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Security report for incentage.com

Incentage AG · Finance · Switzerland

High risk. 8 critical or high findings in GDPR outside view, SSL/TLS and 2 other checks.

Security score

31/100

Risk levelHigh

0–100, higher is better. How it is calculated

Incentage AG is a Swiss-based software company specializing in innovative financial technology solutions for banking and financial institutions. Their offerings include modular platforms for payment processing, securities transactions, innovation acceleration, and risk management with cyber protection. The company positions itself as a pioneer in accelerating financial innovation with a focus on flexibility and end-to-end security. The website reflects a professional and consistent brand image targeting financial sector clients. Technically, the site uses modern web technologies including Webflow CMS, jQuery, Weglot for translations, and Google Tag Manager for analytics. Hosting is via Cloudflare, but a critical security gap exists due to the absence of a valid SSL certificate and HTTPS support, which significantly impacts the security posture. Privacy compliance is well addressed with cookie consent mechanisms and a privacy policy, though no explicit security policy or incident response contacts are found. Overall, the domain registration data aligns well with the business claims, supporting legitimacy. Strategic improvements in SSL/TLS deployment and enhanced security practices are recommended to strengthen trust and compliance.

Scanned

NIS2 and GDPR posture

GDPR outside view
18/ 100 · Critical
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

8 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      No HTTPS encryption

      GDPR requires appropriate security measures for personal data

      What to do: Implement SSL/TLS certificate for HTTPS

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • Critical

      No HTTPS Encryption

      Website does not use HTTPS encryption, making all data transmission vulnerable to interception

      What to do: Implement SSL/TLS certificate and redirect all HTTP traffic to HTTPS

  3. Network security

    Services reachable from the internet are the first thing attackers probe. Anything open that does not need to be should be closed.

    • Critical

      Critical Service Exposed: MySQL

      Port 3306 (MySQL) is publicly accessible - MySQL - Database server

      What to do: Immediately restrict access to MySQL using firewall or VPN

      • NIS2 21(2)(e)
      • IR 2024/2690 6.7.2(f): Implementing Regulation (EU) 2024/2690, Annex point 6.7.2(f): Network security
      • NIST CM-7: NIST SP 800-53 Rev. 5 CM-7: Least Functionality
      • NIST SC-7: NIST SP 800-53 Rev. 5 SC-7: Boundary Protection

  4. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

Need hands-on remediation? Email guard@offseq.com

Keep watching incentage.com

This scan found 19 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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Recommended

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
0
Security headers
30
Email security
50
DNS health
85
Network security
0
GDPR outside view
18
Average
31

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet · found on this site
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The company operates in the finance sector, delivering software solutions that enable financial institutions to innovate rapidly and securely. Their business model focuses on modular, configurable platforms that reduce time-to-market and operational risks. The presence of major financial clients and reputable partners like Accenture and Capco indicates strong market positioning and a credible partnership ecosystem. The company targets medium to large financial institutions seeking advanced transaction processing and risk management tools. The website content and partner references suggest a growth-oriented strategy with emphasis on innovation acceleration and cyber protection. No parent or subsidiary companies are identified, indicating an independent medium-sized enterprise. The company leverages digital marketing and analytics tools to engage its audience and optimize user experience.

Security posture

The security posture of the website is currently weak due to the lack of a valid SSL certificate and absence of HTTPS, exposing users to potential interception and data integrity risks. While some security headers like Strict-Transport-Security are present, they are ineffective without HTTPS. No advanced security frameworks or certifications are mentioned, and no incident response or vulnerability disclosure policies are publicly available. Cookie consent and privacy policies are implemented, indicating awareness of privacy regulations. The use of Cloudflare suggests potential for enhanced security, but current configuration is incomplete. The website should prioritize SSL/TLS deployment, enable modern protocols, and implement comprehensive security policies to mitigate risks and comply with industry standards.

Recommendations

  1. Obtain and deploy a valid SSL/TLS certificate to enable HTTPS across the entire website immediately.
  2. Enable and configure modern TLS protocols (TLS 1.2 and TLS 1.3) and security features such as OCSP stapling and session resumption.
  3. Enhance security headers by including HSTS with includeSubDomains and preload directives.
  4. Publish a clear security policy and incident response contact information to improve transparency and trust.
  5. Regularly audit and update third-party libraries and scripts to avoid vulnerabilities and ensure compliance.

Contact details published on the site

Addresses
Legal name
Incentage AG
Technical notes

Notes

The website is built on Webflow CMS with a modern frontend stack including jQuery, Swiper.js, and Weglot for multilingual support. Google Tag Manager is used for analytics and tracking. Hosting is provided via Cloudflare, offering CDN and security features. The site is mobile optimized with responsive design and good navigation clarity. However, performance metrics are unavailable, and SSL/TLS configuration is critically lacking, which poses a risk to user data and trust. The site uses cookie consent management compliant with GDPR. Technical debt appears low, but the missing SSL certificate is a significant risk that should be addressed promptly to avoid business impact.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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