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Security report for koop.cz

Kooperativa pojišťovna, a.s., Vienna Insurance Group · Energy · Czech Republic

Medium risk. 7 critical or high findings in GDPR outside view, Security headers and 1 other check.

Security score

72/100

Risk levelMedium

0–100, higher is better. How it is calculated

Kooperativa pojišťovna, a.s., part of the Vienna Insurance Group, is a leading insurance provider in the Czech Republic offering a broad portfolio of insurance products including property, motor, life, and health insurance. The company targets both individual and business customers, positioning itself as a trusted and professional insurer with a strong market presence. The website reflects a modern digital infrastructure built on React and Next.js, providing a responsive and user-friendly experience. Security measures such as HTTPS and security headers are properly implemented, though the absence of a published security policy and vulnerability disclosure reduces transparency. The lack of WHOIS data is a notable gap, but the overall business credibility remains high based on website content and branding. Strategic recommendations include enhancing security transparency, improving accessibility, and verifying domain registration details to strengthen trust.

Scanned

This is an earlier scan of koop.cz. View the latest report

NIS2 and GDPR posture

GDPR outside view
10/ 100 · Critical
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

7 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

  2. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

Need hands-on remediation? Email guard@offseq.com

Keep watching koop.cz

This scan found 17 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Full report

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
75
Security headers
70
Email security
85
DNS health
90
Network security
100
GDPR outside view
10
Average
72

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention koop.cz, from OffSeq Breach.

Total records
1,914
Employees
19
Customers
1,764
Third parties
131
Weak passwords
10%

Latest record dated 2026-05-05 · 26 subdomains affected

See the 10 newest leaked credentials

A one-off add-on to this report that lists the most recent identifier and password pairs OffSeq Breach holds for koop.cz.

Select it in the checkout above.

Masked preview

  • –adfs.koop.cz2026-05-05
  • –knz.koop.cz2026-05-05
  • –adfs.koop.cz2025-12-08
  • –study.koop.cz2025-11-13
  • –knz.koop.cz2025-10-20

Breach keeps ingesting new leaks, so these numbers can grow between scans.

Open in Breach(opens in a new tab)Monitor on Breach(opens in a new tab)

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Kooperativa operates in the insurance sector with a comprehensive product range serving a large customer base in the Czech Republic. Its affiliation with Vienna Insurance Group provides strong backing and market credibility. The business model focuses on direct and brokered insurance sales, supported by digital channels. The website's content and structure indicate a mature digital marketing approach with clear contact points and compliance with GDPR. The company benefits from trust signals such as professional design, clear policies, and social media presence. Growth opportunities may lie in expanding digital services and enhancing customer engagement through improved technical and security features.

Security posture

The website demonstrates a good security posture with enforced HTTPS, presence of key security headers, and no visible exposure of sensitive data. However, the absence of a dedicated security policy, incident response information, and vulnerability disclosure mechanisms indicates room for improvement in security transparency and readiness. GDPR compliance is evident through privacy and cookie policies. No critical vulnerabilities or malware indicators were found. Enhancing security documentation and implementing a security.txt file would improve the security culture and customer trust.

Recommendations

  1. Publish a comprehensive security policy and incident response plan on the website.
  2. Implement a vulnerability disclosure program or security.txt file to encourage responsible reporting.
  3. Improve website accessibility to meet higher standards for all users.
  4. Regularly audit and update third-party libraries to mitigate potential vulnerabilities.
  5. Verify and publish domain registration details to enhance trust and transparency.

Contact details published on the site

Addresses
Legal name
Kooperativa pojišťovna, a.s., Vienna Insurance Group
VAT number
CZ45244701
Registration number
45244701
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Kooperativa pojišťovna, a.s., Vienna Insurance Group
Description
Kooperativa is an insurance company offering a wide range of insurance products including property, motor, life, and health insurance primarily targeting individuals and businesses in the Czech Republic.
Key services
Property insurance, Motor insurance, Life insurance, Health insurance, Business insurance
Content quality
good
Branding
consistent

Technology

Stack
React, Next.js, JavaScript, CSS, Web Fonts (woff2)
Frameworks
Next.js
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
80/100
Good practices seen
  • HTTPS enforced
  • Security headers present
  • No exposed sensitive data in HTML

Analytics and tracking

Services
Google Analytics
Tracking level
moderate
Privacy practices
good

Advertising

Transparency
basic

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is fully accessible with no blocking or WAF challenges.
  2. Content is professional and relevant to insurance services.
  3. No WHOIS data available, which is unusual and warrants further investigation.
  4. Privacy and cookie policies are present and appear GDPR compliant.
  5. No explicit security or incident response policies published.
  6. No vulnerability disclosure or security.txt found.
  7. Technical stack is modern using React and Next.js.
  8. Good use of security headers and HTTPS.
  9. No suspicious or malicious content detected.
Technical notes

Notes

The website uses a modern technology stack centered on React and Next.js, enabling server-side rendering and good performance. The use of web fonts and responsive design ensures a consistent user experience across devices. SEO is supported by proper meta tags and structured data. Performance is moderate, with potential for optimization in loading times. Accessibility features are basic and could be enhanced. Hosting provider details are not explicitly identified. Overall, the technical infrastructure supports the business goals but could benefit from continuous modernization and performance tuning.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Earlier scans of this domain

  1. 73/100Medium24 findingsView report
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