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Security report for ksk-gp.de

Kreissparkasse Göppingen · Finance · Germany

Low risk. 2 critical or high findings in GDPR outside view and SSL/TLS.

Security score

77/100

Risk levelLow

0–100, higher is better. How it is calculated

Kreissparkasse Göppingen is a regional bank serving private and corporate customers in the Göppingen district of Germany. The website offers a comprehensive range of financial services including online banking, accounts, loans, investments, insurance, and real estate services. The bank positions itself as a trusted local financial institution with a strong focus on customer service and sustainability. Technically, the website is built on Adobe Experience Manager, uses modern web technologies, and is optimized for mobile and accessibility. Security posture is strong with HTTPS enforced and secure login mechanisms, though some security headers could be improved. Privacy compliance is well addressed with clear cookie consent and a comprehensive privacy policy. Overall, the site is professional, trustworthy, and well-maintained.

Scanned

NIS2 and GDPR posture

GDPR outside view
68/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

2 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

Keep watching ksk-gp.de

This scan found 19 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
77
Security headers
90
Email security
60
DNS health
65
Network security
100
GDPR outside view
68
Average
77

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The bank operates in the finance sector with a large regional presence. It targets both private and business customers with a broad portfolio of banking and financial products. The business model is traditional retail banking with digital service channels. The bank has received certifications for family-friendliness and sustainability, enhancing its employer brand and community trust. Its digital presence includes integration with affiliate programs like PAYBACK and active social media engagement. The website content and structure support a strong market position as a reliable regional bank.

Security posture

The website demonstrates a mature security posture with HTTPS enforced and secure forms for online banking login. Cookie consent mechanisms comply with GDPR requirements. However, explicit security headers such as Content-Security-Policy and X-Frame-Options are not evident and could be added to enhance protection. No vulnerabilities or exposed sensitive data were detected in the content. Incident response and security policy information are not publicly available, representing an area for improvement. Overall, the security posture is good but could be strengthened with additional transparency and headers.

Recommendations

  1. Implement and verify comprehensive security headers including CSP, X-Frame-Options, and Referrer-Policy.
  2. Publish a dedicated security policy and provide incident response contact information to improve transparency.
  3. Add a security.txt file to facilitate vulnerability disclosure and improve security culture.
  4. Continue monitoring and updating cookie and privacy consent mechanisms to maintain GDPR compliance.
  5. Enhance website performance optimization to improve loading speed and user experience.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Kreissparkasse Göppingen
Description
Ihre Bank im Landkreis Göppingen. Sie profitieren von sicherem Online-Banking sowie von vielen Angeboten und Services – sowohl für Privatkunden als auch für Firmenkunden.
Key services
Online Banking, Girokonto (checking accounts), Kreditkarten (credit cards), Kredite und Finanzierungen (loans and financing), Sparen und Anlegen (savings and investments), Altersvorsorge (retirement planning), Versicherungen (insurance), Immobilien (real estate services), Private Banking
Content quality
excellent
Branding
consistent

Technology

Stack
JavaScript, CSS, HTML5
Performance
moderate
Mobile
good
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Secure login form
  • Cookie consent mechanism implemented

Analytics and tracking

Services
Google Universal Analytics
Tracking level
moderate
Privacy practices
good

Advertising

Tracking pixels
tdg (module.ksk-gp.de)
Transparency
good

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is professionally designed and well-structured
  2. Strong focus on regional banking services and customer support
  3. Comprehensive cookie and privacy consent mechanisms implemented
  4. Multiple contact channels including phone and online forms
  5. Social media presence on major platforms
  6. No signs of suspicious or malicious content
Technical notes

Notes

The website is built using Adobe Experience Manager CMS, leveraging modern HTML5, CSS, and JavaScript. It includes responsive design and accessibility features, providing a good user experience across devices. The site uses external resources from trusted domains and integrates analytics and marketing tools responsibly. Performance is moderate, with opportunities for optimization. No outdated or vulnerable libraries were detected. The technical infrastructure supports the bank's digital services effectively but could benefit from enhanced security header implementation and performance tuning.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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