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Security report for klp.no

KLP · Finance · Norway

Low risk. 4 critical or high findings in Security headers, GDPR outside view and 1 other check.

Security score

77/100

Risk levelLow

0–100, higher is better. How it is calculated

KLP is a large Norwegian mutual insurance company specializing in managing public sector pensions and offering complementary banking, insurance, and fund services. The company targets Norwegian municipalities, health sector employees, and public organizations, positioning itself as a trusted financial partner in the public sector. The website reflects a mature digital presence with a professional design, clear navigation, and comprehensive content tailored to its audience. Technically, the site uses modern frameworks such as React and Enonic CMS, integrates analytics and personalization tools like Google Tag Manager and Kameleoon, and maintains good performance and accessibility standards. Security posture is strong with HTTPS enforcement and appropriate security headers, although explicit security policies and incident response information are not publicly detailed. Privacy compliance is well addressed with clear privacy and cookie policies and consent mechanisms. The absence of WHOIS data is due to privacy protection by Norid, which is common and justified for financial institutions. Overall, KLP's website demonstrates a high level of professionalism, trustworthiness, and compliance suitable for its sector.

Scanned

NIS2 and GDPR posture

GDPR outside view
65/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

4 findings rated critical or high. Fix these first.

  1. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

  2. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      Third-party services without privacy policy

      Detected services: LinkedIn

      What to do: Document all third-party data sharing in your privacy policy

  3. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

Keep watching klp.no

This scan found 18 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
72
Security headers
55
Email security
85
DNS health
85
Network security
100
GDPR outside view
65
Average
77

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

KLP operates in the finance and government sectors, focusing on public sector pensions and related financial services. Its business model is mutual insurance, with five wholly owned subsidiaries providing specialized services. The company leverages digital channels to serve both individual members and business clients, offering login portals for pension, banking, insurance, and fund management. Strategic partnerships, such as referencing Finansportalen.no for price comparisons, enhance customer trust. The company maintains active social media profiles and provides extensive informational resources, indicating a customer-centric approach. The website's content and structure support KLP's market position as a leading pension and financial services provider in Norway's public sector.

Security posture

The website employs HTTPS with strong SSL configuration and includes multiple security headers, indicating adherence to best practices. No exposed sensitive data or vulnerable libraries were detected in the HTML content. Login areas are clearly marked and presumably secured. However, the site lacks publicly available detailed security policies, incident response plans, or vulnerability disclosure programs, which could enhance transparency and trust. The use of third-party analytics and personalization tools introduces a moderate tracking footprint, but privacy policies and cookie consent mechanisms are in place to mitigate compliance risks. Overall, the security posture is solid but could benefit from enhanced disclosure and formalized security communication.

Recommendations

  1. Publish a dedicated security policy and incident response information page to improve transparency.
  2. Implement and publicize a vulnerability disclosure program or security.txt file to encourage responsible reporting.
  3. Provide contact details for a Data Protection Officer or security contact to enhance trust and compliance.
  4. Regularly review and audit third-party scripts and libraries to ensure no vulnerabilities are introduced.
  5. Enhance user education on privacy and security practices through visible notices or FAQs.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
KLP
Description
KLP er et gjensidig forsikringsselskap med fem heleide datterselskaper organisert som aksjeselskaper. KLP forvalter offentlig tjenestepensjon på vegne av eierne våre.
Key services
Public sector pension management, Banking services, Insurance products, Mutual funds
Content quality
good
Branding
consistent

Technology

Stack
JavaScript, React, Google Tag Manager, Kameleoon (A/B testing and personalization), Siteimprove Analytics
Frameworks
React
Performance
moderate
Mobile
good
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Security headers present
  • No exposed sensitive data in HTML
  • Secure login links
  • No visible vulnerable libraries

Analytics and tracking

Services
Siteimprove Analytics, Google Tag Manager
Tracking level
moderate
Privacy practices
good

Advertising

Tracking pixels
Siteimprove Analytics, Kameleoon
Marketing tools
Kameleoon
Transparency
good

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is fully accessible with no blocking or WAF challenges
  2. Content is in Norwegian and targeted at public sector employees and organizations
  3. Strong focus on pension, banking, insurance, and fund services
  4. Use of modern web technologies and analytics tools
  5. Clear privacy and cookie policies with consent mechanisms
  6. No visible security or privacy red flags in content or scripts
  7. WHOIS data unavailable, likely due to privacy protection by Norid
  8. Social media presence on LinkedIn and Twitter supports legitimacy
Technical notes

Notes

The website is built on a modern technology stack including React and Enonic CMS, with integrations for analytics (Siteimprove, Google Tag Manager) and personalization (Kameleoon). The site demonstrates good mobile optimization, accessibility, and SEO practices. Performance is moderate, with video content optimized to load conditionally based on viewport size. The use of multiple CSS and JS assets is well managed. Hosting details are not explicitly identified but the domain uses HTTPS with strong SSL. The site architecture supports both individual and business user segments with dedicated subdomains and portals. Opportunities exist to further modernize by consolidating scripts and enhancing performance metrics. No technical debt or critical risks were identified from the HTML content analysis.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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