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Security report for knowyouroptions.com

Fannie Mae · Finance · United States

Low risk. 1 critical or high finding in Security headers.

Security score

87/100

Risk levelLow

0–100, higher is better. How it is calculated

Fannie Mae is a government-sponsored enterprise focused on facilitating equitable and sustainable access to homeownership and affordable rental housing across the United States. The website yourhome.fanniemae.com serves as a consumer-facing portal providing mortgage financing information and reliable housing resources. The site targets homebuyers, renters, and housing professionals, positioning itself as a trusted leader in the US housing finance market. Key services include mortgage financing facilitation and housing information dissemination. Technically, the website is built on Drupal 11, leveraging modern JavaScript libraries and third-party analytics and optimization tools such as Visual Website Optimizer, Google Tag Manager, and Crazy Egg. The site demonstrates good mobile optimization and SEO practices, with structured data and Open Graph metadata implemented for enhanced search engine visibility and social media sharing. From a security perspective, the site enforces HTTPS with strong SSL configuration and implements key security headers. No exposed sensitive data or vulnerabilities were detected in the analyzed content. Privacy and cookie policies are comprehensive and include consent mechanisms, indicating good compliance with GDPR and related privacy regulations. However, explicit security policy and incident response contact information are not publicly available. Overall, the website presents a professional, trustworthy, and well-maintained digital presence consistent with a large enterprise in the finance and real estate sectors. Strategic recommendations include publishing a dedicated security policy page, incident response contacts, and a vulnerability disclosure program to further enhance transparency and security posture.

Scanned

NIS2 and GDPR posture

GDPR outside view
88/ 100 · Low
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

1 finding rated critical or high. Fix these first.

  1. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
90
Security headers
55
Email security
100
DNS health
90
Network security
100
GDPR outside view
88
Average
87

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention knowyouroptions.com, from OffSeq Breach.

No leaked records found

Breach holds no records for knowyouroptions.com right now. New leaks arrive continuously, so monitoring on Breach alerts you if that changes.

Monitor on Breach (opens in a new tab)

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Fannie Mae operates as a critical player in the US housing finance ecosystem, providing mortgage financing and housing information services. The business model is centered on supporting homeownership and affordable rental housing through government-sponsored initiatives. The website reflects a mature digital presence with consistent branding and comprehensive content targeting a broad audience including consumers and industry stakeholders. The use of advanced analytics and optimization tools suggests a data-driven approach to user experience and marketing. Partnerships with related domains and initiatives like futurehousingleaders.com indicate an active engagement in housing leadership and community development. The enterprise scale and sector focus on finance and real estate position Fannie Mae as a trusted and authoritative entity in its market.

Security posture

The website demonstrates a strong security posture with HTTPS enforced and robust SSL configuration. Security headers such as Strict-Transport-Security, X-Content-Type-Options, X-Frame-Options, and Content-Security-Policy are present, mitigating common web vulnerabilities. The site employs consent mechanisms for cookies, aligning with privacy regulations. No direct evidence of vulnerabilities or exposed sensitive data was found in the HTML content. However, the absence of a publicly accessible security policy or incident response contacts limits transparency. There is also no indication of a vulnerability disclosure program or security.txt file. Overall, the security maturity is good but could be improved by publishing explicit security governance documentation and contact channels.

Recommendations

  1. Publish a dedicated security policy page outlining security practices and commitments.
  2. Provide clear incident response contact information such as security@ or abuse@ email addresses.
  3. Implement and publicize a vulnerability disclosure program or security.txt file to encourage responsible reporting.
  4. Enhance accessibility features to improve compliance and user experience for all users.
  5. Regularly review and update third-party scripts and libraries to mitigate potential vulnerabilities.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Fannie Mae
Description
We facilitate equitable and sustainable access to homeownership and quality, affordable rental housing across America.
Key services
Mortgage financing, Housing information, Affordable rental housing facilitation
Content quality
good
Branding
consistent

Technology

Stack
Drupal 11, JavaScript, Visual Website Optimizer (VWO), Google Tag Manager, Crazy Egg
Frameworks
Drupal
Platforms
Web
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Use of security headers
  • No exposed sensitive data in HTML
  • Use of consent mechanisms for cookies

Analytics and tracking

Services
Google Tag Manager, Visual Website Optimizer (VWO), Crazy Egg
Tracking level
moderate
Privacy practices
good

Advertising

Ad networks
Crazy Egg
Tracking pixels
Visual Website Optimizer (VWO), Crazy Egg
Marketing tools
Visual Website Optimizer (VWO), Crazy Egg
Transparency
good

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is fully accessible with no blocking or WAF challenges.
  2. Content is professionally presented and relevant to mortgage financing and housing.
  3. Use of modern CMS (Drupal 11) and advanced analytics and optimization tools.
  4. Strong branding consistent with Fannie Mae corporate identity.
  5. No exposed sensitive information or security vulnerabilities detected in the HTML content.
  6. Privacy and cookie policies are present and comprehensive.
  7. No direct contact emails or phone numbers found on the homepage; contact is via form.
  8. WHOIS data for the subdomain is not separately available, which is typical for subdomains.
Technical notes

Notes

The website is built on Drupal 11, a modern and widely supported CMS platform, indicating a current and maintainable infrastructure. The use of Visual Website Optimizer, Google Tag Manager, and Crazy Egg reflects a mature approach to analytics, A/B testing, and user behavior tracking. Performance is moderate with asynchronous loading of scripts and mobile optimization in place. SEO is supported by comprehensive meta tags, Open Graph, and JSON-LD structured data. Accessibility is basic but could be enhanced. Hosting provider details are not explicitly identified. The technical stack and implementation support a professional and scalable web presence suitable for an enterprise-level organization.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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