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Security report for jtbank.eu

J&T BANKA, a.s. · Finance · Czech Republic

Medium risk. 7 critical or high findings in GDPR outside view, Email security and 2 other checks.

Security score

66/100

Risk levelMedium

0–100, higher is better. How it is calculated

J&T BANKA, a.s. is a reputable private and investment bank headquartered in Prague, Czech Republic, with a strong presence across Europe including Slovakia and Croatia. The bank specializes in bespoke wealth management, investment funds, corporate bond issuance, and project financing, targeting high net worth individuals and sophisticated corporate clients. The website reflects a mature digital presence built on modern technologies such as Next.js and React, with integrated analytics via Piwik PRO. Security posture is strong with HTTPS enforcement and appropriate security headers, though explicit security policies and incident response contacts are not prominently published. Overall, the site demonstrates professionalism, trustworthiness, and compliance with banking industry standards, supporting the bank's market position and client trust.

Scanned

NIS2 and GDPR posture

GDPR outside view
40/ 100 · High
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

7 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

  2. Email security

    SPF, DKIM and DMARC stop others sending email that looks like it comes from your domain, a common route to phishing and invoice fraud.

    • Critical

      No email authentication configured

      Domain is vulnerable to email spoofing

      What to do: Implement SPF, DKIM, and DMARC immediately

  3. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

Need hands-on remediation? Email guard@offseq.com

Keep watching jtbank.eu

This scan found 21 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
77
Security headers
65
Email security
40
DNS health
75
Network security
100
GDPR outside view
40
Average
66

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention jtbank.eu, from OffSeq Breach.

No leaked records found

Breach holds no records for jtbank.eu right now. New leaks arrive continuously, so monitoring on Breach alerts you if that changes.

Monitor on Breach (opens in a new tab)

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

J&T BANKA operates in the finance and banking sector, focusing on private banking and investment services. It leverages its parent company J&T Finance Group SE's resources and subsidiaries to maintain a competitive edge in Central and Eastern Europe. The bank's business model centers on personalized client relationships, offering tailored financial products beyond standard market offerings. Its Moody’s Baa2 rating and extensive documentation on pricing, terms, and mandatory disclosures indicate regulatory compliance and financial stability. The target audience includes affluent individuals and corporate clients seeking asset growth and protection. The bank's digital ecosystem supports client engagement through detailed content and secure online services.

Security posture

The website employs HTTPS with strong SSL configuration and includes key security headers such as HSTS, CSP, and X-Frame-Options, indicating adherence to best practices. No exposed sensitive data or vulnerable libraries were detected in the HTML content. However, the absence of a publicly accessible security policy or vulnerability disclosure program limits transparency. Incident response contacts are not explicitly provided, which could be improved to enhance security readiness. The use of Piwik PRO analytics suggests moderate user tracking with some privacy considerations. Overall, the security posture is solid but could benefit from enhanced policy disclosures and incident response visibility.

Recommendations

  1. Publish a dedicated security policy and vulnerability disclosure program to increase transparency and trust.
  2. Add clear incident response contact information such as security@ or abuse@ email addresses.
  3. Regularly audit and update third-party scripts and analytics tools to mitigate potential vulnerabilities.
  4. Enhance privacy compliance by explicitly publishing GDPR-related information and cookie consent details.
  5. Implement continuous monitoring and reporting of security headers and SSL configurations to maintain high security standards.

Contact details published on the site

Addresses
Legal name
J&T BANKA, a.s.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
J&T BANKA, a.s.
Description
J&T Banka is a distinguished private and investment bank based in the Czech Republic, offering bespoke wealth management and investment services across Europe. The bank focuses on individuals, families, and companies aiming for growth, asset protection, and intergenerational wealth transfer. It emphasizes long-term partnerships based on trust and understanding, providing tailored financial solutions including portfolio management, bond issuance, and project financing.
Key services
wealth management, investment funds, corporate bond issuance, project financing, art and concierge services
Content quality
excellent
Branding
consistent

Technology

Stack
Next.js, React, Piwik PRO analytics
Frameworks
Next.js
Performance
moderate
Mobile
good
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Security headers present
  • No exposed sensitive data in HTML
  • No vulnerable libraries detected

Analytics and tracking

Services
Piwik PRO
Tracking level
moderate
Privacy practices
basic

Advertising

Tracking pixels
Piwik PRO
Marketing tools
Piwik PRO
Transparency
basic

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is professionally designed and content-rich.
  2. No WHOIS data available publicly due to EURid privacy policy.
  3. Strong focus on private and investment banking services.
  4. Comprehensive legal and price documentation available.
  5. No signs of phishing or malware.
  6. Uses modern web technologies and analytics.
  7. No visible security or privacy policy pages explicitly found.
  8. Contact information is clearly presented and verified.
  9. No WAF or blocking mechanisms detected.
Technical notes

Notes

The website is built using modern web technologies including Next.js and React, supported by Kentico Kontent CMS for content management. It integrates Piwik PRO for analytics and tracking. The site demonstrates good mobile optimization, accessibility, and SEO practices with comprehensive meta tags and Open Graph data. Performance is moderate, with multiple CSS and JS assets loaded asynchronously. The hosting provider is not explicitly identified. The technical infrastructure supports a professional and scalable digital presence suitable for a financial institution. Opportunities exist to improve performance optimization and enhance security transparency.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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