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Security report for kakaopayinscorp.co.kr

카카오페이손해보험 · Finance · South Korea

Medium risk. 8 critical or high findings in Email security, Security headers and 2 other checks.

Security score

60/100

Risk levelMedium

0–100, higher is better. How it is calculated

Kakao Pay Insurance Corp. is a Korean insurance company established in 2022, operating under the Kakao Pay brand. It offers a broad range of insurance products including driver, health, travel, and child insurance, targeting general consumers in Korea. The website is professionally designed, mobile-optimized, and provides clear navigation and comprehensive product information. Customer testimonials and regulatory certifications enhance trust and credibility. Technically, the site uses modern JavaScript frameworks, integrates multiple analytics and marketing tools, and is hosted by a reputable provider. Security posture is strong with HTTPS, security headers, and domain protections, though explicit security policies and vulnerability disclosures are absent. Privacy compliance is basic with policies present but lacking cookie consent mechanisms. Overall, the site is trustworthy and well-positioned in the Korean insurance market.

Scanned

NIS2 and GDPR posture

GDPR outside view
53/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

8 findings rated critical or high. Fix these first.

  1. Email security

    SPF, DKIM and DMARC stop others sending email that looks like it comes from your domain, a common route to phishing and invoice fraud.

    • Critical

      No email authentication configured

      Domain is vulnerable to email spoofing

      What to do: Implement SPF, DKIM, and DMARC immediately

  2. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Strict-Transport-Security header

      Forces HTTPS connections

      What to do: Add "Strict-Transport-Security: max-age=31536000; includeSubDomains; preload"

      • CWE-319
      • OWASP A04:2025
      • ASVS V3.4.1
    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

  3. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

Need hands-on remediation? Email guard@offseq.com

Keep watching kakaopayinscorp.co.kr

This scan found 26 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
77
Security headers
15
Email security
40
DNS health
75
Network security
100
GDPR outside view
53
Average
60

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The company leverages the strong Kakao Pay brand to enter the insurance market with a digital-first approach. Its product portfolio covers diverse insurance needs, appealing to families, travelers, and individuals. The business model focuses on direct online sales and streamlined claims via KakaoTalk integration. The presence of a dedicated recruitment partner domain indicates growth ambitions. Marketing efforts include retargeting and analytics to optimize customer acquisition. The company is medium-sized, newly founded, and operates in the finance sector with a focus on insurance. Transparent WHOIS data and regulatory compliance signals support legitimacy. The company’s ecosystem includes social media engagement and digital customer service channels.

Security posture

The website demonstrates a mature security posture with enforced HTTPS, clientTransferProhibited domain status, and multiple security headers. No sensitive data leakage or vulnerable libraries were detected. However, the absence of a public security policy, incident response information, and vulnerability disclosure reduces transparency. Privacy compliance is partial, lacking explicit cookie consent mechanisms and GDPR indicators. The company should enhance its security documentation and user privacy controls to meet higher compliance standards. Incident response readiness and communication channels for security issues are not publicly visible, representing an area for improvement.

Recommendations

  1. Implement a clear cookie consent banner to comply with privacy regulations and enhance user trust.
  2. Publish a dedicated security policy and incident response page to improve transparency and preparedness.
  3. Establish a vulnerability disclosure program or security.txt file to encourage responsible reporting.
  4. Enhance GDPR compliance indicators and data protection officer visibility to align with international standards.
  5. Regularly audit third-party scripts and tracking tools to minimize privacy risks and improve performance.

Contact details published on the site

Addresses
Legal name
주식회사 카카오페이손해보험
Registration number
620-88-02208
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
카카오페이손해보험
Description
일상을 안심으로 케어하는 새로운 보험
Key services
운전자보험, 건강보험, 초중학생보험, 영유아보험, 선물하는 자녀보험, 해외여행보험, 해외장기체류보험, 국내여행단체보험, 전세안심보험, 골프보험
Content quality
excellent
Branding
consistent

Technology

Stack
JavaScript, Google Tag Manager, Facebook Pixel, Taboola, Naver Analytics, AWS DNS
Frameworks
React
Platforms
Web
Performance
fast
Mobile
excellent
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Client transfer prohibited domain status
  • No exposed sensitive data in HTML
  • Use of security headers

Analytics and tracking

Services
Google Analytics, Naver Analytics, Facebook Pixel
Tracking level
moderate
Privacy practices
basic

Advertising

Ad networks
Taboola
Tracking pixels
Facebook Pixel, Naver Analytics
Marketing tools
Taboola, Facebook Pixel
Transparency
good

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is fully accessible with no blocking or WAF challenges.
  2. Content is professionally presented in Korean language targeting Korean consumers.
  3. Comprehensive insurance product offerings with clear navigation.
  4. Multiple customer testimonials enhance trust.
  5. Contact information and company details are clearly provided.
  6. Use of modern tracking and marketing technologies.
  7. No explicit security policy or incident response page found.
  8. No vulnerability disclosure or security.txt present.
  9. Privacy and cookie policies exist but cookie consent mechanism is missing.
Technical notes

Notes

The website uses a modern JavaScript framework likely React, supported by modular CSS and asynchronous script loading for performance. It integrates Google Tag Manager, Facebook Pixel, Taboola, and Naver Analytics for marketing and tracking. Hosting is managed by Megazone, a reputable Korean cloud provider. The site is mobile-optimized with good accessibility features and SEO meta tags. Performance is fast with minimal blocking scripts. No CMS detected, indicating a custom-built platform. Technical risks are low but reliance on multiple third-party trackers requires ongoing privacy management. The site’s infrastructure supports scalability and digital marketing needs effectively.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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