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Security report for l-bank.de

L-Bank · Finance · Germany

Medium risk. 3 critical or high findings in GDPR outside view.

Security score

64/100

Risk levelMedium

0–100, higher is better. How it is calculated

L-Bank is the official state development bank of Baden-Württemberg, Germany, providing a broad range of financial support programs for businesses, families, municipalities, and investors. The website clearly communicates its role as a government-backed financial institution focused on economic development, housing, family support, and infrastructure financing. The site targets a diverse audience including startups, established companies, families seeking housing support, and public sector entities. Technically, the website employs modern frontend technologies such as Vue.js and demonstrates good mobile optimization and accessibility features. However, the lack of a valid SSL certificate and absence of HTTPS severely impact the security posture. Privacy compliance is well addressed with a comprehensive privacy policy and cookie consent mechanism. Overall, the site is professional and trustworthy but requires urgent security improvements to protect user data and maintain trust.

Scanned

This is an earlier scan of l-bank.de. View the latest report

NIS2 and GDPR posture

GDPR outside view
18/ 100 · Critical
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

3 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

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Keep watching l-bank.de

This scan found 14 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
50
Security headers
80
Email security
50
DNS health
85
Network security
100
GDPR outside view
18
Average
64

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention l-bank.de, from OffSeq Breach.

Total records
54
Employees
1
Customers
51
Third parties
2
Weak passwords
4%

Latest record dated 2025-04-19 · 4 subdomains affected

See the 10 newest leaked credentials

A one-off add-on to this report that lists the most recent identifier and password pairs OffSeq Breach holds for l-bank.de.

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Masked preview

  • –transfer.l-bank.de2025-04-19

Breach keeps ingesting new leaks, so these numbers can grow between scans.

Open in Breach(opens in a new tab)Monitor on Breach(opens in a new tab)

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

L-Bank holds a strong market position as the state's primary development bank, offering specialized financial products like Elterngeld (parental allowance), housing loans, and corona-related business aid. The business model revolves around public sector funding and economic support, with a focus on sustainable development and social welfare. The website links to partner domains and external resources, indicating a collaborative ecosystem. The presence of job listings and investor relations content suggests organizational growth and transparency. The bank's branding is consistent and aligned with its governmental role, reinforcing credibility.

Security posture

The current security posture is weak due to the absence of a valid SSL certificate and HTTPS support, exposing users to potential data interception risks. No security headers are present, and modern TLS protocols are disabled, which further weakens the site's defense against common web attacks. While no immediate vulnerabilities like Heartbleed or POODLE are detected, the lack of encryption is a critical issue. Privacy policies and cookie consent are implemented, indicating awareness of GDPR requirements, but incident response and security policy documentation are not found. The site should prioritize SSL deployment and security header implementation to enhance protection.

Recommendations

  1. Obtain and deploy a valid SSL/TLS certificate to enable HTTPS across the entire site.
  2. Enable modern TLS protocols (TLS 1.2 or TLS 1.3) and disable insecure protocols.
  3. Implement HTTP security headers such as Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options.
  4. Maintain and publish a formal security policy and incident response plan accessible to users.
  5. Regularly audit and update third-party scripts and libraries to avoid vulnerabilities.
  6. Enhance transparency by providing explicit data retention policies and DPO contact information.
  7. Improve performance by optimizing resource loading to reduce page load time.
  8. Continue to maintain high accessibility and SEO standards to serve diverse user groups.

Contact details published on the site

Addresses
Legal name
Landeskreditbank Baden-Württemberg – Förderbank –
Technical notes

Notes

The website uses Vue.js as its primary frontend framework, supported by modern JavaScript and CSS assets. DNS records indicate hosting with telemaxx.net and custom nameservers. The site lacks a valid SSL certificate, and no TLS protocols are enabled, which is a significant technical deficiency. Performance is slow with a load time of approximately 8 seconds and a page size of over 200 KB. Accessibility features such as skip links and ARIA roles are implemented, and SEO metadata including Open Graph and JSON-LD structured data are well configured. The site uses etracker for analytics with cookie consent. Overall, the technical infrastructure is modern but requires urgent security upgrades and performance optimization.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Earlier scans of this domain

  1. 74/100Medium31 findingsView report
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