Hypo na míru s.r.o. operates the website www.hypotecnikalkulacka.cz, providing mortgage calculation and comparison services targeted at consumers in the Czech Republic. The site offers tools to estimate loan amounts and monthly payments, helping users compare mortgage options. The business positions itself as a niche financial advisory and comparison platform with a clear focus on mortgage products. The website is well-branded and integrates social media channels to enhance user engagement.
Technically, the website is built on WordPress and leverages modern analytics and marketing technologies including Google Analytics, Google Tag Manager, Microsoft Application Insights, Datadog RUM, and Cookiebot for cookie consent management. The site is mobile-optimized with good SEO practices and structured data enhancing search visibility. Performance is moderate, with room for optimization.
From a security perspective, the site enforces HTTPS and uses reCAPTCHA to protect forms. Cookie consent is implemented with granular user controls. However, explicit security headers are not clearly detected, and no published security or incident response policies are found. The absence of WHOIS data for the domain raises concerns about domain registration transparency, although the website content and structured data suggest a legitimate business.
Overall, the website presents a professional and trustworthy front for mortgage comparison services but would benefit from improved transparency in domain registration, explicit privacy and security policies, and enhanced security header implementation to strengthen its security posture and compliance stance.
Scanned ·
NIS2 and GDPR posture
GDPR outside view
88/ 100 · Low
Checks completed
7of 7
NIS2 Art. 21(2)
a(a) Risk analysis and security policies: Not visible from outside
b(b) Incident handling: One indicator
c(c) Business continuity, backups and crisis management: Not visible from outside
d(d) Supply chain security: Not visible from outside
e(e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
f(f) Assessing the effectiveness of security measures: Not visible from outside
g(g) Cyber hygiene and security training: Not visible from outside
h(h) Cryptography and encryption: Partly checked
i(i) HR security, access control and asset management: One indicator
j(j) Multi-factor authentication and secured communications: Not visible from outside
Partly checked
One indicator
Not visible from outside
This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.
GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.
Priority findings
5 findings rated critical or high. Fix these first.
Security headers
Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.
High
Missing Strict-Transport-Security header
Forces HTTPS connections
What to do: Add "Strict-Transport-Security: max-age=31536000; includeSubDomains; preload"
This scan found 17 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.
Daily monitoring
Recommended
€25per month
TLS certificates and expiry
DNS records
SPF, DKIM and DMARC
Security headers
GDPR and NIS2 posture
Exposed services
Third-party trackers
Security score drift
Email alerts on material changes and an exportable JSON history of every change.
Prices incl. 21% VAT. Secure checkout by Mollie; sold by SEQ SIA, Latvia.
Results by check
Each check with its score, findings and the evidence it collected.
How this score is calculated
The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.
Counted in this score
SSL/TLS
72
Security headers
20
Email security
80
DNS health
85
Network security
100
GDPR outside view
88
Average
74
Not counted
NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.
Findings that cap the score at 49
Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.
The certificate is not trusted by browsers
The website is not served over HTTPS
A database, remote desktop, file-sharing or Telnet service is reachable from the internet
The page loads a script from a compromised source
The domain registration has expired
SPF authorises every server to send mail as the domain
Partial scans
When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.
Risk levels
Critical0–25
High26–49
Medium50–75
Low76–100
Breach exposure
Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.
Dark web exposure
Add-on
Leaked records that mention hypotecnikalkulacka.cz, from OffSeq Breach.
No leaked records found
Breach holds no records for hypotecnikalkulacka.cz right now. New leaks arrive continuously, so monitoring on Breach alerts you if that changes.
Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.
Business context
Business profile
The company targets the Czech mortgage market, providing consumers with tools to calculate and compare mortgage loans. Its competitive advantage lies in specialized financial content and integration with multiple social media platforms. The business model appears to be content-driven, possibly monetized through affiliate links or advertising. The presence of advanced analytics and marketing tools indicates a data-driven approach to user engagement and conversion optimization. Partnerships with related finance sites like www.hyponamiru.cz suggest an ecosystem approach. Growth potential exists in expanding financial advisory content and enhancing user trust through compliance and security improvements.
Security posture
The website demonstrates a moderate security maturity level with HTTPS enforcement and use of reCAPTCHA to mitigate automated abuse. Cookie consent mechanisms comply with GDPR principles, offering users control over tracking categories. However, the lack of visible security headers such as Content-Security-Policy and X-Frame-Options is a gap. No incident response or security policy information is published, limiting transparency. The absence of WHOIS data for the domain is a risk factor for trust and domain legitimacy. No obvious vulnerabilities or exposed sensitive data were detected in the HTML content. Overall, the security posture is adequate but could be significantly improved with better header policies, documented security practices, and domain registration transparency.
Recommendations
Implement and enforce comprehensive security headers including CSP, X-Frame-Options, X-Content-Type-Options, and Referrer-Policy.
Publish clear privacy, security, and incident response policies accessible from the website footer or dedicated pages.
Verify and update WHOIS domain registration information to ensure transparency and trustworthiness.
Conduct regular security audits of third-party scripts and plugins to mitigate supply chain risks.
Enhance accessibility features and mobile performance to improve user experience and SEO.
Site observations
Automated reading of the public site. Ratings are indicative.
Business
Company
Hypo na míru s.r.o.
Description
Zjistěte, kolik si můžete půjčit na hypotéku a jaká bude vaše měsíční splátka. Srovnejte možnosti a získejte přehled o podmínkách hypoték.
WordPress, Rank Math SEO plugin, Google reCAPTCHA, Google Tag Manager, Google Analytics, Microsoft Power BI (implied by cookies), Datadog RUM, Microsoft Application Insights, Cookiebot
Platforms
WordPress
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good
Security
Observed score
85/100
Good practices seen
HTTPS enforced
Use of Google reCAPTCHA
Cookie consent with granular controls
No exposed sensitive data in HTML
Analytics and tracking
Services
Google Analytics, Microsoft Application Insights, Datadog RUM, Microsoft Power BI
Tracking level
moderate
Privacy practices
good
Advertising
Ad networks
Google Ads
Tracking pixels
Microsoft Application Insights, Microsoft Power BI, Datadog RUM, Microsoft cookies, Cookiebot
Marketing tools
Cookiebot, Microsoft Application Insights
Transparency
good
Site quality
Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high
Key observations
Website is fully accessible with no blocking or WAF challenge
Uses modern analytics and marketing tools with cookie consent
No privacy policy or terms of service explicitly found
WHOIS data unavailable, limiting domain trust verification
Good SEO and structured data implementation
No explicit security policy or incident response info found
Technical notes
Notes
The website is built on WordPress CMS with Rank Math SEO plugin, integrating multiple third-party analytics and marketing services such as Google Analytics, Google Tag Manager, Microsoft Application Insights, Datadog RUM, and Cookiebot for GDPR-compliant cookie management. The site uses Google reCAPTCHA for bot protection. The technical stack is modern and supports good SEO and mobile responsiveness. Performance is moderate, with potential improvements in loading speed and accessibility. Hosting provider details are not explicitly identified. The site uses structured data (JSON-LD) extensively for SEO and business information. No critical technical debt or deprecated technologies were detected.
Standards and sources
Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.
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