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Security report for ibs-group.cz

IBS-GROUP S.E. · Finance · Czech Republic

Medium risk. 8 critical or high findings in GDPR outside view, Security headers and 3 other checks.

Security score

56/100

Risk levelMedium

0–100, higher is better. How it is calculated

IBS-GROUP S.E. is a Czech insurance brokerage company with over ten years of experience, providing a wide range of insurance and financial consulting services including industrial, agricultural, civil, and municipal property insurance, as well as risk management. The company positions itself as a trusted member of the OK Holding group, targeting businesses and individuals in the Czech Republic. The website reflects a professional and consistent brand image with clear navigation and relevant content. Technically, the site uses modern tools such as simploCMS, Google Tag Manager, and Google Analytics, and implements HTTPS with cookie consent mechanisms, indicating a moderate level of digital maturity. Security posture is adequate with CSRF protection and secure cookies, but lacks some HTTP security headers and published security policies. WHOIS data is unavailable, which slightly impacts trust but does not detract from the overall legitimacy of the business. Strategic recommendations include publishing privacy and security policies, enhancing security headers, and adding vulnerability disclosure mechanisms to improve compliance and trust.

Scanned

NIS2 and GDPR posture

GDPR outside view
25/ 100 · Critical
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

8 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

    • High

      Third-party services without privacy policy

      Detected services: Google Analytics

      What to do: Document all third-party data sharing in your privacy policy

  2. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

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Keep watching ibs-group.cz

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
62
Security headers
80
Email security
65
DNS health
85
Network security
20
GDPR outside view
25
Average
56

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The company operates in the finance sector as an insurance broker and financial consultant, serving a medium-sized market in the Czech Republic. It leverages partnerships within the OK Holding group to enhance its market position. The business model focuses on comprehensive insurance solutions and risk management services for industrial, agricultural, municipal, and personal clients. The website's integration with OK Holding domains and social media presence on Instagram supports its ecosystem and brand visibility. Revenue streams likely derive from brokerage commissions and consulting fees. The company demonstrates stable growth indicators through consistent branding and service offerings, though no explicit financial data is provided. The absence of detailed privacy and security disclosures suggests room for maturity in compliance and governance.

Security posture

The website enforces HTTPS and uses CSRF tokens in forms, which are positive security practices. Cookie consent is implemented with detailed categorization of cookies, supporting GDPR compliance. However, the absence of key HTTP security headers such as Content-Security-Policy, X-Frame-Options, and Strict-Transport-Security reduces the overall security posture. No vulnerability disclosure or incident response contacts are published, limiting transparency and readiness for security incidents. WHOIS data is missing, which may indicate privacy protection or domain registration issues. Overall, the security maturity is moderate but could be improved by adopting additional best practices and publishing security policies.

Recommendations

  1. Publish a comprehensive privacy policy page clearly accessible from the website.
  2. Implement and verify HTTP security headers including Content-Security-Policy, X-Frame-Options, X-Content-Type-Options, and Strict-Transport-Security.
  3. Create and publish a vulnerability disclosure policy or security.txt file to enhance transparency and incident response readiness.
  4. Add explicit incident response contact information such as security@ or abuse@ email addresses.
  5. Improve accessibility features to meet recognized standards and enhance user experience for all visitors.

Contact details published on the site

Addresses
Legal name
IBS-GROUP S.E.
Registration number
29272670
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
IBS-GROUP S.E.
Description
IBS-GROUP S.E. provides comprehensive services in insurance of industrial and business risks, agricultural insurance, civil insurance, municipal property insurance, risk management, and financial services related to insurance and financial consulting.
Key services
Industrial and business risk insurance, Agricultural insurance, Civil insurance, Municipal property insurance, Risk management, Financial consulting
Content quality
good
Branding
consistent

Technology

Stack
Google Tag Manager, Google Analytics, EasyCookie Consent, simploCMS
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
75/100
Good practices seen
  • HTTPS enforced
  • CSRF token used in forms
  • Cookie consent banner implemented

Analytics and tracking

Services
Google Analytics
Tracking level
moderate
Privacy practices
basic

Advertising

Ad networks
Quantserve
Marketing tools
EasyCookie Consent
Transparency
good

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is fully accessible with no WAF or blocking detected.
  2. WHOIS data is unavailable or domain may be privacy protected or deleted.
  3. Cookie consent mechanism is implemented and detailed.
  4. No explicit privacy policy or terms of service pages found.
  5. Contact information is clearly provided in footer with emails, phones, and addresses.
  6. Website uses HTTPS and modern tracking technologies.
  7. No security.txt or vulnerability disclosure found.
  8. Business is a Czech insurance brokerage with clear branding and market presence.
  9. No suspicious or malicious content detected.
Technical notes

Notes

The website is built on simploCMS, a CMS platform, and uses Google Tag Manager and Google Analytics for tracking and analytics. Cookie consent is managed by EasyCookie Consent scripts. The site loads CSS and JS assets efficiently and is mobile responsive with good navigation clarity. Performance is moderate with no major blocking scripts detected. The absence of detailed hosting provider information limits full infrastructure assessment. The site uses modern HTML5 and meta tags for SEO optimization. Technical debt appears low, but security header implementation and privacy policy publication are areas for modernization. Overall, the technical infrastructure supports the business needs adequately with opportunities for enhancement in security and compliance.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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