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Security report for inbudget.net

inBudget · Finance · N/a

Medium risk. 7 critical or high findings in Email security, Security headers and 2 other checks.

Security score

61/100

Risk levelMedium

0–100, higher is better. How it is calculated

inBudget is a personal finance management application focused on helping users organize and plan their finances through customizable budgets, transaction tracking, and social sharing features. The business targets individual users interested in personal finance, including cryptocurrency users and travelers. The app is distributed primarily via the iOS App Store and offers both private and public budgeting capabilities. The website content is professionally designed with good navigation and mobile optimization, supporting a positive user experience. Technically, the website uses a moderate technology stack including jQuery 1.11.1, Font Awesome, Google Maps API, and Localytics for analytics. Hosting and DNS are managed through reputable providers, including Cloudflare for DNS. The site is served over HTTPS with a valid SSL configuration, but lacks some modern security headers and uses an outdated jQuery version, which could pose security risks. No CMS was detected, indicating a custom or static site. From a security perspective, the site enforces HTTPS and has domain transfer protections in place. However, it lacks visible security headers, cookie consent mechanisms, and explicit privacy compliance statements, which are important for GDPR and other privacy regulations. No contact information or incident response policies are published, limiting transparency and user trust in security matters. Overall, the website is functional and professional but could improve its privacy compliance and security posture. The presence of unrelated gambling and casino links in the footer may affect trustworthiness. Strategic improvements in security headers, cookie consent, and contact transparency are recommended to enhance user confidence and regulatory compliance.

Scanned

NIS2 and GDPR posture

GDPR outside view
53/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

7 findings rated critical or high. Fix these first.

  1. Email security

    SPF, DKIM and DMARC stop others sending email that looks like it comes from your domain, a common route to phishing and invoice fraud.

    • Critical

      No email authentication configured

      Domain is vulnerable to email spoofing

      What to do: Implement SPF, DKIM, and DMARC immediately

  2. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Strict-Transport-Security header

      Forces HTTPS connections

      What to do: Add "Strict-Transport-Security: max-age=31536000; includeSubDomains; preload"

      • CWE-319
      • OWASP A04:2025
      • ASVS V3.4.1
    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…
  3. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

Need hands-on remediation? Email guard@offseq.com

Keep watching inbudget.net

This scan found 26 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

Email alerts on material changes and an exportable JSON history of every change.

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Full report

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
65
Security headers
15
Email security
60
DNS health
70
Network security
100
GDPR outside view
53
Average
61

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

inBudget operates in the personal finance and technology sectors, offering a niche budgeting app with social sharing and cryptocurrency transaction tracking features. The business model appears to be freemium with paid plans indicated on the pricing page. The company targets individual users who want to manage personal and shared budgets, including families and travelers. The app's market position is that of a specialized budgeting tool with social and crypto features, differentiating it from generic finance apps. The domain age and app presence since 2015 indicate a stable operation. Partnerships or subsidiaries are not evident, but external links to unrelated gambling sites in the footer may suggest some affiliate or advertising relationships. The company maintains a moderate online presence with social media links to Facebook and Twitter.

Security posture

The website demonstrates a moderate security maturity level with HTTPS enforced and domain transfer protections enabled. However, the absence of key security headers such as Content-Security-Policy, X-Frame-Options, and X-XSS-Protection reduces its defense-in-depth. The use of an outdated jQuery version (1.11.1) introduces potential vulnerabilities. No cookie consent or privacy compliance mechanisms are implemented, which is a compliance gap under GDPR. Incident response and security policy information are not published, limiting preparedness and transparency. No exposed sensitive data or malware indicators were found. Overall, the security posture is adequate but requires enhancements to meet best practices and regulatory requirements.

Recommendations

  1. Implement comprehensive security headers including Content-Security-Policy, X-Frame-Options, and X-XSS-Protection.
  2. Add a cookie consent banner and detailed cookie policy to comply with GDPR and other privacy laws.
  3. Publish clear contact information including support and security incident response contacts.
  4. Upgrade JavaScript libraries, especially jQuery, to current secure versions to mitigate vulnerabilities.
  5. Review and remove or clarify unrelated gambling and casino links in the footer to improve trustworthiness.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
inBudget
Description
inBudget is a personal finance app that helps users organize, analyze, and plan their money with unlimited budgets and transactions. It supports private and public budgeting, syncing with family and friends, and includes features for cryptocurrency tracking.
Key services
Personal finance management, Budget creation and tracking, Public and private budget sharing, Bank and credit account synchronization, Cryptocurrency transaction tracking
Content quality
good
Branding
consistent

Technology

Stack
jQuery 1.11.1, Font Awesome, Cloudflare DNS, Google Maps API, Localytics analytics
Platforms
iOS App
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
70/100
Good practices seen
  • HTTPS enforced
  • ClientTransferProhibited domain status

Analytics and tracking

Services
Localytics
Tracking level
moderate
Privacy practices
basic

Advertising

Tracking pixels
Localytics
Marketing tools
Facebook SDK
Transparency
basic

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
moderate

Key observations

  1. Website is fully accessible with no WAF or blocking.
  2. No cookie consent mechanism found despite GDPR relevance.
  3. Privacy policy and terms of service pages are present but privacy policy is basic and lacks explicit GDPR compliance statements.
  4. No explicit contact emails or phone numbers found on main site.
  5. Social media links to Facebook and Twitter via shortened URLs are present but no LinkedIn or other platforms detected.
  6. Some external links to unrelated or suspicious domains related to gambling and casinos are present in footer menu, which may affect trust.
  7. Use of older jQuery version (1.11.1) may pose security risks.
  8. No visible security headers in HTML content; SSL is enabled and domain status is secure.
  9. App is iOS only; no Android app link found.
  10. Content quality and design are good with clear navigation and mobile optimization.
Technical notes

Notes

The website uses a moderately modern technology stack with jQuery 1.11.1, Font Awesome, Google Maps API, and Localytics analytics. Hosting is stable with DNS managed by Cloudflare and domain registered through a reputable registrar. The site is mobile optimized and SEO friendly with proper meta tags and Open Graph data. However, the use of an outdated jQuery version and lack of security headers indicate technical debt and potential security risks. Performance is moderate with no major issues detected. No CMS was identified, suggesting a custom-built or static site. Opportunities exist to modernize the tech stack, improve security configurations, and enhance privacy compliance mechanisms.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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