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Security report for infina.at

INFINA · Finance · Austria

High risk. 7 critical or high findings in GDPR outside view, SSL/TLS and 1 other check.

Security score

36/100

Risk levelHigh

0–100, higher is better. How it is calculated

INFINA is a leading independent credit brokerage firm in Austria specializing in residential construction financing. The company offers comprehensive credit comparison services from over 120 banks, personal consultation, and a wide range of financial tools to assist customers in securing optimal mortgage financing. Their extensive network of over 100 local partners ensures personalized service throughout Austria. The website reflects a mature and professional business with excellent content quality and user experience, targeting individuals and families seeking home financing solutions. Technically, the site is built on TYPO3 CMS with modern web technologies and includes interactive calculators and consent management tools. However, a critical security gap exists due to the absence of a valid SSL certificate and HTTPS support, which significantly impacts the site's security posture. Privacy compliance is well addressed with GDPR-aligned policies and cookie consent mechanisms. Overall, the business demonstrates strong credibility and market position but must urgently address its SSL/TLS configuration to improve security and trust.

Scanned

NIS2 and GDPR posture

GDPR outside view
0/ 100 · Critical
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

7 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • Critical

      No HTTPS encryption

      GDPR requires appropriate security measures for personal data

      What to do: Implement SSL/TLS certificate for HTTPS

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • Critical

      No HTTPS Encryption

      Website does not use HTTPS encryption, making all data transmission vulnerable to interception

      What to do: Implement SSL/TLS certificate and redirect all HTTP traffic to HTTPS

  3. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

Need hands-on remediation? Email guard@offseq.com

Keep watching infina.at

This scan found 18 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
0
Security headers
40
Email security
50
DNS health
85
Network security
40
GDPR outside view
0
Average
36

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention infina.at, from OffSeq Breach.

No leaked records found

Breach holds no records for infina.at right now. New leaks arrive continuously, so monitoring on Breach alerts you if that changes.

Monitor on Breach (opens in a new tab)

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

INFINA holds a dominant position as Austria's largest independent credit broker, leveraging a broad partnership ecosystem with over 120 banks and a network of local advisors. Their business model focuses on providing unbiased credit comparisons and personalized financing solutions, generating revenue through commissions on successful loan placements. The company targets the residential financing market, serving a broad customer base including homebuyers and property investors. Their digital presence supports lead generation through calculators and online inquiries, complemented by offline advisory services. Media presence and customer testimonials reinforce brand trust. Strategic partnerships with financial institutions and embedded third-party services like profin.at enhance their service offerings. Growth indicators include a large customer base and extensive local presence. The company appears well-positioned to maintain and expand its market share in Austria's mortgage brokerage sector.

Security posture

The website's security maturity is currently low due to the lack of a valid SSL certificate and absence of HTTPS, exposing users to potential data interception risks. While some security headers like HSTS and X-Content-Type-Options are present, the SSL configuration is incomplete and no modern TLS protocols are enabled. No evidence of incident response or vulnerability disclosure policies is found, indicating limited preparedness for security incidents. Privacy compliance is strong, with GDPR-aligned policies and explicit cookie consent mechanisms. The site uses no known vulnerable libraries and employs secure form practices. To improve security posture, immediate installation of a valid SSL certificate and enabling HTTPS is critical. Additional enhancements include enabling OCSP stapling, session resumption, and certificate transparency compliance. Overall, the security risks pose a moderate threat to business operations and customer trust.

Recommendations

  1. Install and maintain a valid SSL/TLS certificate to enable HTTPS across the entire site.
  2. Enable modern TLS protocols (TLS 1.2 or 1.3) and disable legacy protocols.
  3. Properly configure and enforce HSTS with includeSubDomains and preload directives.
  4. Implement OCSP stapling and session resumption to improve security and performance.
  5. Publish a security policy and vulnerability disclosure program to enhance transparency.
  6. Regularly audit and update security headers and ensure no sensitive data exposure.
  7. Continue to maintain GDPR compliance and enhance privacy notices as needed.
  8. Improve performance monitoring and optimize load times.
  9. Maintain consistent branding and trust signals across all digital channels.
  10. Expand incident response readiness and communicate contact channels for security issues.

Contact details published on the site

Addresses
Technical notes

Notes

The website is built on TYPO3 CMS, leveraging Apache web server and jQuery 3.7.1 for frontend interactivity. It uses Bootstrap-like responsive design for mobile optimization and includes Google Tag Manager for analytics and CookieFirst for consent management. The site embeds third-party content from profin.at for credit comparison functionality. Performance data is missing, indicating a need for monitoring and optimization. The absence of a valid SSL certificate is a critical technical debt. The site has well-structured metadata, Open Graph tags, and JSON-LD structured data for SEO. Accessibility and navigation are well implemented. Hosting provider details are not explicit but the IP suggests Austrian hosting. Overall, the technical infrastructure is modern but requires urgent security upgrades and performance monitoring.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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