Skip to main content

Security report for incorebank.ch

Incore Bank AG · Finance · Switzerland

Medium risk. 5 critical or high findings in Security headers, GDPR outside view and 1 other check.

Security score

59/100

Risk levelMedium

0–100, higher is better. How it is calculated

Incore Bank AG is a Swiss-based, FINMA-regulated B2B bank specializing in traditional and digital asset banking services. The company offers a modular and innovative banking platform tailored for banks, financial intermediaries, and companies, emphasizing technology integration and secure financial services. Their key offerings include Bank as a Service, multi-currency accounts, brokerage and custody, digital asset banking, embedded finance, and business process outsourcing. The website reflects a professional and modern digital presence built on TYPO3 CMS, with clear navigation, comprehensive content, and strong trust signals such as client testimonials and industry memberships. Technically, the site employs modern web technologies, including Google Tag Manager and Cookiebot for analytics and consent management, and enforces HTTPS with appropriate security headers, indicating a strong security posture. However, explicit security policies and incident response contacts are not publicly available, representing an area for improvement. Overall, the website is well-structured, secure, and compliant with privacy regulations, serving its target audience effectively.

Scanned

NIS2 and GDPR posture

GDPR outside view
68/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

5 findings rated critical or high. Fix these first.

  1. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Strict-Transport-Security header

      Forces HTTPS connections

      What to do: Add "Strict-Transport-Security: max-age=31536000; includeSubDomains; preload"

      • CWE-319
      • OWASP A04:2025
      • ASVS V3.4.1
    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

  2. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

  3. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

Keep watching incorebank.ch

This scan found 22 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

Email alerts on material changes and an exportable JSON history of every change.

Billed monthly to your card. Cancel anytime. See sample alerts.

Full report

€39.90one-time

  • The complete analysis as a PDF you can cite
  • Email delivery with an unlock code
  • Lifetime access to this report

Prices incl. 21% VAT. Secure checkout by Mollie; sold by SEQ SIA, Latvia.

Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
72
Security headers
30
Email security
70
DNS health
75
Network security
40
GDPR outside view
68
Average
59

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Incore Bank positions itself as a technology-driven Swiss transaction bank with a focus on B2B clients in the financial sector. Its competitive advantage lies in combining traditional banking with digital asset services and a strong IT platform. The business model centers on providing modular banking solutions and outsourcing services to banks and fintechs, enabling clients to focus on core competencies. The bank maintains partnerships with trading platforms and offers integrated e-banking services. Growth indicators include recent news about new trading memberships and leadership appointments. The company leverages testimonials from reputable clients to reinforce market credibility. The absence of a public terms of service or detailed security policy suggests a potential area for transparency enhancement.

Security posture

The website demonstrates a mature security posture with HTTPS enforced, modern security headers, and cookie consent mechanisms that comply with GDPR. No exposed sensitive data or vulnerable libraries were detected in the HTML content. However, the lack of a dedicated security policy or incident response contact information limits transparency and readiness perception. There is no evidence of a vulnerability disclosure program or security.txt file. Overall, the site is secure for visitors and clients but could improve by publishing explicit security governance documentation and incident response channels.

Recommendations

  1. Publish a dedicated security policy page outlining security practices and controls.
  2. Provide clear incident response contact channels such as security@ or abuse@ email addresses.
  3. Implement and publicize a vulnerability disclosure policy or security.txt file to encourage responsible reporting.
  4. Enhance transparency by adding a terms of service page accessible from the main navigation or footer.
  5. Regularly review and update cookie and privacy policies to maintain compliance with evolving regulations.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Incore Bank AG
Description
Incore Bank is an internationally oriented Swiss B2B bank for traditional and digital assets. It offers modular, innovative, and secure banking solutions including Bank as a Service, Accounts & Payments, Brokerage & Custody, Digital Asset Banking, Embedded Finance, Paying Agent Services, and Business Process Outsourcing. The bank focuses on optimizing clients' value chains with technological competence and comprehensive service offerings.
Key services
Bank as a Service, Accounts & Payments, Brokerage & Custody, Digital Asset Banking, Embedded Finance, Paying Agent Services, Business Process Outsourcing
Content quality
excellent
Branding
consistent

Technology

Stack
TYPO3 CMS, Google Tag Manager, Cookiebot, Bootstrap, JavaScript
Frameworks
TYPO3 CMS
Performance
moderate
Mobile
good
Accessibility
good
SEO
good

Security

Observed score
90/100
Good practices seen
  • HTTPS enforced
  • Cookie consent with blocking mode
  • Use of security headers
  • No exposed sensitive data in HTML
  • No vulnerable libraries detected

Analytics and tracking

Services
Google Analytics
Tracking level
moderate
Privacy practices
good

Advertising

Ad networks
Google DoubleClick
Tracking pixels
Google Analytics (via GTM)
Marketing tools
Cookiebot
Transparency
good

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is fully accessible with no blocking or WAF challenges.
  2. Strong focus on B2B banking and technology services.
  3. Clear cookie consent mechanism implemented.
  4. No visible forms collecting sensitive data on main page.
  5. Multiple testimonials and client logos enhance trust.
  6. No explicit security or incident response policy pages found.
  7. Use of modern CMS and tracking technologies.
  8. Contact information is clearly presented with emails and phone numbers.
  9. No suspicious or malicious external links detected.
Technical notes

Notes

The website is built on TYPO3 CMS, a robust and widely used open-source content management system, ensuring scalability and maintainability. It uses Google Tag Manager and Cookiebot for analytics and consent management, reflecting compliance with privacy standards. The site is mobile-optimized with responsive design and uses Bootstrap for layout and styling. Performance appears moderate with asynchronous loading of scripts and optimized images. No deprecated or vulnerable libraries were detected. The site lacks explicit hosting provider information but uses HTTPS with strong security headers, indicating a secure hosting environment. Opportunities exist to improve technical SEO by adding structured data (JSON-LD) for enhanced search engine understanding and to implement accessibility improvements for broader compliance.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Reviews of this site

Share your experience with incorebank.ch. Every review is verified by email and published after moderation.

Overall rating
Select a rating
4000 characters remaining

We’ll email you to confirm your review and keep your details private.

Community rating

No published reviews yet. Be the first to review incorebank.ch.

Feedback on this report

Rate this report, add an optional comment, and tell us if you want a security specialist to follow up.

Overall report quality
Select a rating
2000 characters remaining

We only use your feedback to improve Guard reports. Contact details are never shared.