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Security report for komercpoj.cz

KB Pojišťovna · Finance · Czech Republic

Medium risk. 8 critical or high findings in GDPR outside view, Email security and 2 other checks.

Security score

63/100

Risk levelMedium

0–100, higher is better. How it is calculated

KB Pojišťovna is a Czech Republic-based insurance company offering a broad range of life and non-life insurance products including property, travel, liability, and investment-linked insurance. The company targets individuals and families seeking comprehensive insurance coverage. The website is professionally designed, well-structured, and provides clear navigation and relevant content to support customer engagement and service delivery. Technically, the site uses modern JavaScript frameworks such as React, integrates analytics tools like Matomo and Facebook Pixel, and includes accessibility features via UserWay widget. The site is mobile optimized and SEO friendly, contributing to a positive user experience. Security posture is solid with HTTPS enforced and cookie consent mechanisms in place, although HTTP security headers are not visibly configured, and no explicit security policy or incident response information is published. WHOIS data is unavailable, which slightly reduces trust but the overall professional presentation and business information support legitimacy. The site is free from adult or questionable content and is fully accessible without WAF or blocking mechanisms. Strategic recommendations include enhancing security headers, publishing security policies, and adding vulnerability disclosure information to improve transparency and trust.

Scanned

NIS2 and GDPR posture

GDPR outside view
25/ 100 · Critical
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

8 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

  2. Email security

    SPF, DKIM and DMARC stop others sending email that looks like it comes from your domain, a common route to phishing and invoice fraud.

    • Critical

      No email authentication configured

      Domain is vulnerable to email spoofing

      What to do: Implement SPF, DKIM, and DMARC immediately

  3. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

Need hands-on remediation? Email guard@offseq.com

Keep watching komercpoj.cz

This scan found 23 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
72
Security headers
65
Email security
40
DNS health
75
Network security
100
GDPR outside view
25
Average
63

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention komercpoj.cz, from OffSeq Breach.

Total records
164
Employees
0
Customers
163
Third parties
1
Weak passwords
1%

5 subdomains affected

See the 10 newest leaked credentials

A one-off add-on to this report that lists the most recent identifier and password pairs OffSeq Breach holds for komercpoj.cz.

Select it in the checkout above.

Breach keeps ingesting new leaks, so these numbers can grow between scans.

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Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

KB Pojišťovna operates in the finance sector as an insurance provider with a large market presence in the Czech Republic. Its business model focuses on offering diverse insurance products tailored to various life situations, including travel, property, and life insurance. The company leverages digital channels effectively, providing online insurance services and claims reporting. The presence of a partner portal indicates a structured partnership ecosystem. The website content and navigation suggest a customer-centric approach targeting retail customers. The company maintains active social media channels and uses analytics to monitor user engagement. The lack of WHOIS data is a minor concern but does not detract significantly from the company's credibility given the professional online presence.

Security posture

The website demonstrates a good security posture with HTTPS enabled and cookie consent mechanisms compliant with GDPR. However, the absence of visible HTTP security headers such as Content Security Policy (CSP), Strict-Transport-Security (HSTS), and X-Frame-Options indicates room for improvement. No security policy or incident response contact information is published, which could enhance transparency and preparedness. No vulnerabilities or exposed sensitive data were detected in the HTML content. The use of third-party scripts like Facebook Pixel and Matomo requires ongoing monitoring to mitigate potential privacy risks. Overall, the security maturity is moderate to good but could be strengthened by implementing recommended headers and publishing security documentation.

Recommendations

  1. Implement comprehensive HTTP security headers including CSP, HSTS, and X-Frame-Options.
  2. Publish a clear security policy and incident response contact information on the website.
  3. Add a vulnerability disclosure program or security.txt file to encourage responsible reporting.
  4. Regularly audit and update third-party scripts to minimize privacy and security risks.
  5. Enhance transparency by publishing certifications and compliance attestations.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
KB Pojišťovna
Description
Životní a neživotní pojištění s maximální ochranou v nečekaných nepříjemných životních situacích. Výhodné životní a neživotní pojištění od KB.
Key services
Life insurance, Non-life insurance, Property insurance, Travel insurance, Liability insurance, Investment-linked insurance
Content quality
good
Branding
consistent

Technology

Stack
JavaScript, React, Matomo Analytics, Facebook Pixel, UserWay Accessibility Widget
Frameworks
React
Performance
moderate
Mobile
good
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Cookie consent banner implemented
  • No exposed sensitive data in HTML

Analytics and tracking

Services
Matomo, Facebook Analytics
Tracking level
moderate
Privacy practices
good

Advertising

Tracking pixels
Facebook Pixel, Matomo
Marketing tools
Facebook Pixel, Matomo Analytics
Transparency
good

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is professionally designed and content rich.
  2. No WHOIS data available, which is unusual but not necessarily suspicious.
  3. Clear contact phone number and social media presence.
  4. Cookie consent and privacy policy present and comprehensive.
  5. No visible security headers detected in HTML content.
  6. No email addresses explicitly found in HTML content.
  7. Multiple insurance product offerings clearly presented.
  8. Use of modern JavaScript frameworks and analytics tools.
  9. No signs of adult or questionable content.
  10. No WAF or blocking detected; site fully accessible.
Technical notes

Notes

The website is built using modern web technologies, primarily React for frontend rendering, supported by Kentico CMS for content management. It employs asynchronous JavaScript loading and lazy loading for images to optimize performance. Analytics are implemented via Matomo and Facebook Pixel, and accessibility is enhanced with the UserWay widget. The site is mobile responsive and SEO optimized with proper meta tags and structured navigation. Performance is moderate with room for improvement in loading speed and caching strategies. No hosting provider details were identified from the content. The technical infrastructure supports a professional and user-friendly digital experience but could benefit from enhanced security configurations and performance tuning.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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