Skip to main content

Security report for jtbanka.sk

J&T BANKA · Finance · Slovakia

Medium risk. 5 critical or high findings in GDPR outside view, SSL/TLS and 1 other check.

Security score

63/100

Risk levelMedium

0–100, higher is better. How it is calculated

J&T BANKA is a Slovak financial institution specializing in private banking and investment services, targeting affluent clients seeking wealth management solutions. The website presents a professional and content-rich platform highlighting investment products such as bonds, funds, and investment gold, supported by a consistent brand image and clear contact channels. Technically, the site uses modern JavaScript libraries and frameworks, including jQuery, Bootstrap, and Google Tag Manager, with a CMS platform named WebJET. Security posture is solid with HTTPS enforced and cookie consent mechanisms in place, though some security headers and explicit incident response contacts are missing. Overall, the site is trustworthy, well-maintained, and compliant with GDPR requirements.

Scanned

NIS2 and GDPR posture

GDPR outside view
40/ 100 · High
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

5 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      Third-party services without privacy policy

      Detected services: Google Analytics, Facebook, Twitter, LinkedIn, YouTube

      What to do: Document all third-party data sharing in your privacy policy

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • Critical

      Unable to retrieve SSL certificate

      Could not establish secure connection to retrieve certificate information

      What to do: Check if the server is accessible and SSL/TLS is properly configured

  3. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

Need hands-on remediation? Email guard@offseq.com

Keep watching jtbanka.sk

This scan found 15 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

Email alerts on material changes and an exportable JSON history of every change.

Billed monthly to your card. Cancel anytime. The full timeline opens with your unlock code.

Full report

€39.90one-time

  • The complete analysis as a PDF you can cite
  • Email delivery with an unlock code
  • Lifetime access to this report

Prices incl. 21% VAT. Secure checkout by Mollie; sold by SEQ SIA, Latvia.

Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
0
Security headers
70
Email security
80
DNS health
85
Network security
100
GDPR outside view
40
Average
63

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention jtbanka.sk, from OffSeq Breach.

No leaked records found

Breach holds no records for jtbanka.sk right now. New leaks arrive continuously, so monitoring on Breach alerts you if that changes.

Monitor on Breach (opens in a new tab)

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The company positions itself as a premium private banking and investment service provider in Slovakia, offering a broad portfolio of financial products. Its market presence is reinforced by awards and a professional digital presence. The business model focuses on wealth management for high-net-worth individuals, with services extending to corporate clients. The website integrates marketing and analytics tools to optimize user engagement and track performance. Partnerships with related domains and a dedicated wealth report site indicate a strategic ecosystem supporting client education and brand authority.

Security posture

The website demonstrates a mature security posture with enforced HTTPS, cookie consent aligned with GDPR, and no visible exposure of sensitive data. However, the absence of explicit security policies and incident response contacts limits transparency. The use of multiple third-party scripts necessitates ongoing vulnerability management. Security headers such as Content-Security-Policy and X-Frame-Options are not detected, representing an area for improvement. Overall, the security risk is low but can be enhanced by adopting best practices and publishing clear security documentation.

Recommendations

  1. Implement and publish a dedicated security policy page detailing security practices and incident response procedures.
  2. Add standard security headers (Content-Security-Policy, X-Frame-Options, X-Content-Type-Options) to enhance protection against common web attacks.
  3. Provide explicit contact information for security incidents, such as security@ or abuse@ email addresses.
  4. Enhance accessibility features to improve compliance and user experience for all users.
  5. Regularly audit and update third-party libraries and scripts to mitigate potential vulnerabilities.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
J&T BANKA
Description
J&T BANKA helps to grow your wealth, satisfying the needs of the most demanding clients. Investment and term deposits, bonds, funds, investment gold.
Key services
Investment deposits, Funds, Bonds, Regular investments, Securities trading, Investment gold, Term deposits, Deposit accounts, Payment cards, Corporate banking services
Content quality
excellent
Branding
consistent

Technology

Stack
jQuery, Bootstrap, Slick Slider, Google Tag Manager, Google Analytics, Modernizr, Toastr, Rangeslider, iframeResizer, Vue Web Components
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Cookie consent mechanism
  • No exposed sensitive data in HTML

Analytics and tracking

Services
Google Analytics, Google Tag Manager
Tracking level
moderate
Privacy practices
good

Advertising

Ad networks
Google Ads
Marketing tools
Toastr
Transparency
good

Site quality

Design
excellent
User experience
good
Content relevance
excellent
Navigation
good
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is professionally designed and content-rich
  2. Strong focus on investment and private banking services
  3. Comprehensive cookie consent and privacy mechanisms implemented
  4. No visible security policy or incident response email
  5. Multiple external trusted domains linked for social media and analytics
  6. No suspicious or malicious content detected
Technical notes

Notes

The website is built on a modern technology stack including jQuery, Bootstrap, and Vue Web Components, supported by a proprietary CMS (WebJET). It integrates Google Tag Manager and Google Analytics for tracking and marketing purposes. Performance is moderate with responsive design and mobile optimization present. SEO is well addressed with proper meta tags and Open Graph data. The site uses lazy loading for images and sliders for dynamic content presentation. Some technical debt is indicated by multiple legacy scripts and the absence of advanced security headers. Hosting details are not explicit but the site is served over HTTPS with valid certificates.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Reviews of this site

Share your experience with jtbanka.sk. Every review is verified by email and published after moderation.

Overall rating
Select a rating
4000 characters remaining

We’ll email you to confirm your review and keep your details private.

Community rating

No published reviews yet. Be the first to review jtbanka.sk.

Feedback on this report

Rate this report, add an optional comment, and tell us if you want a security specialist to follow up.

Overall report quality
Select a rating
2000 characters remaining

We only use your feedback to improve Guard reports. Contact details are never shared.