against common web attacks.
  2. Publish a dedicated security policy and incident response plan on the website to improve transparency and preparedness.
  3. Conduct regular security audits of third-party scripts and dependencies to identify and mitigate vulnerabilities.
  4. Enhance accessibility features to meet compliance standards and improve user experience for all visitors.
  5. Provide clear contact information for a Data Protection Officer or security contact to support GDPR compliance and incident reporting.

Contact details published on the site

Addresses
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
LatFinance
Description
LatFinance offers auto leasing services with competitive interest rates and financing options, targeting customers seeking vehicle leasing solutions in Latvia.
Key services
Auto leasing, Financing applications, Partner vehicle listings
Content quality
good
Branding
consistent

Technology

Stack
jQuery, Bootstrap 4.1.3, Google Tag Manager, Google Analytics, Facebook Pixel, Yoast SEO plugin, slick carousel, fancybox
Frameworks
WordPress
Platforms
WordPress CMS
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
75/100
Good practices seen
  • HTTPS enforced
  • Cookie consent banner
  • No exposed sensitive data in HTML

Analytics and tracking

Services
Google Analytics, Facebook Pixel
Tracking level
moderate
Privacy practices
good

Advertising

Tracking pixels
Facebook Pixel
Marketing tools
Facebook Pixel, JivoSite chat widget
Transparency
good

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
moderate

Key observations

  1. Website is fully accessible with no blocking or WAF challenge.
  2. WHOIS data unavailable due to query limit error.
  3. Website uses HTTPS and modern tracking and analytics tools.
  4. Privacy and cookie policies are present and GDPR compliant.
  5. Multiple contact methods including email, phone, and forms are available.
  6. No explicit security policy or incident response information found.
  7. No terms of service page detected.
  8. Business operates in Latvian language targeting local customers.
  9. Website content is safe and appropriate for general audiences.
Technical notes

Notes

The website is built on WordPress CMS using a modern tech stack including jQuery, Bootstrap 4.1.3, slick carousel, and fancybox for UI components. It integrates Google Tag Manager, Google Analytics, and Facebook Pixel for tracking and marketing purposes. The site loads scripts asynchronously to improve performance and uses a cookie consent plugin to manage user privacy preferences. The design is responsive and mobile-friendly, with good SEO optimization via Yoast SEO plugin. However, no explicit hosting provider information is available. Performance is moderate with potential for improvement by optimizing script loading and caching. Accessibility is basic and could be enhanced with ARIA roles and better keyboard navigation support. Overall, the technical implementation supports the business goals but could benefit from security and accessibility enhancements.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Reviews of this site

Share your experience with latfinance.lv. Every review is verified by email and published after moderation.

Overall rating
Select a rating
4000 characters remaining

We’ll email you to confirm your review and keep your details private.

Community rating

No published reviews yet. Be the first to review latfinance.lv.

Feedback on this report

Rate this report, add an optional comment, and tell us if you want a security specialist to follow up.

Overall report quality
Select a rating
2000 characters remaining

We only use your feedback to improve Guard reports. Contact details are never shared.