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Security report for ideal.nl

Currence Holding B.V. · Finance · Netherlands

Low risk. 4 critical or high findings in Security headers, GDPR outside view and 1 other check.

Security score

76/100

Risk levelLow

0–100, higher is better. How it is calculated

iDEAL is a leading Dutch online payment method operated by Currence Holding B.V., facilitating secure payments through consumers' own banks. The website reflects a mature and professional digital presence, targeting consumers and merchants primarily in the Netherlands. It offers clear information about its services, emphasizing security and ease of use. The technical infrastructure is modern, leveraging HTML5, CSS3, JavaScript, and Bootstrap for responsive design, ensuring excellent performance and mobile optimization. Security measures are robust, including HTTPS enforcement and comprehensive security headers, with ISO 27001 certification indicating strong organizational security practices. Privacy compliance is well addressed with clear policies and consent mechanisms. Overall, the website demonstrates high business credibility and trustworthiness.

Scanned

NIS2 and GDPR posture

GDPR outside view
68/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

4 findings rated critical or high. Fix these first.

  1. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Strict-Transport-Security header

      Forces HTTPS connections

      What to do: Add "Strict-Transport-Security: max-age=31536000; includeSubDomains; preload"

      • CWE-319
      • OWASP A04:2025
      • ASVS V3.4.1

  2. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

  3. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1
    • High

      Weak SSL Key Length

      SSL certificate uses 384-bit key, which is considered weak

      What to do: Use at least 2048-bit RSA or 256-bit ECC key

      • CWE-326
      • OWASP A04:2025
      • Mozilla TLS: Mozilla Server Side TLS 6.0 intermediate: rsa_key_size 2048

Need hands-on remediation? Email guard@offseq.com

Keep watching ideal.nl

This scan found 19 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

Email alerts on material changes and an exportable JSON history of every change.

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Full report

€39.90one-time

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Prices incl. 21% VAT. Secure checkout by Mollie; sold by SEQ SIA, Latvia.

Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
57
Security headers
75
Email security
85
DNS health
70
Network security
100
GDPR outside view
68
Average
76

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The company operates in the finance and technology sectors, focusing on payment processing within the Dutch market. Its business model centers on providing a trusted payment platform integrated with banks, serving both consumers and merchants. The domain age and WHOIS data confirm a long-standing market presence since 2005. The company maintains partnerships, notably with its parent company Currence Holding B.V. The website content and structure support a professional image, with clear navigation and comprehensive service descriptions. Marketing and analytics tools are used moderately, balancing user tracking with privacy compliance.

Security posture

The website exhibits a strong security posture with HTTPS, security headers, and no visible vulnerabilities or exposed sensitive data. The presence of ISO 27001 certification further supports its commitment to information security management. However, the absence of a public vulnerability disclosure or security.txt file and incident response contact details suggests areas for improvement in transparency and incident readiness. The site uses secure forms and modern libraries, minimizing risk from outdated components.

Recommendations

  1. Publish a security.txt file or vulnerability disclosure policy to enhance transparency and encourage responsible reporting.
  2. Provide clear incident response contact information to improve readiness and trust.
  3. Regularly review and update third-party libraries to mitigate potential vulnerabilities.
  4. Enhance marketing transparency by detailing data retention policies related to analytics and tracking.
  5. Continue to monitor and update security headers and SSL configurations to maintain high security standards.

Contact details published on the site

Addresses
Legal name
Currence Holding B.V.
Registration number
34259576
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Currence Holding B.V.
Description
iDEAL is an online payment method that enables consumers to pay online through their own bank. It is widely used in the Netherlands for secure and reliable online payments.
Key services
Online payment processing, Bank payment integration
Content quality
excellent
Branding
consistent

Technology

Stack
HTML5, CSS3, JavaScript, Swiper.js
Frameworks
Bootstrap Grid 5.3.1
Performance
fast
Mobile
excellent
Accessibility
good
SEO
good

Security

Observed score
90/100
Good practices seen
  • HTTPS enforced
  • Secure cookies
  • No exposed sensitive data in HTML
  • Use of modern JavaScript libraries

Analytics and tracking

Services
Google Analytics
Tracking level
moderate
Privacy practices
good

Advertising

Transparency
basic

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is professionally designed and well maintained.
  2. Content is comprehensive and relevant to the payment services offered.
  3. Strong security posture with HTTPS and security headers.
  4. Privacy and cookie policies are present and GDPR compliant.
  5. No signs of suspicious or malicious activity.
  6. No WAF or blocking mechanisms detected.
Technical notes

Notes

The website uses a modern tech stack including HTML5, CSS3, JavaScript, and Bootstrap Grid 5.3.1, ensuring responsive and accessible design. Performance is optimized with fast loading times and mobile-friendly layouts. The site does not appear to use a common CMS, indicating a custom or proprietary platform. Hosting details are not explicitly detected but the site is well maintained. SEO practices are good with proper meta tags and structured data. Accessibility is addressed adequately, though further enhancements could be considered for compliance with WCAG standards. Overall, the technical implementation supports a professional and user-friendly experience.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Earlier scans of this domain

  1. 75/100Medium13 findings · partial scanView report
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