Skip to main content

Security report for iwallet.com

iWallet · Finance · N/a

Medium risk. 5 critical or high findings in Security headers, GDPR outside view and 1 other check.

Security score

68/100

Risk levelMedium

0–100, higher is better. How it is calculated

iWallet is a specialized payment processing platform targeting home service and field service businesses, offering a secure mobile app for contactless payments, mobile check deposits, and reputation management. The company positions itself as a leading Field Service Point of Sale (FPOS) solution with a focus on ease of use, security, and operational efficiency. The website reflects a professional and consistent brand image with strong trust indicators such as BBB accreditation and multiple security certifications. Technically, the site uses a modern but somewhat dated tech stack including jQuery and Bootstrap 3, with integrations for analytics and live chat. Hosting is via Cloudflare, ensuring good performance and security at the network level. Security posture is strong with SSL encryption and fraud protection, though improvements are possible by enabling DNSSEC and adding security headers. Privacy compliance is addressed with clear policies but lacks an explicit cookie consent mechanism. Overall, the site is well-structured, mobile-optimized, and trustworthy, supporting a small but focused business model.

Scanned

NIS2 and GDPR posture

GDPR outside view
68/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

5 findings rated critical or high. Fix these first.

  1. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Strict-Transport-Security header

      Forces HTTPS connections

      What to do: Add "Strict-Transport-Security: max-age=31536000; includeSubDomains; preload"

      • CWE-319
      • OWASP A04:2025
      • ASVS V3.4.1
    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

  2. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

  3. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak SSL Key Length

      SSL certificate uses 256-bit key, which is considered weak

      What to do: Use at least 2048-bit RSA or 256-bit ECC key

      • CWE-326
      • OWASP A04:2025
      • Mozilla TLS: Mozilla Server Side TLS 6.0 intermediate: rsa_key_size 2048

Need hands-on remediation? Email guard@offseq.com

Keep watching iwallet.com

This scan found 23 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

Email alerts on material changes and an exportable JSON history of every change.

Billed monthly to your card. Cancel anytime. See sample alerts.

Full report

€39.90one-time

  • The complete analysis as a PDF you can cite
  • Email delivery with an unlock code
  • Lifetime access to this report

Prices incl. 21% VAT. Secure checkout by Mollie; sold by SEQ SIA, Latvia.

Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
75
Security headers
15
Email security
70
DNS health
80
Network security
100
GDPR outside view
68
Average
68

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The company operates in the finance and technology sectors, focusing on payment solutions for home service providers. Its business model revolves around providing a mobile wallet and payment processing platform with value-added features like reputation management and mobile check deposits. The presence of partnerships with major payment processors and banks such as Stripe, PayPal, Wells Fargo, and Adyen indicates a robust ecosystem supporting its services. Customer testimonials and BBB accreditation enhance credibility. The company targets small to medium-sized home service businesses, emphasizing ease of use and cost savings. The domain age (since 2000) supports a mature business presence. The lack of a parent company or subsidiaries suggests an independent operation. Growth potential lies in expanding integrations and enhancing security and compliance features.

Security posture

The website demonstrates a solid security foundation with HTTPS enforced, 256-bit SSL encryption, and bank-level security claims. It uses recognized security certifications like TRUSTe, Verisign, Norton, and RSA, and mentions insurance coverage by The Hartford. Fraud protection features are highlighted, including built-in alerts for high-risk transactions. However, the absence of DNSSEC and missing security headers represent areas for improvement. No incident response or vulnerability disclosure information is published, which could affect transparency and trust. No exposed sensitive data or vulnerable libraries were detected. Overall, the security posture is good but could be enhanced by adopting additional best practices and publishing security policies.

Recommendations

  1. Enable DNSSEC on the domain to improve DNS security and prevent spoofing.
  2. Implement and publish a comprehensive security policy and incident response contact information.
  3. Add explicit cookie consent mechanisms to comply fully with GDPR and other privacy regulations.
  4. Introduce security headers such as Content Security Policy (CSP), HSTS, X-Frame-Options, and X-XSS-Protection.
  5. Enhance website accessibility features to meet WCAG standards and improve user inclusivity.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
iWallet
Description
iWallet is a secure mobile payment app designed for field service businesses to accept payments in the field, including contactless credit/debit card payments, mobile check deposits, and reputation management features.
Key services
Contactless payment processing, Mobile check deposit, Reputation management, API access, Sub-account management
Content quality
good
Branding
consistent

Technology

Stack
jQuery, Bootstrap 3.4.1, Owl Carousel, Google Analytics, Facebook Pixel, Tawk.to live chat
Platforms
Web, iOS (App Store), Android (Google Play)
Performance
moderate
Mobile
good
Accessibility
basic
SEO
basic

Security

Observed score
85/100
Good practices seen
  • 256-bit SSL encryption
  • Bank-level security and anonymity
  • Encrypted payment transactions
  • Use of trusted security certifications
  • Fraud protection with built-in alerts

Analytics and tracking

Services
Google Analytics, Facebook Pixel
Tracking level
moderate
Privacy practices
basic

Advertising

Tracking pixels
Facebook Pixel
Marketing tools
Tawk.to live chat
Transparency
basic

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is fully accessible with no blocking or WAF challenges.
  2. Content is professionally presented with clear business focus on mobile payment solutions for field service providers.
  3. Strong trust signals including BBB accreditation, customer testimonials, and multiple security certifications.
  4. Use of modern web technologies and integration with major payment and financial partners.
  5. Security practices are good but could be improved with additional headers and DNSSEC.
  6. Privacy and cookie policies are present but cookie consent mechanism is missing.
  7. No explicit security policy or incident response contact information found.
  8. No visible forms collecting personal data on the main page; sign-up and login redirect to app.iwallet.com.
Technical notes

Notes

The website uses a traditional tech stack with jQuery and Bootstrap 3.4.1, which is functional but somewhat outdated compared to modern frameworks. It integrates Owl Carousel for UI components and uses Google Analytics and Facebook Pixel for tracking. Hosting is via Cloudflare, providing CDN and security benefits. The site is mobile-optimized and loads with moderate performance. SEO is basic with meta tags present but no advanced structured data like JSON-LD detected. No CMS is identified, suggesting a custom or static site. Technical risks include reliance on older libraries and missing DNSSEC. Opportunities exist to modernize the stack, improve SEO with structured data, and enhance performance and accessibility.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Reviews of this site

Share your experience with iwallet.com. Every review is verified by email and published after moderation.

Overall rating
Select a rating
4000 characters remaining

We’ll email you to confirm your review and keep your details private.

Community rating

No published reviews yet. Be the first to review iwallet.com.

Feedback on this report

Rate this report, add an optional comment, and tell us if you want a security specialist to follow up.

Overall report quality
Select a rating
2000 characters remaining

We only use your feedback to improve Guard reports. Contact details are never shared.