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Is hubfinancialsolutions.co.uk a Scam? Security Check Results - HUB Financial Solutions Limited

hubfinancialsolutions.co.uk Security Report Summary

hubfinancialsolutions.co.uk received a security score of 66 out of 100 in Guard's comprehensive security analysis, classified as "Moderate Risk". This report covers HUB Financial Solutions Limited's website security posture. HUB Financial Solutions Limited operates in the Finance industry in United Kingdom.

HUB Financial Solutions Limited is a UK-based financial advisory company specializing in retirement planning, annuity comparison, and equity release advice. The company operates as part of the Just Group plc, positioning itself as a trusted provider in the retirement financial services market. Their website offers comprehensive resources, tools, and multimedia content to assist retirees and those planning retirement in making informed financial decisions. The business model focuses on advisory services and product comparison to help customers optimize their retirement income options. Technically, the website is built on a modern stack including Episerver CMS, Microsoft Azure hosting, and integrates various third-party services such as Cookiebot for consent management, Google reCAPTCHA for bot protection, and Microsoft Application Insights for telemetry. The site demonstrates good mobile optimization, accessibility, and SEO practices, although some security headers could be improved. From a security perspective, the website enforces HTTPS and employs cookie consent mechanisms aligned with GDPR. However, explicit security headers like Content-Security-Policy and X-Frame-Options are not evident, and no public security or incident response policies are found. The WHOIS data query failed due to an invalid query on the 'www.' subdomain, but the domain appears legitimate and consistent with the business claims. Overall, HUB Financial Solutions Limited presents a professional and trustworthy online presence with good privacy compliance and moderate security posture. Strategic improvements in security headers and transparency around security policies would enhance their security maturity and customer trust.

The security scan identified 29 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: jQuery, Less.js, Google reCAPTCHA, Microsoft Azure hosting, Cookiebot consent management, Microsoft Application Insights.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and business-context intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

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Is hubfinancialsolutions.co.uk Safe? Security Analysis for HUB Financial Solutions Limited

https://www.hubfinancialsolutions.co.uk/

Check if hubfinancialsolutions.co.uk is a scam or legitimate. Free security scan and reviews.

FinanceUnited Kingdommedium
jQueryLess.jsGoogle reCAPTCHAMicrosoft Azure hostingCookiebot consent management+1 more
Analyzed Completed
66
Security Score
MEDIUM RISK

Below Finance avg (78)

GDPR-aligned

Data handling

EU

Hosting region

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AI Summary

HUB Financial Solutions Limited is a UK-based financial advisory company specializing in retirement planning, annuity comparison, and equity release advice. The company operates as part of the Just Group plc, positioning itself as a trusted provider in the retirement financial services market. Their website offers comprehensive resources, tools, and multimedia content to assist retirees and those planning retirement in making informed financial decisions. The business model focuses on advisory services and product comparison to help customers optimize their retirement income options. Technically, the website is built on a modern stack including Episerver CMS, Microsoft Azure hosting, and integrates various third-party services such as Cookiebot for consent management, Google reCAPTCHA for bot protection, and Microsoft Application Insights for telemetry. The site demonstrates good mobile optimization, accessibility, and SEO practices, although some security headers could be improved. From a security perspective, the website enforces HTTPS and employs cookie consent mechanisms aligned with GDPR. However, explicit security headers like Content-Security-Policy and X-Frame-Options are not evident, and no public security or incident response policies are found. The WHOIS data query failed due to an invalid query on the 'www.' subdomain, but the domain appears legitimate and consistent with the business claims. Overall, HUB Financial Solutions Limited presents a professional and trustworthy online presence with good privacy compliance and moderate security posture. Strategic improvements in security headers and transparency around security policies would enhance their security maturity and customer trust.

Detected Technologies

jQueryLess.jsGoogle reCAPTCHAMicrosoft Azure hostingCookiebot consent managementMicrosoft Application Insights

8 urgent findings need attention

8 high

Continuous monitoring

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Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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OffSeq Observations

No critical findings yet

82/100

DNS Health

3 findings

75/100

Email Security

3 findings

85/100

SSL/TLS Security

7 findings

39/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

HUB Financial Solutions Limited operates in the UK financial services sector, focusing on retirement income solutions and equity release. The company benefits from its association with Just Group plc, a recognized entity in the market. Their competitive advantage lies in providing comprehensive advisory services combined with digital tools and comparison services that empower customers. The target customers are retirees and pre-retirees seeking flexible retirement funding options. The website's integration of multimedia content and calculators indicates a customer-centric approach. The presence of Trustpilot reviews and Crystal Mark certification further supports their market credibility. Growth indicators include active content updates and integration with parent company resources. The partnership ecosystem includes major platforms like LinkedIn, Facebook, and Google services, enhancing their digital reach.

Security Posture Analysis

Comprehensive Security Assessment

The website demonstrates a moderate security maturity level with enforced HTTPS and use of bot protection via Google reCAPTCHA. Cookie consent is managed through Cookiebot, ensuring GDPR compliance. However, the absence of explicit security headers such as Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options represents a gap that could expose the site to clickjacking or MIME sniffing attacks. No vulnerabilities or exposed sensitive data were detected in the analysis. The lack of published security policies or incident response contacts limits transparency and preparedness perception. Overall, the security posture is adequate for the business type but could be enhanced by implementing recommended headers and publishing security documentation.

Strategic Recommendations

Priority Actions for Security Improvement

1

Implement and enforce security headers including Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options to mitigate common web attacks.

Observations

Comprehensive website and business-context analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

HUB Financial Solutions Limited

Description:

You now have more choice and flexibility about funding your retirement than ever before. The company helps customers convert pension savings into income and offers equity release advice.

Key Services:
Retirement planning adviceAnnuity comparisonEquity release adviceIncome generation options
Content Quality:

good

Branding:

consistent

Technical Stack

Technologies:
jQueryLess.jsGoogle reCAPTCHAMicrosoft Azure hostingCookiebot consent managementMicrosoft Application Insights
Performance:

moderate

Mobile:

good

Accessibility:

good

SEO:

good

Security Assessment

Security Score:
80/100
Best Practices:
  • HTTPS enforced
  • Cookie consent banner with granular controls
  • Use of Google reCAPTCHA for bot protection
  • Application Insights telemetry for monitoring

Analytics & Tracking

Services:
Google AnalyticsHotjarMicrosoft Application Insights
Tracking Level:moderate
Privacy Compliance:good

Advertising & Marketing

Ad Networks:
Google AdSenseFacebook Ads
Tracking Pixels:
Facebook PixelHotjarMicrosoft Application Insights
Marketing Tools:
CookiebotGoogle Tag Manager (disabled)Hotjar
Transparency Level:good

Website Quality Assessment

Design Quality:good
User Experience:good
Content Relevance:good
Navigation Clarity:good
Professionalism:good
Trustworthiness:high

Key Observations

1

Website is fully accessible with rich content and multimedia

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

65/100
Score

Weak Strict-Transport-Security configuration

LOW

Current value: "max-age=2592000"

Missing Content-Security-Policy header

HIGH

Controls resources the browser is allowed to load

Missing Referrer-Policy header

LOW

Controls referrer information sent with requests

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

83/100
Score

No Data Protection Officer mentioned

LOW

Large organizations may need to designate a DPO under GDPR

Privacy policy may not be GDPR compliant

MEDIUM

Privacy policy lacks explicit GDPR compliance elements

GDPR Compliance Analysis

Privacy Policy85% confidence
Cookie Policy85% confidence
Contact Information Found90% confidence
phone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

2/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

Critical sector without clear security compliance

HIGH

Detected sectors: energy, transport, banking, health, digital

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

85/100
Score

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 include:spf.protection.outlook.com include:eu._netblocks.mimecast.com include:sendgrid.net ip4:4.234.140.30 ip4:52.142.186.253 ip4:141.145.13.239 ip4:141.145.13.240 ip4:141.145.13.241 -all
DNS Lookups:3/10
Policy:-all
DKIM Selectors Found
Selector:s1(1440-bit rsa)
DMARC Details
Policy:reject
Aggregate Reports:[email protected]
Forensic Reports:[email protected]

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

39/100
Score

Weak Protocols Supported

HIGH

Server supports weak protocols: TLSv1.1

Certificate Transparency Not Implemented

LOW

Certificate is not logged in Certificate Transparency logs

SSL Certificate Expires Within 90 Days

MEDIUM

SSL certificate expires in 37 days

Weak SSL Key Length

HIGH

SSL certificate uses 256-bit key, which is considered weak

Short HSTS Max-Age

LOW

HSTS max-age is less than 1 year

HSTS Missing includeSubDomains

LOW

HSTS header does not include subdomains

Mixed Content Detected

MEDIUM

2 resources loaded over insecure HTTP

Protocol Support

TLSv1.3TLSv1.2TLSv1.1

OCSP Status

OCSP Stapling Enabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

75/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

Domain Transfer Lock Not Enabled

MEDIUM

Domain can be transferred without authorization

Domain Delete Lock Not Enabled

LOW

Domain can be deleted without additional verification

Domain Registration Details

Domain Age
9 years(mature)
Expiry Risk
low(76 days)
Protection Level
none
Suspicious Indicators Detected
  • No domain protection locks enabled

DNS Records

A Records:217.114.94.2
Name Servers:
ns0.clara.netDNS only
ns1.clara.netDNS only
ns2.clara.netDNS only
MX Records:
0: hubfinancialsolutions-co-uk.mail.protection.outlook.com
SOA:Serial: 2021113000, TTL: 172800s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:31ms

SPF Analysis

SPF Record:
v=spf1 include:spf.protection.outlook.com include:eu._netblocks.mimecast.com include:sendgrid.net ip4:4.234.140.30 ip4:52.142.186.253 ip4:141.145.13.239 ip4:141.145.13.240 ip4:141.145.13.241 -all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

How does hubfinancialsolutions.co.uk compare?

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🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website is built on Episerver CMS hosted on Microsoft Azure, leveraging modern web technologies such as jQuery and Less.js for styling. It integrates multiple third-party services including Cookiebot for cookie consent, Google reCAPTCHA for bot mitigation, and Microsoft Application Insights for telemetry. Performance is moderate with good mobile optimization and accessibility features. SEO is supported by proper meta tags and structured data in JSON-LD format. The site uses multiple external fonts and analytics scripts, which should be monitored for performance impact. The WHOIS query failure is due to querying the 'www.' subdomain rather than the base domain, which is a technical oversight but does not affect site operation. Overall, the technical infrastructure is solid but could benefit from enhanced security header implementation and performance tuning.
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Full Report
PDF · email delivery · lifetime access
39.90
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Incl. 21% VAT
39.90
Already purchased? Enter unlock code
VisaMastercardApple PayGoogle Payvia EveryPay
SEQ SIA
Reg. No. 40203410806 · VAT LV40203410806

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