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Security report for kakaoinsure.com

카카오페이손해보험 (Kakao Pay Insurance Corp.) · Finance · South Korea

Medium risk. 8 critical or high findings in Email security, Security headers and 2 other checks.

Security score

60/100

Risk levelMedium

0–100, higher is better. How it is calculated

Kakao Pay Insurance Corp. is a South Korean insurance company established in 2022, operating under the Kakao Pay brand. The company offers a broad range of insurance products including driver insurance, health insurance, travel insurance, and specialized insurances for children and mobile phones. Positioned as a digitally native insurer, it leverages modern web technologies and integrates with Kakao's ecosystem to provide accessible insurance services to the general public in South Korea. The website is professionally designed, mobile-optimized, and provides clear navigation and comprehensive product information. Contact details and customer testimonials enhance trust and credibility. Technically, the website uses modern frameworks such as React, integrates multiple analytics and marketing tools including Google Tag Manager, Facebook Pixel, and Taboola, and is hosted by Megazone with AWS DNS servers. The site enforces HTTPS and shows good security practices, although explicit security headers and cookie consent mechanisms could be improved. The WHOIS data is transparent and consistent with the business claims, showing no privacy protection and a domain age appropriate for the company's founding date. Security posture is solid with no visible vulnerabilities or exposed sensitive data. However, the absence of a visible security policy or incident response information and lack of cookie consent mechanism indicate areas for compliance and security enhancement. Overall, the website and business demonstrate a high level of professionalism and trustworthiness, suitable for a financial services provider in the digital age.

Scanned

NIS2 and GDPR posture

GDPR outside view
53/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

8 findings rated critical or high. Fix these first.

  1. Email security

    SPF, DKIM and DMARC stop others sending email that looks like it comes from your domain, a common route to phishing and invoice fraud.

    • Critical

      No email authentication configured

      Domain is vulnerable to email spoofing

      What to do: Implement SPF, DKIM, and DMARC immediately

  2. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Strict-Transport-Security header

      Forces HTTPS connections

      What to do: Add "Strict-Transport-Security: max-age=31536000; includeSubDomains; preload"

      • CWE-319
      • OWASP A04:2025
      • ASVS V3.4.1
    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

  3. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

Need hands-on remediation? Email guard@offseq.com

Keep watching kakaoinsure.com

This scan found 26 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
77
Security headers
15
Email security
40
DNS health
75
Network security
100
GDPR outside view
53
Average
60

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Kakao Pay Insurance Corp. operates in the competitive South Korean insurance market with a focus on digital-first insurance products. Its affiliation with Kakao Pay provides a strategic advantage in customer acquisition and brand recognition. The company targets a broad demographic including individuals seeking travel, health, and specialized insurance products. Revenue streams likely include premiums from various insurance products and possibly partnerships within the Kakao ecosystem. The company maintains a recruitment partner site indicating growth and talent acquisition efforts. Customer testimonials and certifications support a trustworthy brand image. The use of multiple marketing and analytics tools suggests active customer engagement and data-driven marketing strategies.

Security posture

The website demonstrates a mature security posture with HTTPS enforced and domain registration protections in place. No critical vulnerabilities or exposed sensitive data were detected. The use of clientTransferProhibited status in WHOIS adds domain transfer security. However, the lack of explicit security headers such as Content-Security-Policy and absence of a public security or incident response policy page are gaps. No dedicated incident response or abuse contact information is visible. Cookie consent mechanisms are missing, which may impact privacy compliance. Overall, the security maturity is good but could be enhanced with formalized policies and improved header configurations.

Recommendations

  1. Implement and verify comprehensive security headers including Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options.
  2. Add a visible security policy and incident response contact information on the website to improve transparency and readiness.
  3. Introduce a cookie consent banner or mechanism to comply with privacy regulations and enhance user trust.
  4. Regularly audit third-party scripts and tracking tools to minimize security risks and ensure privacy compliance.
  5. Develop a long-term security strategy including employee training, incident response drills, and continuous monitoring.

Contact details published on the site

Addresses
Legal name
(주)카카오페이손해보험
Registration number
620-88-02208
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
카카오페이손해보험 (Kakao Pay Insurance Corp.)
Description
일상을 안심으로 케어하는 새로운 보험 (New insurance caring for daily life with peace of mind)
Key services
운전자보험 (Driver Insurance), 건강보험 (Health Insurance), 초중학생보험 (Elementary and Middle School Student Insurance), 영유아보험 (Infant and Toddler Insurance), 선물하는 자녀보험 (Gift Child Insurance), 해외여행보험 (Overseas Travel Insurance), 해외장기체류보험 (Long-term Overseas Stay Insurance), 국내여행단체보험 (Domestic Group Travel Insurance), 전세안심보험 (Jeonse Deposit Insurance), 골프보험 (Golf Insurance)
Content quality
good
Branding
consistent

Technology

Stack
Google Tag Manager, Facebook Pixel, Taboola, Naver Analytics, AWS DNS
Frameworks
React
Performance
moderate
Mobile
good
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • No exposed sensitive data in HTML
  • Use of security status clientTransferProhibited in WHOIS

Analytics and tracking

Services
Google Analytics (via GTM), Naver Analytics, Facebook Pixel
Tracking level
moderate
Privacy practices
basic

Advertising

Ad networks
Taboola
Tracking pixels
Facebook Pixel, Naver Analytics
Marketing tools
Taboola, Facebook Pixel
Transparency
good

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is fully accessible with rich content.
  2. No WAF or security challenge detected.
  3. Strong branding consistent with Kakao Pay group.
  4. Multiple insurance products clearly listed.
  5. Contact info and legal disclaimers are present and clear.
  6. Use of modern web technologies and tracking tools.
  7. No explicit cookie consent mechanism found.
  8. No visible security or incident response policy pages.
  9. Good customer testimonials enhance trust.
  10. WHOIS data fully transparent and consistent.
Technical notes

Notes

The website is built on a modern JavaScript framework, likely React, with modular JavaScript and CSS assets. It uses Google Tag Manager for analytics and marketing tag management, Facebook Pixel and Taboola for advertising and retargeting, and Naver Analytics for local market insights. Hosting is provided by Megazone with AWS DNS infrastructure, indicating reliable and scalable backend support. Performance is moderate with good mobile optimization and accessibility features. SEO is well addressed with proper meta tags and Open Graph data. The site lacks a CMS, suggesting a custom-built solution tailored for the insurance business. Opportunities exist to enhance performance and security header implementation.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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