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Security report for landc.co.uk

London & Country Mortgages · Finance · United Kingdom

Medium risk. 5 critical or high findings in Security headers and GDPR outside view.

Security score

67/100

Risk levelMedium

0–100, higher is better. How it is calculated

London & Country Mortgages is the UK's largest fee free mortgage broker, established in 1987, offering comprehensive mortgage brokerage, protection, and conveyancing services. The company operates a professional website with strong branding, clear navigation, and extensive customer resources. Their business model relies on lender commissions rather than customer fees, positioning them as a trusted intermediary in the UK mortgage market. Technically, the website is built on Webflow with modern JavaScript libraries, optimized for performance and mobile use, and integrates advanced analytics and consent management tools. Security posture is strong with HTTPS, security headers, and cookie consent, though a dedicated security policy and incident response information are absent. WHOIS data for the www subdomain is unavailable due to domain registration rules, but the main domain is legitimate and consistent with the business claims. Overall, the website demonstrates high professionalism, trustworthiness, and compliance with privacy regulations.

Scanned

NIS2 and GDPR posture

GDPR outside view
53/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

5 findings rated critical or high. Fix these first.

  1. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Strict-Transport-Security header

      Forces HTTPS connections

      What to do: Add "Strict-Transport-Security: max-age=31536000; includeSubDomains; preload"

      • CWE-319
      • OWASP A04:2025
      • ASVS V3.4.1
    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

  2. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

Need hands-on remediation? Email guard@offseq.com

Keep watching landc.co.uk

This scan found 24 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
95
Security headers
15
Email security
75
DNS health
65
Network security
100
GDPR outside view
53
Average
67

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The company holds a leading market position in the UK mortgage brokerage sector, with a fee free model that differentiates it from competitors charging broker fees. Their extensive lender network and exclusive deals provide competitive advantages. The target audience includes first time buyers, remortgagers, home movers, and buy-to-let investors. The business shows strong growth indicators through awards and customer reviews. The website ecosystem includes marketing and analytics integrations supporting customer acquisition and retention. Strategic partnerships are implied but not explicitly listed. The company emphasizes customer service and transparency, enhancing brand loyalty.

Security posture

The website employs HTTPS with strong SSL configuration and multiple security headers, indicating a mature security posture. Cookie consent is managed via OneTrust, supporting GDPR compliance. No exposed sensitive data or vulnerable libraries were detected. However, the absence of a public security policy, incident response contacts, and vulnerability disclosure mechanisms suggests room for improvement in transparency and preparedness. The use of third-party scripts requires ongoing monitoring to mitigate supply chain risks. Overall, the security posture is good but could be enhanced by formalizing policies and response processes.

Recommendations

  1. Publish a comprehensive security policy page detailing security practices and commitments.
  2. Provide clear incident response contact channels such as security@ or abuse@ email addresses.
  3. Implement a vulnerability disclosure program or security.txt file to encourage responsible reporting.
  4. Regularly audit and update third-party scripts and dependencies to minimize vulnerabilities.
  5. Enhance accessibility features to improve compliance and user experience for all users.

Contact details published on the site

Addresses
Legal name
London & Country Mortgages
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
London & Country Mortgages
Description
Here at L&C, we are proud to be the UK's largest fee free mortgage broker and adviser. We compare over 80 lenders to find you the best mortgage deal, whether you're a first time buyer, remortgaging, moving home or buying to let.
Key services
Mortgage brokerage, Mortgage advice, Protection (life cover), Conveyancing services, Mortgage calculators and tools
Content quality
excellent
Branding
consistent

Technology

Stack
Webflow CMS, JavaScript, GSAP animation library, Swiper slider, Google Tag Manager, Google Analytics, OneTrust cookie consent, Intellimize personalization
Frameworks
Webflow
Platforms
Webflow hosting
Performance
fast
Mobile
excellent
Accessibility
good
SEO
good

Security

Observed score
90/100
Good practices seen
  • HTTPS enforced
  • Cookie consent with OneTrust
  • No exposed sensitive data in HTML
  • Use of security headers

Analytics and tracking

Services
Google Analytics, Google Ads
Tracking level
moderate
Privacy practices
good

Advertising

Tracking pixels
Google Ads
Marketing tools
Intellimize
Transparency
good

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is professionally designed and fully functional
  2. Strong focus on fee free mortgage brokerage
  3. Comprehensive mortgage and protection services offered
  4. Good use of modern web technologies and analytics
  5. Clear contact and business information provided
  6. No signs of malicious or suspicious content
  7. WHOIS data unavailable for www subdomain but main domain is legitimate
  8. Cookie consent and privacy compliance well implemented
Technical notes

Notes

The website is built on the Webflow platform, leveraging modern JavaScript libraries including GSAP for animations and Swiper for sliders. It integrates Google Tag Manager and Google Analytics for marketing and analytics purposes, alongside OneTrust for cookie consent management. The site demonstrates fast loading times and excellent mobile optimization. SEO best practices are followed with proper meta tags, Open Graph, and JSON-LD structured data. Accessibility is good but could be improved. The technical infrastructure is modern and well-maintained, supporting a professional user experience and effective digital marketing.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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