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Security report for incore.ch

Incore Holding AG · Finance · Switzerland

Medium risk. 5 critical or high findings in Security headers, GDPR outside view and 1 other check.

Security score

59/100

Risk levelMedium

0–100, higher is better. How it is calculated

Incore Holding AG is a Swiss-based owner-managed group specializing in innovative financial and ICT solutions, serving banks, asset managers, financial intermediaries, and corporates. With over 40 years of experience, the group operates through subsidiaries including Incore Bank AG, Incore Technology AG, and Incore Asset Management Solution AG, offering a comprehensive suite of services from traditional banking to digital asset management and modular banking platforms. The company holds a strong market position in Switzerland with international branches and a focus on B2B services. Technically, the website is built on TYPO3 CMS with modern web technologies including Bootstrap and integrates Google Tag Manager and Cookiebot for analytics and privacy compliance. The site is mobile-optimized, well-structured, and performs moderately well. Security practices include HTTPS enforcement and cookie consent mechanisms, though some security headers could be improved. The security posture is solid with no visible vulnerabilities or exposed sensitive data. Privacy compliance is robust, featuring a comprehensive privacy policy and cookie consent. However, explicit security policies and incident response contacts are not published. The domain WHOIS data aligns well with the business claims, supporting legitimacy. Overall, Incore demonstrates a mature digital presence with strong business credibility and compliance, suitable for its financial and technology sector audience.

Scanned

NIS2 and GDPR posture

GDPR outside view
68/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

5 findings rated critical or high. Fix these first.

  1. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Strict-Transport-Security header

      Forces HTTPS connections

      What to do: Add "Strict-Transport-Security: max-age=31536000; includeSubDomains; preload"

      • CWE-319
      • OWASP A04:2025
      • ASVS V3.4.1
    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

  2. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

  3. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

Keep watching incore.ch

This scan found 22 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

Email alerts on material changes and an exportable JSON history of every change.

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Full report

€39.90one-time

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Prices incl. 21% VAT. Secure checkout by Mollie; sold by SEQ SIA, Latvia.

Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
72
Security headers
30
Email security
70
DNS health
75
Network security
40
GDPR outside view
68
Average
59

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Incore Holding AG operates in the finance and technology sectors, focusing on B2B banking and ICT solutions. Its competitive advantage lies in combining traditional banking with digital asset services and modular technology platforms. Revenue streams likely include banking services, technology licensing, and asset management solutions. The target customers are financial institutions and corporates seeking innovative and secure financial services. The company shows growth through international expansion and partnerships, such as with zondacrypto. The ecosystem includes subsidiaries specialized in banking, technology, and asset management, enabling comprehensive service offerings. Strategic observations highlight a focus on digital transformation, regulatory compliance, and customer-centric innovation.

Security posture

The website exhibits a mature security posture with HTTPS enforced and cookie consent implemented via Cookiebot. No critical vulnerabilities or exposed sensitive data were detected. However, the absence of explicit security policies, incident response contacts, and security.txt files indicates room for improvement in transparency and readiness. Security headers like Content-Security-Policy and X-Frame-Options are not explicitly present, which could enhance protection against common web attacks. GDPR compliance is well addressed through privacy policies and consent mechanisms. Overall, the security maturity is good but could benefit from formalized policies and enhanced header configurations.

Recommendations

  1. Implement comprehensive security headers including Content-Security-Policy, X-Frame-Options, X-Content-Type-Options, and Referrer-Policy to strengthen web security.
  2. Publish a dedicated security policy page detailing security practices and incident response procedures to improve transparency and trust.
  3. Add a security.txt file to facilitate responsible vulnerability disclosure and improve security communication.
  4. Regularly audit third-party scripts and libraries to ensure no vulnerabilities are introduced via dependencies.
  5. Enhance accessibility features to improve compliance with standards and broaden user inclusivity.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Incore Holding AG
Description
Incore Group is an owner-managed Swiss group offering innovative financial and ICT solutions including banking, asset management, and technology platforms. It serves banks, asset managers, financial intermediaries, and corporates with traditional and digital financial services.
Key services
Bank as a Service, Accounts & Payments, Brokerage & Custody, Digital Asset Banking, Embedded Finance, Business Process Outsourcing, ICT platforms for banks and asset management, Asset management platform MyWebDepot
Content quality
excellent
Branding
consistent

Technology

Stack
TYPO3 CMS, Bootstrap (navbar classes), Google Tag Manager, Cookiebot, Google Analytics, Google Ads conversion tracking
Frameworks
TYPO3 CMS
Platforms
Web
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Cookie consent banner with blocking mode
  • No exposed sensitive data in HTML
  • No visible vulnerable libraries

Analytics and tracking

Services
Google Analytics, Google Tag Manager
Tracking level
moderate
Privacy practices
good

Advertising

Ad networks
Google Ads, Google DoubleClick
Tracking pixels
Cookiebot
Marketing tools
Cookiebot
Transparency
good

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is professionally designed and well-structured
  2. Clear focus on B2B financial and technology services
  3. Strong presence of compliance and privacy mechanisms
  4. No signs of malicious or suspicious activity
  5. Comprehensive news and corporate information available
Technical notes

Notes

The website is built on TYPO3 CMS, a robust open-source content management system, combined with Bootstrap for responsive design. Integration of Google Tag Manager and Cookiebot indicates a modern approach to analytics and privacy compliance. Performance is moderate with asynchronous loading of scripts and optimized images. The site is mobile-friendly and SEO optimized with proper meta tags and canonical links. No hosting provider details were detected, but the SSL configuration is excellent. Technical risks are minimal, though some security headers are missing. The infrastructure supports scalability and digital transformation initiatives aligned with the company's business goals.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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