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Security report for impactfinancedirector.co.uk

Impact Finance Director Ltd · Finance · United Kingdom

High risk. 9 critical or high findings in SSL/TLS, DNS health and 3 other checks.

Security score

43/100

Risk levelHigh

0–100, higher is better. How it is calculated

Impact Finance Director Ltd operates as a whole-of-market commercial finance broker based in the United Kingdom, providing tailored finance solutions by introducing clients to a broad range of commercial lenders. The company positions itself as a broker rather than a lender, focusing on negotiating competitive rates suited to the financial profiles and objectives of businesses. The website content is professional and targets businesses seeking commercial finance products. Technically, the website is built on WordPress 7.0 with common plugins such as Contact Form 7 and CookieAdmin, indicating a moderate level of digital maturity. The site is HTTPS enabled and includes a GDPR-compliant cookie consent mechanism, but lacks explicit privacy and terms of service pages, which are important for compliance and trust. Security posture is moderate with no detected security headers and no visible vulnerabilities in the provided content. WHOIS data for the domain 'www.viaroma.co.uk' is unavailable due to naming rules errors, which raises concerns about domain registration consistency and trustworthiness. Overall, the website is functional and professional but would benefit from enhanced compliance documentation and security hardening.

Scanned

NIS2 and GDPR posture

GDPR outside view
50/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

9 findings rated critical or high. Fix these first.

  1. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1
  2. DNS health

    DNS sends visitors and email to the right servers. Misconfigured records can cause outages or let someone redirect your traffic.

    • High

      No Name Servers Found

      Unable to find name servers for domain

      What to do: Configure proper name servers for the domain

  3. Network security

    Services reachable from the internet are the first thing attackers probe. Anything open that does not need to be should be closed.

    • High

      High-Risk Service Exposed: FTP

      Port 21 (FTP) is publicly accessible - FTP - Often unencrypted file transfer

      What to do: Consider restricting access to FTP or implementing strong authentication

      • NIS2 21(2)(e)
      • IR 2024/2690 6.7.2(f): Implementing Regulation (EU) 2024/2690, Annex point 6.7.2(f): Network security
      • NIST CM-7: NIST SP 800-53 Rev. 5 CM-7: Least Functionality
      • NIST SC-7: NIST SP 800-53 Rev. 5 SC-7: Boundary Protection
  4. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

Need hands-on remediation? Email guard@offseq.com

Keep watching impactfinancedirector.co.uk

This scan found 27 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

Email alerts on material changes and an exportable JSON history of every change.

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
47
Security headers
15
Email security
85
DNS health
40
Network security
20
GDPR outside view
50
Average
43

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The company operates in the finance sector as a commercial finance broker, leveraging a whole-of-market approach to connect clients with lenders. Its business model is brokerage-based, generating revenue likely through commissions from lenders. The target market includes UK businesses seeking commercial finance solutions. The website demonstrates consistent branding and a clear value proposition but lacks detailed business registration and contact information on the main site, which could impact credibility. The absence of social media links and limited external partnerships visible on the site suggest a focused but possibly small-scale operation. The company discloses its regulatory status as pending FCA authorization, which is a positive trust indicator. Growth potential may be tied to expanding lender partnerships and improving online presence.

Security posture

The website employs HTTPS, ensuring encrypted communication, and implements a cookie consent banner aligned with GDPR requirements. However, the absence of key HTTP security headers such as Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options reduces the overall security posture. No security.txt or incident response contact information is present, limiting transparency for vulnerability reporting. The use of popular WordPress plugins introduces potential risk if not regularly updated. No analytics or tracking scripts were detected, minimizing privacy risks from third-party trackers. The WHOIS data inconsistency for the domain is a concern for domain legitimacy and trust. Overall, the security maturity is moderate but could be improved with enhanced headers, documented policies, and incident response readiness.

Recommendations

  1. Implement and publish a comprehensive privacy policy and terms of service pages to improve compliance and user trust.
  2. Add HTTP security headers such as Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options to harden security.
  3. Regularly update WordPress core and plugins to mitigate vulnerabilities.
  4. Clarify domain registration details and ensure WHOIS information is accurate and consistent with business identity.
  5. Introduce a security.txt file and incident response contact information to facilitate vulnerability disclosure and improve transparency.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Impact Finance Director Ltd
Description
Impact Finance Director Ltd is a whole-of-market commercial finance broker, not a lender. They introduce clients to a range of commercial lenders and help access finance solutions tailored to business needs. They work with a broad range of lenders and negotiate competitive rates suited to business financial profiles and objectives.
Key services
Commercial finance brokerage, Access to financial products, Negotiation of competitive rates
Content quality
good
Branding
consistent

Technology

Stack
WordPress 7.0, jQuery 3.7.1, Bootstrap 3.3.5, Font Awesome 4.7.0, Contact Form 7 plugin, CookieAdmin plugin, SocialFeeds plugin, FormLayer plugin
Frameworks
WordPress
Platforms
Web
Performance
moderate
Mobile
good
Accessibility
basic
SEO
basic

Security

Observed score
65/100
Good practices seen
  • HTTPS enforced
  • Cookie consent mechanism implemented

Analytics and tracking

Tracking level
minimal
Privacy practices
basic

Advertising

Marketing tools
CookieAdmin
Transparency
basic

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
moderate

Key observations

  1. Website is a WordPress-based commercial finance brokerage site.
  2. WHOIS data for the exact domain 'www.viaroma.co.uk' is unavailable due to naming rules error.
  3. Site uses HTTPS and includes cookie consent banner compliant with GDPR principles.
  4. No privacy policy or terms of service pages explicitly found in the provided content.
  5. Contact information is available via a contact page but no direct emails or phone numbers found in the main page content.
  6. No social media links detected in the provided HTML.
  7. No security.txt or vulnerability disclosure information found.
  8. No explicit security headers detected in the HTML content.
  9. Site uses multiple WordPress plugins including Contact Form 7 and CookieAdmin.
  10. No analytics or tracking scripts detected in the provided HTML.
Technical notes

Notes

The website is built on WordPress 7.0, utilizing standard plugins including Contact Form 7 for forms, CookieAdmin for cookie consent management, and SocialFeeds for social media integration. The theme used is WEN Business, which is responsive and includes Bootstrap 3.3.5 and Font Awesome 4.7.0 for styling and icons. The site loads external fonts from Google Fonts and uses jQuery 3.7.1. Performance is moderate with no explicit performance optimization scripts detected. Accessibility features are basic, with some screen reader text and skip links present. SEO optimization is basic, with meta viewport and canonical tags but no Open Graph or JSON-LD structured data found. The site is mobile optimized and navigation is clear. Hosting provider details are not discernible from the content. Overall, the technical infrastructure is standard for a small business WordPress site but could benefit from modernization and enhanced SEO and accessibility features.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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